Bajaj Finance Complaints & Reviews

I, ranadip adak have applied for a loan dated 2/4/2017 for a sum of rs 12664/- every month on the 2nd an amount of rs 1583/- is deducted from my account by ecs. However month of the august money was not deducted on 2nd when i had sufficient account balance rather it was deducted on the 4th. This is to notify you that i was wrongly charged a late fee as it was the company's fault that they didn't deduct the amount in the stipulated date. Moreover, my bajaj finserv card has been blocked for some reason unknown to me.
I hereby request you to rectify your fault and unblock my card at your earliest possible convinience. This is getting very inconvenient for me as i will be needing your services very soon. I hope the authorities will take heed and do the needful as soon as possible.

Yours sincerely,
Ranadip adak

I have received a call today from [protected] claiming to be from bajaj finance company of Kolkata salt lake branch. The guy was offering home loan @6%. When i said him to send someone from nearest brach which is in Siliguri (I'm from Jalpaiguri-735101, WB) he said the loan will be processed online and he will assist me in that. At last i said to send someone personally to meet me he said okay without taking me address and immediately disconnected the call. Please look into the matter.

I have taken personal loan from bajaj finance. Its almost been a year i have been paying the emi's regularly with no default or bounce
This is the first month i was unable to arrange funds on time which i was aware of cheque bounce charges imposed by both finance company and the bank.
I had been getting calls from several unknown numbers when i was at work place unable to receive calls and hence ignore considering it a marketing...

Hi,

I am janhavi bhoite, i was received call from bajaj finance on 9th july 2018 regarding health insurance policy. He explain me policy related information and force to me activate policy that time i told him i want to discus with my husband and then we will call you back. But he said dont worry we will send policy document on your registered address and then you take your time for reading and understand policy and also you will see this document to your friend and also your family doctor and get confirmation from them. After that you will sign this document. I clearly inform him that time if i dont want this policy then i will reject it.
So how come they activate my health insurance policy without my signed document and also send me message for deduct emi rs. 1070 on 2nd august 2018. We dont want to open any health insurance policy.
We are totally dispointed from bajaj finance.

I am requesting to you please deactivate on urgent basis me and my husband health insurance policy which you activate. And also do not deduct any emi reagarding any health insurance policy from my linked account on 2nd august 2018.

I have a loan 403pst44484337 with bajaj finance till jul'18 all emi auto deducted from my account..

I went to foreclosure on 6th jul earlier but executive asked to pay current month emi also even it debited from my account..

For that they asked daily interest why should i pay and request waiver for the interest calculated for the month rs. 382 and reduce some % from foreclosure.

So far they not addressed my query and giving to harrassment thru phone without resolution.. Pls do the needful..

I have purchased 1 lg led model no 43uj652 on 30/05/18 from suneja sons, tirath mansion near overbridge ranchi for rs 58000/- under finance from bajaj finance ltd. Under the terms & conditions ihave paid rs. 19748/ immediately to the owner and remaining amount as emi of rs. 4834/- per month commencing from 02/07/18. As per the provision of the scheme explained by the staff of bajaj finance ltd. First emi would be credited back to my a/c immediately after debiting the account. As such in actual sense i have to pay 1 emi less as per the provision of the scheme. However my a/c has been debited with rs. 4864/- instead of rs. 4834/- on 02/07/2018 but no credit has been afforded to my a/c no [protected] of axis bank ltd. Till date. When i enquired from bajaj finance staff he disclosed that scheme code has been erroneously fed 89359 instead of 89629. Please take up the matter with concern co. & provide justice to me.

Hi
In july i bought a phone and got it financed from bajaj fin serv.
While i was purchasing the phone the guy pitched me to take insurance plan which i denied.
However, today when i logged in to see the status of my loan i came across "digital phone safe" of 1, 849 rs.
I am not sure why bajaj fin serv is charging me thia for and honestly i am totally disappointed.
Please look into it.

Customer History – Have Acquired 3 Bajaj finance loan in past and Completed its payment without any Single delay !!

Please find its details given below
1. Loan Account No – 4050CD15711273
Total Loan Amount – 45000 INR
Total Amount Repaid – 45000 INR

2. Loan Account No – 4050CD21134194
Total Loan Amount – 48000 INR
Total Amount Repaid – 48000 INR

1. Loan Account No – 4050CD33229747
Total Loan Amount 27489 INR
Total Amount Repaid – 27489 INR

How it All started –

Like one LED in one of the Retail Outlet and Instantly Applied for One More time Bajaj Finance due to faith in the company – Result – Immediately Got the approval ( Attaching Screen shot for your reference )
But due to lesser option available in LED Variants decided to Move to Croma In select City Mall for the same
I have been asked to transfer the case for getting it done as a process which I agreed as wanted to buy from there. Executive asked me to wait for 45 Mins before placing the order
Shock of My Life – The Bajaj executive said sir due to your Less cibil score Loan has been Rejected. I asked but it just got approved then No answered by anyone except its software issue

Question I have from Risk Team

1. As a Professional Process driven in first Place when Loan has been approved I believe is well Validated
2. Reason I have been given – Credit card due and Less cibil Score ( its due to various reason and Unnecessary charges been filed but – But even week back when loan has been approved then to it was the same cibil score then how the loan has been Approved ??
3. In last 3 Loans – How much default company has seen in over 1 lacs INR loan amount. Does good track record keeps No value in Bajaj finance?
4. Doe software issue things exist in bajaj finance
5. If my cibil and All issues were so much then how come Loan has been approved

I have approached so many people but only been told everyone feel you are right but can’t do anything as Risk team rejected

Do we have anyone in the company who can Take care of such customers???

Awaiting Revert form your end as I believe Bajaj Group is Very customer oriented and Reputed Group

Please Note this mail it’s just not to get a led TV but to highlight how customer made feel humiliated and ashamed these days in Bajaj finance

Thanks and Regards
Agitated Customer

I am getting daily 5-6 calls and mails for loans .i don’t want any loan or call/mail from Bajaj... if not stopped I will have to move further.i have blocked several numbers from Bajaj but no use .its really irritating and it’s disturbing allot, made my life hell..I mailed to their customer care, but no response .if not stopped I will have to take it to court

I was buy the LG company Ac Finance by Bajaj Finance. Due to not cooling the ac, I service from the LG company. After that, the AC remains bad. We have complained to the Bajaj and LG company quite a lot but I am not getting any response neither Bajaj or LG company, either return my money or replacement To be given, I have become very upset and Disappointed For LG And Bajaj.
I Am Attached The Insurance, Billing Copy and Also attached Ac photo. My Bajaj Insurance policy number OG[protected]-00000005.

My name is yedukondalu mobile no. [protected]
I'm suffering with bajaj finance person as he is harassing me for delay in emi payment and i already informed them that I Am facing some financial problems "even though I paying late payments every month regularly. But they are harassing me for immediate payment and scolding nonsense language then they can take money but still one person was harassing me recovery agents mobile nos.[protected], [protected]

My name is sreenivasulu, I took loan 16000rs for Dr.Batra's Treatment through EMI facility. After 20 days i fully suffered hair loss. so at the time i raised a complaint to stop the treatment as well as please refund the bajaj finance amount like this. I paid one month EMI also. After 2 months i got i EMI amount 1600 at mar 26 from Bajaj Finance people. as well as they got amount from Dr. Batra's clinic. Problem is solved. But Last 2 months onwards i got some deductions from my account, nearly more than 2000rs. What the hell is going n here. please resolve this problem or else i will take action against you. My account number [protected], mobile number is: [protected]

Please dont approach any flexi loan with bajaj finance. I have applied for flexi loan and am waiting for the past two months. Initially the tele caller was called me and gave false promises on daily basis for sanction of one lakh rupees loan.
They have asked me to provide all docs. I hv provided all required documents. Later on they have told me that eligibility is not there hence because of my home loan which was taken along with my brothers. Hence they asked me to provide the home loan statement, I hv provided the same. Again they hv asked me to provide the my brother's savings bank account. I hv provided the same along with the pan copy of my brothrr. Now they are asking me to provide the salary slips of my brothers. Later on they may ask to provide the property documents, if any.

Earlier they have sanctioned the loan few months back. And I have refused to accept it. Because they hv charged exorbitant interest. And they forced to pay the insurance. Now they are telling the eligibility is not available after receiving all documents including my brothers. Which are not relevant.

1) My question is when there is no eligibility, why they should give false promises?
2) are they giving loan to me or to my family?
3) why they are forcing us to pay insurance?
4) are they playing with our necessity?
5) who will bear the mental stress happened during the time?
6) what is the time limit

Mi mote 5 mobile hai 3gb 32gb hai sir axident ho gaya tha to pura creek ho gaya hai insorence hai to plz sir mujhe ye repless krna hai bill date[protected] mobile no [protected] contect me plz sir pura mobile sreek ho gaya hai to plz call me urgent mujhe bahut problam ho rahi hai mobile ke bina me dusra nahi le sakti hu sir plz help me [protected] plz call

I am receiving daily calls atleast 5-7 times from the call center, so please stop the same for loan proposal and from different number. i will file a police complaint for harassment if this is not stopped immediately.

I am receiving daily calls atleast 5-7 times from the call center, so please stop the same for loan proposal and from different number. i will file a police complaint for harassment if this is not stopped immediately.

Your loan has been sanctioned neft rs. xxxx/- as under
benificiary name - bajaj finance
account No. [protected]
pnb noida sec 27 .
I have deposited this ammount by NEFT from SBI and confirmation mail I recieved from SBI also writes Rs. xxxx has been transfered to benificiery bajaj finance but after words came to know this account belongs to some SR financial services. is this account belongs to bajaj finance ! If not how this ammount is deposited in above account if benificiery is not bajaj finance. and if it is a fraud please take immediate action to get back my money and help others from such fraud.

Nuisance calls continuing despite your repeated assurances
From: narayan swamy on Sat, 14 Jul 2018 20:55:24 Add to address book
To:[protected]@bajajfinserve.in, , [protected]@bajajfinserve.in, , [protected]@bajajfinserve.in, , [protected]@bajajfinserve.in, , investor.[protected]@bajajfinserve.in, , 'apellatemh', 'Grievanceredressalteam m', 'customerexperiencehead d', 'wecare'Show full headers | Hide Details
Again another marketing call from tel no [protected] yesterday IE 13/07/2018 at 16.11 hours.

Bajaj - buland bharat ki buland tasveer - THIS IS BAJAJ ????????

KEEP ON TROUBLING SENIOR CITIZENS AND GIVE FALSE ASSURANCES

I don't want your credit card I have been told your Pune call center guys [protected] times everyday but they still keeps calling me to make fun for them. [protected] is the number from which I am receoving calls. You have my number already again I m giving you to stop harrasing me. ([protected]). Next phone call I will go to consumer people against your harrasment.

Thank you

Hi,

How many times will call per day... Very irritating. Stop this nonsense. If anybody wants loan and if they are approaching you only give to them. But you people are giving more trouble to people. Calling for all and per day 20 calls. If it is continues I will give a police complaint against Bajaj Finance Service. Please mind it. Stop calling to my number. [protected].

Am getting numerous calls from Bajaj Finserv regarding personal loan, daily 3 to 4 times. I dont want any loans from Bajaj finserv. I had already told everytime i receive a call that i dont want any loans. Its my mistake to take a one time loan from the comany like Bajaj Finserv. Please stop irritating customers for your targets. My phone number is [protected]