Bajaj Finance Complaints & Reviews

Dear sir,
I am ravichandran customer I taken lone for auto three wheeler. Yesterday 17.12.2021 I went office I discuss about my lone for settlement. There officer told some percentage we will give to you for settlement and you pay RS:32000 and I paid. They told you will get NOC on next week when your file update.
Now they are taking my auto three wheeler
and again they told you pay RS:20000
Then only I will give auto. Kindly request solve the problem.
Bajaj finance ltd
Bharani Function hall, Arcot Rd, Vijayaraghavapuram, Saligramam, Chennai, Tamil Nadu 600093 office.
Thanks and regards,
Ravichandran

Bajaj Finance debited automatically Rs 117 from my account as CMP MANDATE DEBIT. Why this ???

Please deactivate all Bajaj finance service and provide refund of rs 117. Which u debited from my account.

Below are msg for reference

ALERT: Your A/c xx4378 has been debited for Rs.117 on 14th Dec 2021 through Debit mandate towards BAJAJ FINEMI-BF011117_[protected].

Hi Everyone, I am a Bajaj Finance customer for last 3 years and till now I have no outstanding .

This month due to my personal issue, I requested all the Bajaj finance executives whoever contacted me, that I will pay by 24th Dec with all additional charges and interests.

Despite of having so many communications, they send their people at home today and threatening over the phone that if I don’t pay today they will send 20 guys for social and physical humiliation .

I don’t have fund right now and I can pay all my outstanding by 24th Dec only . Please save me from these goons .

Thanks and regards
Tarpan

1. I have taken a Flexi hybrid Loan from M/s Baja Finance on 20.02.2019 – Loan No 403SAFEA309098
2. Tele marketing agent of Bajaj Finance Mr: Saurabh was pursuing with me for a long time to convince to take this loan
3. I was not in need of any loan at that point of time, but thought of accepting this offer as an emergency fund if at all any requirement come in future
4. Now the terms and conditions which the Bajaj finance executive explained to me were as follows based on which I decided to go for the loan
a. The money will be there available as an OD balance in my account, it will not be disbursed to me until or unless I withdraw it.
b. As long as I don’t withdraw the money I will not have to pay any charges
c. In the loan agreenment there were several finance charges mentioned, for which he told me that this is not applicable to me as it is a special case. I have the whatsapp chat transcript as an evidence for this
d. I told I require a loan of Maximum 2 lakh
e. But the executive told me that, it is not going to make any difference if it is 2 lakh or 18 in terms of the charges so it is better to go for 18
5. Basis the above discussion I opted for 18 lakh loan from Bajaj finance.
6. Now when the loan was sanctioned the entire amount was credited to my account, also around 50k was charged as insurance and other charges
7. I was shocked and I immediately paid back the entire amount on 21st Feb[protected] and 22nd Feb[protected], against the total Loan amount of 1882999 disbursed on 20th Feb 2019.
8. I kept RS 800 balance just to avoid the force closure charge
9. I really wanted to close this loan, because I was not in need of it. But the Force closure charge was 4% so for 18 lakh it will be 72000
10. Then I had very long correspondence with Bajaj finance and the Telemarketing executive Saurabh, and later on they reversed the processing charge and the insurance charges.
11. But I still need to pay either 5555 for 5 years (~28k) or 72000 as force closure charge. So the option is now to loose 28 K or 72k, for believing the Bajaj finance reputation and their Marketing agents.
12. One can see my account statement; I have not utilized even a single paisa from the loan so far.
13. I have made several correspondence with Bajaj finance customer care and I did not get any resolution for the case.
14. Now the customer care team of Bajaj finance is advising me to force close the loan, where in I will have to pay more by around Rs 45000. So even now they are trying to suck maximum of my hard earned money.
15. Request your support for the resolution of the case.

An amount of rs. 117 is deducted through ecs from my savings account of SBI Saving bank as on 13Dec21 without my authorization or any information. I don't have any outstanding amount nor I have taken any loan from bajaj finance. I dont know the reason for the deduction.I still wonder how come a company as big as Bajaj Finance can do such cheap things.

Kindly refund my amount of rs. 117 as soon as possible and I need an explanation as to how did this occur in first place.

Bajaj finace has debited 117 repuees from my fathers account and we haven't purchesed anything or done anything I would like to know why this amount has been debited.

Prashant Kelkar from collection is threatening us, and says will get us removed in next 3 days, just for not paying on the the due date, to which we have informed him due to financial crisis we shall pay our loans until the 25 th but they put notices, inform guards, inform neighbours.is this a standard process for missing payn by 15 days....

What is this bloody CMP mandate debit Bajaj Finance? Is this the way to deduct from my account? I cleared my all dues 2 years ago only. See, if you not refund my amount I will give a complaint to the police on your company.

I got message of DEBIT CMP MANDATE DEBIT BAJAJ FINANCE LTD. - DD. However, I have not authorised BAJAJ FINANCE LTD, to do so. Please refund my money back

Without my concern how did they deduct the money from my account? I have no dues with them and Clear all the EMI a long time back. I need the answer otherwise I will take legal action against them ita 117 rupees from my account.

मेरे खाते मे से 117 रुपये निकाले गये हे मुझे मेरे रूपये वापस करो नही तो मै पोलिस कंपलेट करुगा.

Dec-21 के लिए लोन अकाउंट 5S4FRPGA220850 की रु. 2562 की EMI प्राप्त हो गई है. Rs.295 transferred from A/c ...4509 to:[protected]/BAJFI. Total Bal:Rs.357CR. Avlbl Amt:Rs.[protected]:02:15) - Bank of Baroda. Rs.295 transferred from A/c ...4509 to:[protected]/BAJFI. Total Bal:Rs.62CR. Avlbl Amt:Rs.[protected]:25:19) - Bank of Baroda

I had been receiving SMS regularly from Bajaj Finance Ltd (Now Bajaj Finserv) stating that my loan is already completed. To my best of knowledge now I have no loans with BFL.
I had complained them many times and every time I get a ready-made reply stating that my complaints will be resolved in 48 hours. But nothing happened. The complaint form available in their website (www.bajafinserv.in) is useless and the Submit button never works.
Their Customer care number[protected] is not accessible. Wonder what is happening to this company...
Now, I request to please stop promotional sms & call from bajaj finance on my mobile no
User ID - PUN708

Today I have sanctioned loan amount 504999.00 but amount paid to my account 490820.0 so i want to cancel my loan and withdraw amount from my account.
My loan application no. [protected]
As discussed with representative from Bajaj finance before application they tell only processing fee applicable but they add two more charges

I dont have any EMI or loan but 899 rs debit my savings bank account..

I was offered for a personal loan of Rs 4400000 at 0% interest from an existing Bajaj Finance employee named RAJESH JAIN based in New Delhi. In return i was asked to make a Policy of Rs 200000 from Bharti AXA introduced 2 person from Bharti AXA. On the direction of RAJESH JAIN, 2 Policies each ofamount Rs 100000 was made. As promised, I would get the Loan amount credited within 15-20 days from Policy making date. The Policy payment was done on August 24, 2021 but till date NOTHING is done as promised. The person, RAJESH JAIN now does NOT receive my calls for the past 2 months. Contact Nos of Rajesh Jain :[protected] & [protected].
Please help me get my money refunded. This is a Full FRAUD CASE done in the name of BAJAJ FIN. Thanks. SAQUIB ANWAR. +91 [protected].

I was offered for a personal loan of Rs 4400000 at 0% interest from an existing Bajaj Finance employee named RAJESH JAIN based in New Delhi. In return i was asked to make a Policy of Rs 200000 from Bharti AXA introduced 2 person from Bharti AXA. On the direction of RAJESH JAIN, 2 Policies each ofamount Rs 100000 was made. As promised, I would get the Loan amount credited within 15-20 days from Policy making date. The Policy payment was done...

Hi Sir/Madam,

Daily i'm getting around 10-15 calls from the Bajaj Finance, it makes me more distress and i not able to attend the Important calls, In future i never invest any plans in Bajaj Finance so please stop calling to my mobile.
Mobile no: [protected]

Regards
Sakthi

My EMI due is on 2 dec 2021 but due to insufficient balance we missed emi . Nothing like this happen before . So they charge 3200 rs as fine for missing emi due.
Please provide feedback on this