Bajaj Finance Complaints & Reviews

I got a call from bajaj finance stating that they will provide me a loan against an insurance policy and they said they are tied up with some insurance company (Hdfc, excide life, etc). They are providing loan on 0% interest for 10 years for premium of 10% of loan amount, now i was in need for cash i borrow the money and paid through online gateway of of excide life insurance with the proposal number they have given me (Dated[protected], now i am confused after reading all the complaints of such cases, are all such type of calls are fake or there is also some genuine cases too. Please help me with this, before i got into futher documentation.

Hi,

Good evening.

This is with reference of my bajaj finance personal loan account no. 5800pl07519898 dated 27th jan 2015 of rs. 1 lacs in the name of pritam kumar gaur and the disbursement amount was rs. 0.92 lacs after deducting the amount of processing fee and other charges.

As per agreed terms i have paid 19 emis of rs. 3291 totalling of rs. 62529 but unfortunately my father was hospitalized and doctors informed that he is suffering from intestine cancer in oct’15. I continued my emis for more few months but suddenly i was jobless and then i was not being able to continue my emis as i am only an earning member in my family also.

I have borrowed approx. Rs. 16-17 lacs from my relationships, friends and from another sources as much as i can serve for my father.

This case is handled by mr. Amar shakti, mobile no. [protected], your legal manager as per he introduced to me.

I requested mr. Amar to settle the same in a minimal amount of rs. 30000 and 3-4 installments so that i will be able to settle this loan. But denied for 3-4 installments and asking for 1 shot of payment of rs. 38000/- to settle this loan and to withdraw from legal also and told me he have the trick to insult anybody as much as he paid the money.

Today mr. Amar shakti came to my residential address and shouting to collect the money. My all neighbours are now known that i will not be able to repay the bank emis and i insulted by him in front to my neighbours. He also announced that we have the power to arrest pritam kumar gaur in front of my neighbours.

Regards,

Pritam gaur

I spoke to an agent named abhiskta sengupta regarding a payment from bajaj finance emi on 09/02/2018 around 5:00 pm and got a very rude response from her when i asked her a couple of questions. She was not at providing any helpline number to me and did not even transfer the call to her manager. I wanted to lodge a complaint against her. Worst behaviour. She behaved as if she is the owner of the company and literally shouted. This was the first time the cheque had bounced and she was on top of her horse to make the payment and did not even let me speak.

Everyday i have been receiving 4-5 times call from ivr machine with initials 1409 etc. Now they have also restored by giving calls from landline.
Despite blocking the calls
Kindly stop calling me all times as you have no idea where the person is.

If a person is interested, they will contact you.

Your calls are mentally harassing and it is bad bad way of marketing.

I have buy many things last year... But when i have to buy a product i saw my emi card has been permanently blocked i dont know why... What should i do now? Plz reopen it i have to buy something right now... I am a old customer of your company i have buy many electronics by your card... [protected] this is my registered mobile no... Plz open my card... Thank you...

Mahabharata battle lasted for long 18 days.

If some one has a dispute with Bajaj there is no time frame when will it end. Will not get proper resolution. Customer has to compromise because of no choice. Customer will lose patience and trust and will accept whatever resolution provided.

Reason being inaccurate information and irresponsible people from Sales department or even from Service department.

So where is the hope? can't approach sales to resolve the issue and service is also the same.

When customer report any dispute, Bajaj staff will not even hesitate to make fun of customer. So all in all it is a fun game for Bajaj and for customer it is a pain.

We can fight with people who know their responsibility, but fighting against irresponsible people would be equal to bumping our head to Stone.

I will never forget my experience with Bajaj and would definitely think twice before taking any decisions when it comes to any product of Bajaj.

I am one of a customer so might not make any difference to Bajaj, but what if every customer think this way.

Bank are always good.

Continuously i am getting marketing call from bajaj finance personal loan.
Usually i get automatic marketing call. Where they call and describe about the product and then ask if interest press 1 that's all.
There is no option if you are not interested. If you cut the call, you will again get the call after 2-3 days.
If you press 1 and wait for the executive to call and then tell them you are not interested you still get automatic call after 4-5 days.
Its really frustrating.
There should be strict law in india to handle such tele caller to disturb public.

Helllo sir I requested by add my new number

Bajaj finance customer care is such a worst thing I could rather trusted some other small scale loan disbursing agents

issue is that they called me and said I was eligible for elite emi card and I was also interested with their mesmerizing vouchers (which did not happen anyways) and immediately agreed to that and paid an amount of 4777/-
but till now I did not get any intimation nor any response from them,
upon that I have called to their so called elite membership customer care many but till today to my surprise ie:7th feb 2018 call center people did not take my 100 calls each has an estimated holding time of 30 minutes

Bajaj finance team respond to this irresponsible service you are providing
I want this issue to be resolved immediately ASAP

I have was told for pre approved - home loan i will get eligibility confimation after 1 to 2 day maximum.

However after sharing all the legal documents with bajaj i have received no responce from them they are not responding to calls and nor they acknowledge the documents and there customer service is pathetic they dont answer the calls.

Not sure how to get in touch with them i am afraid if i will get any trouble because i shared mt data with bajaj agent subhash (Subhash. [protected]@bajajfinserv.in)

Hello,

I have been getting calls for loans from Bajaj Finance daily more than 3 times, at odd hours and during busy times.

They keep changing numbers, so blocking them is also not a option.

I am not interested in taking any loans as of now. Even after mentioning this again and again on calls, they keep calling me and harassing during busy hours.

Please make them stop calling me at [protected].

Dear sir,

With due respect I just want to said that I am purchase a Mobile oppo vs from Krishna mobile store, Deoghar and I am submit loan of time apart from that one more loan show in my account for business loan and I am witnesses there but I am not sign. for witness of others loan.
So, please I request you to don't do such kind o[censored]ses trick to submit document of any individual. I am too much frustrated over it and I also trustless this type of work.
So, Please take necessary steps over it.

Thank you
Ajay Kumar

The regular phone calls which goes up to 3-4 calls per day is so irritating. I wish i had no association with a company like this you doesn’t understand that constant calls will not increase there business at all. If no loan is required by a customer at 10:00 am what would change at 1:00pm or in a day. They don’t have a clear dnd policy as well, the system generated calls should be stopped.

Dear sir,

I am jatin vaish. I had apply for bajaj finance emi card from croma on 13.11.2017 by paying 412 rs. My invoice number is sla[protected]. But till today i had not received my emi card. I request you to plese file a complaint aganst them as they are the cheaters. They always take payment against emi card but never send to any customer.

Thanking you

With regards
Jatin vaish
[protected]

I Kajal Ghosh, is a Consumer of BAJAJ FINSERV. My Flexi Loan Account No - 4F2SPF59675322. My Loan Outstanding amount of Rs. 413, 599.00 Including Insurance and I had paid your Interest amount of your due date time to time, but when I close of my flexi loan account, the forecloser charges @ 4.72% on sanctioned limit applicable taxes of Rs 19, 521.87/- What is this ? It Is totally your unbecoming manner policy. It Is totally wrong & unjustify. please solve the problem as soon as posssible.

Hello,

I've been receiving spam loan promotional calls on daily basis from bajaj fun serv, even though i blocked each number, your automated system is calling with new number. I understand that's the system you've developed to make calls with new numbers, knowing call receipients are blocking every new number from you. That's quite irritating, i'm sure it must br causing extreme inconvenience to many other people also.

Please exclude my number [protected] from these calls.

Loan account # 403saf36223710

Hello sir,

My original loan amount is 4, 12, 000
Your statement says the following:-

Original loan amount 412, 000.00
Loan amount 753, 000.00
Roi 15.25%
Tenure 60
Emi received 44, 722.08

What is this laon amount of 7, 53, 000?

Your customer care says that is for internal purpose. If it is for internal purpose, why it is reflecting in my statement?

Today morning (03.2.2018) i got sms from vk-bajajf as below:
Your experia user id:xxxxxxx and pasword:xxxxxxxx, please check your email for more information, thank you, bajaj finserve lending.
And followed by otp.
After the same i got a call from +[protected] asking for otp, on not providing the otp to him he started to abusing me.

Please look in to the same immediately and seriously.

Please stop calling me for any kind of loans. I get daily 4 to 5 call which is automated. I have been trying to reach the customer care to stop but the call gets diverted to ivr. Its been very frustrating. I tried to block the calls. But the series changes every time. Please take necessary action against this. Otherwise i will take thia with consumer court.

I mousumi bhowmick booked my ticket on 3/12/17 through bajaj finance total amounted rs.13509/ (Bajaj finsery-*-2758) but my amount had been dibited rs. 8903-on 3rd january &rs 8903-on 2nd february. I donot understand the explanation of that.

Please send me explanation of this neihter i have to do something other way, why extra amount to be debited from my (Ubi) bank. Awaiting your early reply...