Union Bank Of India Hadapsar, Pune — Saving A/c blocked without given any information,any discussion

Address:

Pune, Maharashtra

Dear sir, Saving A/c blocked without given any information from 03/08/2015 to till date, I am Sunita Dalave having saving a/c no.[protected].in union bank of India, branch-hadapsar Mantri Market pune-411028 from dt.29/10/2009 to continue I had taken a Indica car on Tata motors a/c I had given my A/C name :- SUNITA RAVINDRA DALAVE & my a/c no o[censored]nion bank bearing no [protected] for ECS. I had always maintained balance in this account When my Tata Motors ECS ( Date 11/08/2015) is bounced but that time I checked my account balance there is sufficient balance then I went to the bank on 13 Aug 2015 I asked them, , what is the reason my ecs bounce that time I knew, union bank has locked my account without any discussion . When I enquired with the bankers till the time I have no any idea about my account is seal from union bank Is it not important that inform me about my account, what is issue, and why you seal my account?? Actually happened this I had taken a tab on Bajaj a/c no. 4020CD01897304 EMI card no. [protected] I had given my A/C name :- SUNITA RAVINDRA DALAVE & my a/c no o[censored]nion bank bearing no [protected] for ECS. Lately, I came to know that union bank has locked my account. When I enquired with the bankers, I was shocked to note that my initial installment of ECS in 2014 was deducted from some other account and since insufficient balance was there in his account, I was told that I have insufficient balance in my account. I have been charged with defaulter payment for no mistake of mine. Secondly, since some installment has gone from somebody else's account, Union bank has locked my account. In the first place, how come my installment was deducted from somebody else's account? Don’t you have any system to verify the account? I had given cancelled cheque of my account... how come you did not verify my account no?: It appears that it’s the banker’s mistake, Kindly check about the same because for no reason or fault of mine, I have been charged for default payment by you and also for no fault of mine I am treated as a defaulter. I had bought the TAB on Bajaj card., my Bajaj card was also revoked permanently because of my ECS bounce. Is it my fault? The account no from which you have deducted the first installment on 5/04/2014 is [protected] which is not my account. And then since balance was not in this account which belongs to some third person, you are saying that I am a defaulter and charging me with ECS default charges of 350 per month.