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Bajaj Finance Complaints & Reviews

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Updated: Feb 23, 2026
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N
Nkumar1
Jun 8, 2015
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Address: Hyderabad, Andhra Pradesh

Hi All, I spoke with Divya CC care agent in April in regards to an Issue of Cheque Dishonoured, which she said cheque has been dishonoured on 05/04/2015 and I provided the proof that cheque didn’t come for collection to me. And the issue was closed from your side after clarification. Today I received a message from Bajaj regarding the April cheque dishonoured charges 360rs are going to be presented in my account on 10/06/2015. Note: I have provided the proof that cheque didn’t come to my end. However, now the Cheque dishonoured charges is not fair. Kindly solve the issue of mine and let me know if you need any further info. I expect others will take care of my Issue. And my Bajaj EMI card is also blocked due to this issue, which I didn’t do. Regards, Nayan Kumar
Dear Sir

To help us expedite the process of resolution of your query, could you please elaborate your exact concern along with your contact details so that we can get in touch with you and assist you better.

With regards,

weCare
Bajaj Finserv Lending
Hi All,


I brought Nokia lumia 930 in March 2015 Through EMI card no :[protected]. I maintained the balance for this EMI. But, due to some Technical issue from your side first EMI cheque didn't come for clearance on 05/04/2015. However on 7th April i got a call from Bajaj team that my cheque has been dishonoured on 05/04/2015.

I got a call from Bajaj and I spoke with divya bajaj backend team agent regarding the issue and I provided proof (Account statement) that cheque hasn't come for clearance. after verifying proof she said sorry and sent collection person to collect the EMI and I paid. The issue was closed as per her words.

But, on 07/06/2015 i got a message that April cheque dishonoured charges are going to presented today and the amount also deducted from my Account.today.

For your kind info check my EMI card status now cheque dishonoured charges 350 rs has been charged today from my account.

Because of this cheque bounce issue on me which i didnt do my EMI card is blocked and obviously if it is quoted as cheque bounce my Cibil got affected too.

Hence, My request is to refund my 350 amont and remove the cheque bounce issue from my name as it's a remark to me.

Please check the attached account statement of April.

I respect your service and offers. Kindly dont do such things to satisfied customers like me, or else i have to stop using Bajaj card. if I dont get my amount refund. and Unblock my card to continue the usage.

Awaiting response.

Regards,
Nayan kumar

mail ID : nayan.[protected]@adp.com
Ph no : [protected]

If you are calling between 1 pm to 10 pm call[protected]
Hi All,

May I expect response for the above comment added by me.

Regards,
Nayan kumar A
Hello,

May i get response from you guys its been two days I'm following up on this, and i didn't even a single response till now.

Regards,
Nayan Kumar A
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    jsnvarghese
    Jun 8, 2015
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    Address: Hyderabad, Andhra Pradesh

    Hi, i have applied a loan from the bajaj Finserv finding that the loan interest rate for a personal loan is 16%. I got a call from the representative saying that i am eligible for the loan and with 16% interest and he said that on the next day i have to submit the documents, i have re confirmed with the representaive about the interest rate and even he confirmed that its going to be 16%. i got a email with all the user id and password and the loan details in it, there it shows that the loan is approved and the interest rate is 33.79 %. if the interest rate is 33.79 i want to cancel the loan as no bank charges 33% interest.
    Aug 6, 2021
    Complaint marked as Resolved 
    Dear Sir.

    To help us expedite the process of resolution of your query, could you please share your contact details so that we can get in touch with you and assist you better.

    With regards,

    weCare
    Bajaj Finserv Lending
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      Wasim Solkar
      Jun 7, 2015
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      Address: Mumbai City, Maharashtra

      I'm having my company's cellphone number which is registered to Bajaj finance with the previous employee of my company Now he has left the company and I have already given that guy's personal number to the Bajaj Finance company but still they are calling again and again and one of the caller was very rude to me when I told him not to call again. He called me around 05:00pm on 06/06/2015 with this no. [protected]. This Guy was very rude how can he talk to someone like that he did'nt mentioned his name when I asked and he cut the phone.
      Dear Sir.

      To help us expedite the process of resolution of your query, could you please share your contact details so that we can get in touch with you and assist you better.

      With regards,

      weCare
      Bajaj Finserv Lending
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        arunpremi
        Jun 6, 2015
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        Change of EMI date

        Address: Bangalore, Karnataka

        Hello, My loan a/c number with Bajaj finance is 4040cd06039883, I financed a TV with the mentioned bank, I changed my job and my salary date is changed from 28th to 08th of every month . I wrote an email to them requesting to change the EMI date to 08th as it will not be possible for me to make the payment through ECS on 2nd but they refused to do so and my ECS is getting bounced 2 times . Every month I have to pay when my salary credit...
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        Shashwat Patra
        from Pune, Maharashtra
        Jun 5, 2015
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        Address: Khordha, Odisha

        Bajaj Finance Salaried Flexi loan Bajaj Finance has created a salaried flexi loan plan. They told me about the benefits of having virtual account to park unused amount and I won't have to pay for unused amount. However, they never told me about any insurance attached to it. When they processed my loan of RS. 4lakh, tney deducted 17k towards processing and more outrageously, they added 1.48 lakhs for hdfc life term plan, which I never knew. When I called and complained after 2 days, they told me nothing can be done. i have to pay for that 1.48 lakhs plus interest which I never knew. This fraud company has to be put behind bars. What should I do now. Loan account number is 423SAF10002691
        Dear Sir/ Madam.

        Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

        With regards,

        WeCare
        Bajaj Finserv Lending
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          22155637
          from Mumbai, Maharashtra
          Jun 5, 2015
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          Address: Thane, Maharashtra

          I Mr.Vinit Vinayak Valanju had taken loan for my mobile from your company. My loan account no. LIFE STYLE FINANCE 577SCE09561772. with this I received INSURANCE LIFE STYLE NO. 577ILS09561782.So I request you to discontinue this Insurance policy. For this I had given extra amount Rs.305/- through EMI.I request you to refund this amount ( Rs.350 /-) to my account & take only Rs 1600/- from next EMI which is due on[protected].for LIFE STYLE FINANCE 577SCE09561772. Thanking You Vinit Vinayak Valanju Loan Account no.#577SCE09561772
          Dear Sir/ Madam.

          Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

          With regards,

          WeCare
          Bajaj Finserv Lending
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            N
            nahne
            from Delhi, Delhi
            Jun 5, 2015
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            Address: Bhopal, Madhya Pradesh

            mai aapki 2012 sai customer hu aapke emi card sai mujhe bohat suvidha hui thanks to bajaj but mera card ki expatriate august 2015 hai agar aap usai renewal kar sakte hai tu mujhe call kardai ya mail kar dai mera abhi mai shop kuch purches karne gai tu mera emi card block hai without informatin mera koi bhi payment due nahi hai plz is problem ko solve kare.
            Dear Sir/ Madam.

            To help us expedite the process of resolution of your query, could you please share your contact details so that we can get in touch with you and assist you better.

            With regards,

            weCare
            Bajaj Finserv Lending
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              Anant Bagul
              from Pune, Maharashtra
              Jun 5, 2015
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              Address: Pune, Maharashtra

              402FSL09423042 not disbursed yet B AJAJ fINANCE HAS DEDUCTITED EMI OF 2, 52, 235 OF OVER LOAN ACCOUNT NO 402FSL09423042 WHICH WAS NOT DISBURSED YET. HOW CAN BAJAJ DEDUCT EMI OF LOAN WHICH WAS NOT DISBURSED TO ME YET please note that this amount is not disbursed yet and if this amount is not disbursed, we can not be forced to pay. All the query raised will be different issue but note that LOAN ACCOUNT NO 402FSL09423042 SHOULNT BE DISPLAYED IN MY LOAN SCHEDULE. TILL WE DO NOT RECEIVE ABOVE MENTIONED AMOUNT. Customer, ANANT EKNATH BAGUL
              Dear Sir/ Madam.

              Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

              With regards,

              WeCare
              Bajaj Finserv Lending
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                Vikas Bachwani
                from Gurgaon, Haryana
                Jun 4, 2015
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                Address: Mumbai City, Maharashtra

                I had visited Reliance digital store at santacruz west on 01/06 to buy iPhone 6 64GB, after checking the finance options I was informed that they didn't have the phone in stock and was asked to wait till next day, and I walked out from the store without making any down payment neither I signed any loan agreement and I purchased the phone next from elsewhere outright, if there was no product purchased and neither I signed any loan agreement, why is there an outstanding amount showing on my emi card, also Pls note I don't even have the emi card. I have written to bajaj finance about this and no one has bothered to response. Kindly remove that outstanding amount as no loan has been taken from bajaj and I fear it can affect my cibil score. I don't have the emi card number and I usually login with my mobile# [protected] on bajaj finance site and my email is [protected]@gmail.com
                Dear Sir/ Madam.

                Thank you for sharing your contac Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in

                With regards,

                WeCare
                Bajaj Finserv Lending
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                  Prasanna Jayagopal
                  Jun 4, 2015
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                  Address: Chennai, Tamil Nadu

                  My Lan no. is 403SAL09413606 Am trying foreclose this loan . but system is not updated with any of the details. I wanted to avoid interest on my personal loan but you don't update your system with EMI details so its not allowing me to foreclose or do part payment and the worst is your Customer care . busy busy busy busy busy busy is there really a customer care . i have even mailed complaint but no reply SN03180339
                  Dear Sir/ Madam.

                  Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

                  With regards,

                  WeCare
                  Bajaj Finserv Lending
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                    V
                    Vipul Jatania
                    from Kolkata, West Bengal
                    Jun 4, 2015
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                    I am already existing customer and my LAN no. is 4100CD[protected] which I got after several from my bank account.But unfortunately my cell no. is not registered with you and I also not know my LTS as it is not available with the dealer from whom I make purchase a TV.Everymonth EMI 2067/- is debited from my bank account. Sir, please provide me my statement of loan so that I able to plan for future purchase. My e-mail id - [protected]@yahoo.com cell no. [protected] LAN no. 4100CD[protected]
                    Dear Sir/ Madam.

                    Thank you for sharing your Loan Account Number. We have initiated the process of resolution of your query. You shall hear from us asap. During this time, should you wish to contact us, please write to us on [protected]@bajajfinserv.in mentioning your Loan Account Number in the subject.

                    With regards,

                    WeCare
                    Bajaj Finserv Lending
                    Hi...
                    My mob. [protected]
                    I have messages from your side on same no.
                    But I don't understand my cell no. Why not a registered what is problem pls tell me..????
                    Sir my Experian I'd is 12283685 I lost my registered mobile number please change my mum from [protected] to [protected]
                    Thanks
                    Pl change my registered mobile number from [protected] to[protected]
                    Iam already existing customer and my LAN no. is 4F50CD35332667 which I got after several from my bank account.But unfortunately my cell no. is not registered with you and I also not know my limits as it is not available with the dealer from whom I make purchase a TV. Everymonth EMI 2159/- is debited from my bank account. Sir, please register my mobile number [protected] so that I able to plan for future purchase.
                    My e-mail id : [protected]@gmail.com
                    Mobile no. [protected]
                    LAN no.4F50CD35332667
                    Dear sir
                    Please change my number which wrongly added please change it my number is [protected]
                    Thanks
                    Hi team,

                    My customer ID is 37319168
                    My EMI card no. [protected]
                    My mobile no. [protected] is not registered with you. Requesting you to register my mobile number [protected]. As I am unable to login using my cus id no.

                    Thanks
                    Ganeh
                    [protected]
                    Hi team,
                    My mobile no. [protected]. Abhi.[protected]@gmail.com, is not registered with you. Requesting you to register my mobile number [protected], and i didn't receive customer I'd also. As I am unable to login using my mobile number.

                    Plz solve my problem.
                    My customer ID is 49513893
                    My mobile no. [protected] is not registered with you.
                    Requesting you to register my mobile number [protected]

                    thank you
                    Dear sir, my ID No. 48242495 and mobile number +91 [protected] unfortunately it's not registered kindly register my number
                    My email address [protected]@gmail.com

                    Please solve my problem
                    And I will hopefully
                    Dear sir, my ID No. 520401 and my old mobile number [protected] is lost. new mobile number [protected]. it's not registered kindly register my number
                    My email address [protected]@gmail.com so please change my mo.no.

                    Please solve my problem
                    And I will hopefully
                    Dear sir. I am Avinash kumar Tiwari.i hv fill ups form for emi card .i Jhaveri paid rs 471 .i got regularly text massage on my number [protected] but I am nt able for communication with customer care because I got my number is not registered.plzz help me.my e-mail is avinash.[protected]@gmail.com
                    Thanking you
                    Avinash
                    I don't understand Bajaj has literally disbursed loan amount to my SB account, but they have not registered my mobile number or email I'd. Neither they provided any credentials to login into customer portal. And even can't use customer center number to reach as mobile number is not registered.
                    Still we need to write mail or visit Branch to register.
                    When they acquire every details o[censored]s before providing loan, why can't they automate the process of registering mobile number and email id or provide credentials to avoid bad customer experience at the entry level.
                    Dear sir, my mobile number +91 [protected] unfortunately it's not registered kindly register my number
                    My email address
                    sbi.[protected]@gmail.com

                    Please solve my problem
                    And I will hopefully
                    Dear sir, my mobile number +91 [[protected])] unfortunately it's registered as ([protected]) I am from chennai but register mobile no is belongs to odisha kindly request to you please change my register number as [protected]
                    My email address
                    [protected]@gmail.com and my LAN no is 4030CD89910754 in this regards I gave request in your chennai office Raheha towers 2 times but no use

                    Please solve my problem
                    And I will hopefully
                    Thanks & Regards
                    Santhoshkumar GP
                    Dear sir, my mobile number +91 [[protected])] unfortunately it's registered as ([protected]) I am from chennai but register mobile no is belongs to odisha kindly request to you please change my register number as [protected]
                    My email address
                    [protected]@gmail.com and my LAN no is 4030CD89910754 in this regards I gave request in your chennai office Raheha towers 2 times but no use

                    Please solve my problem
                    And I will hopefully
                    Thanks & Regards
                    Santhoshkumar GP
                    Sir me bajaj financ me new accont opane kar na he
                    I want an account at Bajaj Finance my number is [protected] Kindly register my number. My email id is [protected]@gmail.com
                    i want my loan account no kindly provide me plz
                    Please sir my number register [protected] please sir thank you
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                      V
                      Vaddadi SreeRamaKrishna
                      from Hyderabad, Telangana
                      Jun 2, 2015
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                      Address: Hyderabad, Andhra Pradesh

                      THE MANAGER Dt:[protected] BAJAJ FINANCE LTD SOMAJIGUDA HYDERABAD Sir, SUB: Req to discontinue ECS –Reg Ref: My Personnel Loan No 4000P[protected] *** I Took Personnel Loan 2 years honourinjg ECS regularly Rs.1251/- Monthly. I would like to inform u That Since 5 months I had been suffering with Jaundice and slowly recovering and I am not Doing my job regularly . Hence, I request your goodself kindly stop ECS process and I would like to pay cash for the time being. In last month ECS Bounce charges nearly 1200/- i need to pay to my bank since I already informed u In last month eventhough u have presented my ECS . And also there was a little problem in my bank I am unable to pay my charges in this condition. I am having Minus balance Rs.1600/- Who is goind to Bear sir, Please understand this situation and kindly cooperate in this regard for which i am thankful to you. Thanking you Yours Sincerely, V SREERAMAKRISHNA
                      I am feeling very bad about your service eventhough i have given my information about the above letter

                      Kindly look into the matter
                      Dear Sir

                      Thank you for sharing your details. We have already initiated the process of resolution of your query. You shall hear from us in the next 48 hours. During this time, should you wish to contact us, please write to us on [protected]@bajajfinservlending mentioning your Loan Account Number in the subject?

                      With regards,

                      weCare
                      Bajaj Finserv Lending
                      Stop my ECS And emi in 3 month
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                        priyesh1229
                        from Jabalpur, Madhya Pradesh
                        Jun 2, 2015
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                        Address: Raipur, Chhattisgarh

                        Dear Sir i have the main issue is that in my pan card my date of birth is change that time i purchase the item i give the pan card that the date of birth my[protected] but my correct date of birth is[protected] right now i change my pan card and i go to bajaj finance office to correct this but Ur executive tell me that it will be not change so tell me how its not possible i work also in govt department at union bank of India at pandri branch raipur chhattisgarh i know the rules in our bank so many people r cumming for changes with the document then tell me if i give the correct document that what i single problem u have so now my hardly request u to please check the problem with Ur executive than call me because i purchase so many item with bajaj finance recelty i purchase plasma TV hope u give us the better services next time other vice i have to file a case against bajaj finance ... My name - Hasmukh Rai Chawda my no[protected]r[protected]
                        Dear Sir

                        Thank you for sharing your details. We have already initiated the process of resolution of your query. You shall hear from us in the next 48 hours. During this time, should you wish to contact us, please write to us on [protected]@bajajfinservlending mentioning your Loan Account Number in the subject?

                        With regards,

                        weCare
                        Bajaj Finserv Lending
                        HI sir,

                        I need to update my DOB. Can you help me out with this.

                        What should i need to provide details.

                        Thank you
                        Dear sir,
                        I have problem in logging to your bajaj app. It ask for date of birth when I enter date of birth, it says wrong credentials . Pls help me out to log in to experiya app.
                        Sandip Rangrao Ingle
                        Date of Birth update
                        Jitendra subudhi's reply, Oct 17, 2020
                        Sir, My name is Jitendra subudhi .my dob is01/01/1981 is wrong, correct dob is 03/05/1981
                        please help me sir mention my correct dob 03/05/1981 please mention bajaj emi card and bajaj health card
                        HI sir,

                        I need to update my DOB. Can you help me out with this.

                        What should i need to provide details.

                        Thank you
                        Sir, My name is Jitendra Subudhi.my DOB is01/01/1981 is wrong, correct DOB is 03/05/1981
                        please help me sir mention my correct DOB 03/05/1981 please mention Bajaj Emi card and Bajaj health card.
                        Emi Card update my DOB 10/05/1975
                        Sir, My name is Tejas Walunj .My DOB is 28//1995 is wrong, correct DOB is 20/05/1995
                        please help me sir mention my correct DOB 20/05/1995 please mention Bajaj Emi card and Bajaj health card.
                        my dob- 03/09/1996
                        Hi sat my name is Ibrahim sk my DOB. 07.04.1994 not working my mobile no. [protected]
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                          gulabbhawnani
                          from Mumbai, Maharashtra
                          Jun 1, 2015
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                          Address: Mumbai City, Maharashtra

                          Without confirming for insurance loan was disbursed and now I got reply you will get insurance policy up to 5th June. If am not agreed on Insurance Clause for my personal Loan Application than why forcing me to pay insurance and get back surrender Value of that? Can anyone explain me . My Loan was sanctioned of Rs 5, 00, 000/- + Rs. 51, 000/- Insurance Charges ( Not accepted by me) = now shown in Online account is Rs 5, 51, 000/-. I am agreed for Only Loan Amount of Rs. 5, 00, 000/- and also liable for that only. Please give me some solution I am stick with that transaction. Otherwise I am looking other ways. For Personal Loan insurance is compulsory as per any law. As per my understanding Insurance Policies are sale by coercion.
                          Dear Sir

                          At the outset, please accept our apologies for the inconvenience caused. To help us expedite the process of resolution of your query, could you please share your loan account number with us?

                          With regards,

                          weCare
                          Bajaj Finserv Lending
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                            meghapankaj
                            from Chennai, Tamil Nadu
                            Jun 1, 2015
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                            Address: Mumbai City, Maharashtra

                            I have purchased Washing machine from Vijay sales (LBS Marg, Bhandup) through Bajaj Finance. in the month of Jan 2015. I have submitted ESC mandate form to the branch more than 4 times, every time I met Bajaj finance guy who is deputed at Vijay Sales Bhandup west. Now, when i called bajaj fiannce customer service they are saying my card has been blocked permanently. This is very ridiculous system where in no intimation, Please help me out with solution.
                            Dear Sir

                            At the outset, please accept our apologies for the inconvenience caused. To help us expedite the process of resolution of your query, could you please share your loan account number with us?

                            With regards,

                            weCare
                            Bajaj Finserv Lending
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                              S
                              sudhir kashkari
                              from Bengaluru, Karnataka
                              May 31, 2015
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                              I wanted to purchase air condition and stabilizer from a dealer in gandhinagar jammu your representative told me that you have to pay processing fee and air condition and stabilizer can not be clubbed thus charging me Rs 280/ and Rs300/ respectively.Plz reply me on my mailing address [protected]@gmail.com. As my mobile is not working in J& k .. They told me that there is only one representative in Gandhi nagar jammu and I want EMI for 15 months with one or zero down payment. Product Volta's Samsung or LG ...sudhir kashkari card no [protected]. ...mobile no jammu. [protected]
                              Dear Sir/ Madam.

                              We have received your complaint and we will resolve hit shortly.


                              With regards,

                              weCare
                              Bajaj Finserv Lending
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                                murali_krishna
                                from Mumbai, Maharashtra
                                May 30, 2015
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                                Resolved

                                Address: Hyderabad, Andhra Pradesh

                                Respected Sir, i have already inform to the BF agent in khairthabad he did no change my DOB date instead of which your agent has saved my wrong DOB i kindly request u to change my DOB to this dat 13.05.2015 which was mentioned wrong thanking you Sir A.MURALI KRISHNA LOAN NO #4000CD065944
                                Aug 9, 2021
                                Complaint marked as Resolved 
                                Dear Sir/ Madam.

                                We have received your complaint and we will resolve hit shortly.


                                With regards,

                                weCare
                                Bajaj Finserv Lending
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                                  Harshad Walkar
                                  from Mumbai, Maharashtra
                                  May 29, 2015
                                  Resolved
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                                  Resolved

                                  Address: Mumbai City, Maharashtra

                                  i have received call from Bajaj Finance Pune. They are offering personal loan against Insurance Policy with 7% rate of interest. Is the Correct news or not. I need confirmation from your side and if not please take necessary action against same. Please find below address for your reference. Bajaj Finance, S186/2/1a 3rd Floor Office No 218 219 & 222, Gokhale Plaza Condominium, Chinchwad. Mr. Punit Nanda & Girish Rao & Shukla- [protected] [protected]@gmail.com
                                  Aug 6, 2021
                                  Complaint marked as Resolved 
                                  Dear Sir

                                  At the outset, please accept our apologies for the inconvenience caused. To help us expedite the process of resolution of your query, could you please share your loan account number with us?

                                  With regards,

                                  weCare
                                  Bajaj Finserv Lending
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                                    supriya poojary
                                    from Delhi, Delhi
                                    May 29, 2015
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                                    Address: Bangalore, Karnataka

                                    I am calling your customer care number [protected] from 2 days, from 2 days the number is busy.how bad is your service i am doubtful that if the call is connected also you might not provide the good service Try to improve your telephone service first .
                                    Dear Madam.

                                    To help us expedite the process of resolution of your complaint, could you please elaborate your concern along with your contact number with us, so that we can assist you better.

                                    With regards,

                                    weCare
                                    Bajaj Finserv Lending
                                    Dear sir/mam,
                                    from my Bank account there was withdrawal 1167 RS on date 23/10/15 to account no3882210.so revert me...
                                    Product Type : Consumer Durable Loan
                                    Your Name : Bhagwan Thakare
                                    Loan Account No:/Application Reference No. : 5770PL14902348/5770CD00069789
                                    Date Of Birth : 1June1975
                                    Mobile No./Phone No. : [protected]
                                    Email ID : [protected]@yahoo.co.in
                                    Query Subject :why you withdrawal 1167 RS from my account?
                                    Query Details : Dear sir/mam,
                                    from my bank account there was withdrawal 1167 RS on date 23/10/15 to account no 3882210.so revert me...
                                    Hi Bhagwan,

                                    Did you get any resolution on your issue, because im looking to go with Bajaj EMI card... can you suggest me if their service is good?? or any negative remarks or on which point should i concentrate more to avoid issues...
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                                      Preeti Bisoi
                                      from Hyderabad, Telangana
                                      May 27, 2015
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                                      Address: Cuttack, Odisha

                                      Hi, Myself Preeti Bisoi, I had taken one consumer loan from Bajaj Finance in the year of[protected] or[protected]forgotten exact year).My phone number was [protected].My address was : C/o – Amarnath Bisoi, At-Subhadrapur, Po – Uttamapur, Cuttack -753011.I have forgotten my loan number and NOC letter has been lost. I took this loan from Cuttack, Orissa. After completion of all my loan I came to know that My PDC had gone to Kolkata for clearance which always shown one month delay payment. Also I informed by the company that one check had been lost so I have to pay again which I paid also. They had confirmed me that it won’t affect in my cibil and it will be updated . But now when I checked my cibil after so many years for personal loan, I came to know that it tremendously effect my cibil.I am not eligible to get any loan.So kindly clear this loan pending from my cibil history with proper reason. I need one NOCsoft copy to my mail id : [protected]@yahoo.co.in
                                      Dear Madam.

                                      To help us expedite the process of resolution of your query, could you please share your contact details so that we can get in touch with you and assist you better.

                                      With regards,

                                      weCare
                                      Bajaj Finserv Lending
                                      Hi,

                                      I am writing this because I recently came to know that my loan from Bajaj Finserv that I took in the year 2013 and 2014 was still active. I had cleared both the consumer loans in the same year that i took it and paid all my EMI's on time. As per my knowledge the loans were supposed to be closed, however 2 weeks ago I was charged 350/- each for both loans stating it was dishonor charge.

                                      This is completely unacceptable to me and i spoke to your representative at length and got them to return the money which was deducted from my account and I also got the NOC for both the loans. However, my concern now is that it has affected my CIBIL score quite badly all because of the error from Bajaj Finserv.

                                      Kindly update my records on your system and get my CIBIL score fixed as it is not my error and i do not want to suffer a financial difficulty due to an oversight from your side.

                                      You can contact me on [protected] or email me at [protected]@hotmail.com for further clarification.

                                      Regards,
                                      Orlando
                                      Hi,

                                      I am writing this because I recently came to know that my loan from Bajaj Finserv that I took in the year 2013 and 2014 was still active. I had cleared both the consumer loans in the same year that i took it and paid all my EMI's on time. As per my knowledge the loans were supposed to be closed, however 2 weeks ago I was charged 350/- each for both loans stating it was dishonor charge.

                                      This is completely unacceptable to me and i spoke to your representative at length and got them to return the money which was deducted from my account and I also got the NOC for both the loans. However, my concern now is that it has affected my CIBIL score quite badly all because of the error from Bajaj Finserv.

                                      Kindly update my records on your system and get my CIBIL score fixed as it is not my error and i do not want to suffer a financial difficulty due to an oversight from your side.

                                      You can contact me on [protected] or email me at [protected]@hotmail.com for further clarification.

                                      Regards,
                                      Orlando
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