Bajaj Finance Complaints & Reviews

I have applied for OD (Flexi loan) vide loan application no [protected].
The application filed by agent Mr. Mohd Shazeb and Mr. Rajiv Jain on my behalf ( Contact number for Mr. Rajeev Jain - [protected]. )

My application was approved for Rs.5, 66, 000 for the tenure of 84months. I got the call from the agent asking for Rs. 7000 to pay as handling fees of 0.5% on the approved amount of Rs.14lc. When I asked that my approval is for Rs. 5.6lc and I don't need 14lc rupees, they started abusing and forced me to pay the service fees of 7000 + 4999 for a virtual account. Mr. Rajeev Jain threatened me to complete the E-mandate on the basis of a loan amount of Rs 14lc else he will spoil my cibil.

I would request you to check with the agent, how are they offering 14lc rupees when I am not entitled to the same, even though I dont not required such amount, why should I pay the fees on amount for which I never request for.

Dear sir my name is jigneshkumar Ramesh Bhai Patel, i appled insurance against loan and invest insurance payment (refundable ), long time no loan approval so I cancel my loan process (288/3/2022) rules refund amount is 45to 90 days but no refund my amount.so please help me.contect person name and number -ansuman sahu-[protected], Samer sir[protected], landline number -[protected], [protected]

The EMI are going smoothly to Bajaj Finance as per their date provided. Yet on 27 June 2022 they deducted ₹1000 without informing or giving me any information! Refund the amount or face me in the Consumer Court

Dear sir,
I am getting repeated several marketing calls from Bajaj finance despite having put number in DND, and also complained to Bajaj many times. but the calls are increasing after complaining. 2-3 calls including robo calls every working day. Its causing too much after speaking to them and requesting not to call. in 1 hours another call arrives. Please help stop this to my number [protected] please.

Once I got a call from Bajaj finance, asking for overdraft facility. I keep them asking for charges, and they kept on saying, sir please submit these documents then only we can tell you. They took all the documents. But never gave me product details. Finally once when they sent me the product details, I saw hidden and abrupt charges, I immediately cancelled that. After that they made my hell, I am getting 30 calls per day. Just now I got a threat call from Bajaj Finance saying if i don't take the Overdraft Facility, they will put a fraud charges against me, and I will never get any loan from any bank. Please help me.

Dear sir, i am hereby for few months ago I got brain stroke so I need a loan i have applied to bajaj finance at online method of there website and they scammed me and stolen my money as process fee. I have tried to contact bajaj help line but no response after telling them also uses slug language. Payment proof and bank details below attached. I am suffering with paralysed issue please help and give a justice

Again I am getting unwanted calls from bajaj finance

I have bought a lg Ac through emi from bajaj finance on 1st May 2022.Now i want to cancel the extended warranty of cpp asset care policy.
My loan number is 410CECIG190509 and membership number is AC3851223. Please cancel it fast. The emi started from 2nd June 2022. I tried calling bajaj but there was no response....

First I got a call from an Bajaj Finance Agent asking for if interested on 0% interest loan provided by Bajaj Finance. I showed my interest and an agent named Anshuman (quoted as Relationship Manager) contacted me on my WhatsApp on 09th May 2022. His WhatsApp number is +91-[protected]. He asked me my Aadhaar card, PAN card, bank statement and photo and other personal details which I provided. They checked my eligibility and mentioned that I am eligible till 18 Lacks limit. I opted for the 4 Lacks loan amount and they guided me to purchase Bharti Axa Life Insurance Plan of 40, 000 for 10 years mentioning the insurance premium amount will be the EMIs for the loan and all this invested amount will be refunded with the loan and I just have to pay 3, 334 EMI monthly. I did according to them. Before proceeding itself I made sure that loan disbursement should be within 20 days as insurance plan cancellation period is 1 month. He assured me the loan disbursement before 26 May 2022. Only then I agreed. Then later I got a call mentioning my profile got selected by Bajaj Finance for a subsidy where 25% off is given if I take loan amount of till 10 - 15 Lacks. For having the loan amount 15 Lacks I have to purchase Bharti Axa insurance plan of more 1, 10, 000 as both policies will sum upto 1, 50, 000. I was in need for large amount so I purchased insurance plan worth of 1, 50, 000 to get the loan amount of 15, 00, 000. Then they were doing lot of delays by mentioning various reasons. Now when my second insurance policy plan is going to finish it's free-lookup period, still the Agent Anshuman was asking me to hold and the loan is about to disburse. I demanded to have the application number otherwise I will cancel the policies right away, then they updated the loan application and I received the application number from Bajaj Finance. When I mailed the Bajaj Finance for the loan status, I received a mail from Bajaj Finance that my loan cannot be processed as my profile does not meet their criteria. They guaranteed before making me purchase for insurance plan of 1, 50, 000 that my profile is eligible and I will definitely get the loan.

This is a huge scam where first the Bajaj Finance Agent is asking to purchase the insurance policy from Bharti AXA, and while purchasing they asked not to mention the reason as a loan. Then making unusual delays for the loan till the free-lookup period of insurance policy from Bharti Axa should be finished. Then just mailing out that the profile is not eligible for the loan.

I have applied for the cancellation of both the insurance policies I have taken from the Bharti Axa but one of the policy has crossed free-lookup period. I don't know what all consequences I have to face now to get my all amount back without any charges.

I lodged a complaint just one day back and it shows it is Resolved?. What the hell consumer forum doing.
Just close this forum, if not supporting to customer.
How it is resolved in such a short time period.
Neither anybody contacted me about my complaint nor i received any positive mail.
Moreover no any action yet taken against Bajaj finance, Delhi, kosambi branch.
What the hell consumer forum doing. Just close it.
we (customer) do not need such worst platform where we get no any help.

I'm Rohit Gaikwad, I'm from badlapur.. recently i got credit card from RBL bank.. they put me insurance charges an started deduction from my account without any information an they didn't called me or asked me about this insurance when i informed to customer service they replied this insurance can't be suspended so you have to pay emi...
I paid that an finally that insurance experied now but again they issued the same without any prior information...
Please help me with this issue

There is no emi due even they debited RS 1933 without any information i need refund

I hv a bajaj OD loan since 11 months...i paid every emi on time ..but today i got a message from my bank that cmp mandate debit of rs 4824 towards bajaj finance ...i m very frustrated...i tried to contect them but in thier app no such option given...i dont know where to complaint about this.my loan account number is PT36PHF2768522

Dear Sir,
Myself Ajay Prabhune, filing a complaint against Bajaj finance, Delhi branch.

I received a call from Akash Verma, assuming himself as a regional manager, Bajaj finance, Delhi, Kosambi branch. His contact details ([protected]).
I received call from him in December 2021, saying that if you avail a Bharti AXA insurance policy by paying 30000 INR, you will get a loan from Bajaj finance of 300000 INR. within 10days.
Now 6 months over Im waiting for loan disbursement. Even he is not receiving calls too.
Kindly look into matter.
As Bajaj finance a well known company having good reputation. As i already bajaj loan from Nashik branch and completed the loan amount successfully within stipulated time period.
So kindly look into matter.

Regards
Ajay Prabhune

Today from my account Bajaj Finance cut 117/-Rs without reason.Its more than 3 to 4 times some amount cut from amount.Now its again my balance cut.\I want to ask why u cut my balance without reason.I want my money back.
I never expect this from you.
Just I request u refund my money.

Thank you
Laxmikant Bhambishte

Dear sir/madam,
I Thangaramya, i declared that unwanted transaction is carried out in my bank account. I had received sms through sbi that the amount is deducted at rs.295 for debit mandate fail chrg txn dt.02-05-22 bajaj finance in 2 times continuously (Total amount:590) .
So, verify the fact and please refund my deducted amount as earliest.
My Sbi Ac NO :- [protected]

Mobile No :- [protected]

Rs. 117 is auto debited from my Axis Bank Account and I did not buy any items from Bajaj Finance

I noticed that in my SBI account statement 117/- was debited towards CMP Mandate Bajaj finance. I would like to inform that in 2019, I purchase AC under 6 months EMI scheme and and I paid last EMI in Jan-2020 after 6 months of settling the EMIs and all. Again Bajaj finance deducted the amount of 117/-without any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So I request with Bajaj team not make such type of transaction without informing to customer by call or email. Now I feel that Bajaj finance also not secure for providing bank details.

I noticed that in my SBI account statement 117/- was debited towards CMP Mandate Bajaj finance. I would like to inform that in 2019, I purchase AC under 6 months EMI scheme and and I paid last EMI in Jan-2020 after 6 months of settling the EMIs and all. Again Bajaj finance deducted the amount of 117/-with any information. Because of loan we provide you all our bank details its doesn't mean that when ever you want you can make online transaction. So I request with Bajaj team not make such type of transaction with informing to customer by call or email. Now i feel that Bajaj finance also not secure for providing bank details.

From my account Bajaj finance was deducted rs. 117 for no reason no dues nothing, like an mafia, without my concern they take rs 117 as their own. Please give it back Bajaj finance..