[Resolved]  ICICI Bank — Credit card rewards redemption charge

Address:	Ranga Reddy, Andhra Pradesh, 500049
Website:	www.icicibank.com

Dear Sir,

Every month I am seeing a debit of Rs. 28.75 towards rewards
redemption fees in my ICICI account w.r.t to this I have the following issues/queries.

1. Is this charge Rs 28.75 per transaction or per month for redeeming
the ICICI credit card rewards?

2. Last time I redeemed/encashed 80 rewards worth Rs 20/- on mobikwik,
for that also you charged me Rs 28.75/- redemption fees. How this is
logical or correct? I saw only ICICI charging in such a wrong way.

3. The bank offers very less reward points for using ICICI credit card
compare to other bank cards and still it charge Rs 28.75/- every time
I reddem rewards.For redeeming single reward point of worth 25 paise also if you charge Rs 28.75/- what is the use of carrying and using ICICI credit card?

4. If I don't redeem the reward points they will lapse after 2 years
of credit, If I redeem reward points you charge Rs 28.75/- everytime.
This a is kind of robbery/cheat.