Union Bank Of India — My union bank Saving A/c blocked without given any information

Address:Pune, Maharashtra

Dear sir, My union bank Saving A/c blocked without given any information from 03/08/2015 to till date, I am Sunita Dalave having saving a/c no.[protected] in union bank of India, branch-hadapsar Mantri Market pune-411028 from dt.30/03/2009 to continue till date I had taken a Indica car from Tata motors finance I had given my A/C details o[censored]nion bank of India, A/C Name :- SUNITA RAVINDRA DALAVE & A/C no. [protected] for ECS. I had always maintained balance in this account for ECS . When my Tata Motors ECS ( Date 11/08/2015) bounced that time I checked my account balance there is sufficient balance then I go to the branch on 13 Aug 2015 . what is the reason my ecs bounce? That time I knew, union bank has locked my account without any discussion . that's why, Tata motors ECS bounce and i got penalty charge Rs 500/-, and bank also bouncing charged me Rs 100/- Till the time I have no any idea about my account is seal from union bank. Is it not important that inform me about my account, ? what is issue, and why you seal my account ? If I won't go to the bank further a month how come to knew about my account is seal ? very careless union bank employees in hadapsar branch. from 3 Aug 2015 to till date there is no any action about this matter.. It's already 15 days gone . Actually happened this, I had taken a tab on Bajaj a/c no. 4020CD01897304 I had given my A/C details for ECS. When I enquired with the bankers, I was shocked to note that my initial installment of ECS in 2014 was deducted from some other account and since insufficient balance was there in his account, I was told that I have sufficient balance in my account. I have been charged with defaulter payment for no mistake of mine. Secondly, since first installment (date 05/04/2014) has gone from somebody else's account, Union bank has locked my account. In the first place, how it is possible ? how come my installment was deducted from somebody else's account? Don’t you have any system to verify the account? how come you did not verify my account no? It appears that it’s the banker’s mistake, Kindly check about the same because for no reason or fault of mine, I have been charged for default payment by bajaj and also for no fault of mine I am treated as a defaulter. my Bajaj card was also revoked permanently because of my ECS bounce. Is it my fault? The account no from which you have deducted the first installment on 5/04/2014 is [protected] which is not my account. And then since balance was not in this account which belongs to some third person. Bajaj finserv saying that I am a defaulter and charging me with ECS default charges of 350 per month. Kindly check all details and discuss with bajaj finserv and resolve this issue, I m irritated from union bankers because no fault of mine. All faults union bankers and bajaj finserv and I m facing trouble even I visit to branch many times...Please take any serious action about it... Regards Sunita Dalve
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