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Bajaj Finance Complaints & Reviews

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M
mega33
from Hyderabad, Telangana
Mar 27, 2019
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Address: madapadu gudivada, Krishna, Andhra Pradesh, 521301

I am ramesh gaddam customer of bajaj fincance. I am totally gone insane due to repeated deduction of 295* nov month and 295*2to 3 times a month since last 5 months. Same with fullerton people they deduct ₹ 295 2or 3 times a month even after loan amount deducted and closed. I was totally closed my relationship with bajaj fincance on dec 2018 and i got all noc from bajaj finance.. But sbi deducted again and again 295/- from my account on[protected] to transfer-chrg recvd-mandate fail txn dt.30/11/18bajaj fina — and[protected] the reason is to transfer-chrg recvd-mandate fail txn dt.30/11/18bajaj fina —
Then i contact sbi branch manager he said that totally bajaj fincance responsibly if your close the all the accounts in advance. Bajaj fincance sent a request to sbi stop the cheque bounce charge officially then bank stop the deduction of 295/- from your bank account.. Otherwise it will happened continuously. This type of action not in bank control it is totally depend upon bajaj fincance. I request to all i have all the noc from bajaj fincance so please forward the request mail to sbi. Otherwise i will processed through the court legally.
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    S
    Selvamanian
    Mar 26, 2019
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    Address: 560090

    Regarding lan 404pmt82110278 part payment made in the month of november at service branch rajajinagar brach, is not reduced from principle till march end and interest also has not been adjusted accordingly. Not principal and interest is adjusted at march end.in spite of visiting the branch no response in adjusting the principle and interest is not addressed. Regarding lan 404pmt82110278 from bahaj
    One agent call me and say hi congratulations you have 500000 rupees loan approval and you have pay 27 thousand pay for advanced insurance policy. so I am not sure this agent is he fake agent please check my upload photos and action.
    ... agent number . [protected].
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      S
      Shriharsha Naik
      from Chennai, Tamil Nadu
      Mar 26, 2019
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      Address: g1 satyam shivam apartment, balaji layout chikka banaswadi, 560043

      It's been 3-4 years now, i do not know why bajaj finance do not understand that i am not interested in their product. Continuously calling me for their product. They are like criminals falling behind you. They are not sensitive and no common sense to understand people request. They think by torturing like this they can convince customer? I would never buy any product from them since they have tortured me so many days by continuously calling from past 3-4 years.
      Regarding the refund of excess amount for Loan account no 401PST47262877.
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        D
        Dipshikha89
        from Kolkata, West Bengal
        Mar 26, 2019
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        Address: 8/48, Bijoygarh, Jadavpur, Kolkata - 700032, Kolkata, West Bengal, 700032

        I tried to log into my bajaj finance account, but i found that wrong birthday is registered with you. As i put the actual date, but it is showing invalid, thus i'm not being able to login to my account also.. Kindly help. I urgently need to check my current emi structure as i need to buy a laptop on an immediate basis. But i'm not being able to buy it with the help of bajaj finance. If it's not possible, then i need to look for some other emi option.
        I have already paid my bike loan but still my loan reflecting on CIBIL
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          J
          jayant kokil
          from Mumbai, Maharashtra
          Mar 26, 2019
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          Address: Aurangabad, Maharashtra, 431136

          My emi card already deactivated as per message received on your site dated 26.08.2018. But today i shocked that u again deduct some changes form my account. How it possible & please check or give your aurangabad office manager contact number so i can contact him. This is not expecting from bajaj.

          Please do the needful urgently & return my charges & confirm by return mail.
          Dear.sir

          loan no L2WRCH03811922
          Devappa s
          plz send me details

          reg.
          devappa s
          Dear sir,

          Please stop my ECS. I already cleared my mobile loan A/c no. 577DPF51731556. But till from your bajaj finance debit Rs. 295 at 5 time from my saving a/c this month.
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            S
            Suripup
            from Chennai, Tamil Nadu
            Mar 26, 2019
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            I have bought whirlpool ac on emi from bajaj finance on 10 march 2019 now i want to cancel asset care i dont need it. My asset care policy no is 403bewec249902. I was tried to call your toll free coustomer care number but they refused to take the call. My emi will start from 02april2019 so do it before 02 april. Do it fast please cancel asset care policy. Please understand and once you cancelled please let me know. I already raised complaint but no response. Please take this complaint immediately.
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              S
              Safina Anthony
              from Delhi, Delhi
              Aug 13, 2019
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              Address: Hno 5A Phase6 Aya Nagar, New Delhi, Delhi, 110047

              This is to state that I have been writing to you regarding the loan which I not taken only two loans are there which are on going .

              1. 401REPEC267750
              2. 401DPFES700132

              The above I 'm paying but 4010CD[protected]I have not taken any such loan from you . And the EMI 2901 is also been deducting from my account .It is very sad this is the second time I'm facing the problem from your company .I won't tolerate such kind of indecency with me . I will go to court and file the case against you I have all the proof with me latest and the past . This is not the new thing I have been writing from last month nothing is going on .Please look into this matter and do the needful. Please revert the amount which have been taken from the couple of the months .

              With Regards

              Safina Anthony
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                R
                RInkurahul
                from Pune, Maharashtra
                Mar 22, 2019
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                Hi,
                I got a call from +91-[protected] today at 5:40 PM.
                He shared his name Rahul (Not sure, surname might be sharma or Bajaj).
                When i asked him to stop calling me as I almost get 3-4 calls from Bajaj almost every week. He started talking in abusive language.

                Its very frustrating to get frequent calls from Bajaj Finance for loan/Card.

                Can you look into the matter...
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                  A
                  Amala Vidyuth
                  Mar 21, 2019
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                  Address: 5b6 vasantham flats 3rd st soundarrajan nagar keelkattali chennai117, Kanchipuram, Tamil Nadu, 600117

                  I was taken personal loan 2016 we close the loan amount 170000 still now not noc given.. But everyday person came and torching me.. We given complaint but no response.. But now they put cheque and bounce me.. Please condiser our problem. Our mail address [protected]@yahoo.in contact number [protected]. We went to mount road
                  Chennai branch but they are not respond.. That lady amudha and a rul team not responding.. Customer care person also.. Not taking complaint...
                  +1 videos
                  Mar 21, 2019
                  Updated by Amala Vidyuth
                  I was taken personal loan 2016 we close the loan amount 170000 still now not noc given..but everyday person came and torching me..we given complaint but no response..but now they put cheque and bounce me..please condiser our problem. our mail address [protected]@yahoo.in contact number [protected].we went to mount road
                  chennai branch but they are not respond..that lady amudha and a rul team not responding..customer care person also..not taking complaint...
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                    S
                    Suripup
                    from Chennai, Tamil Nadu
                    Mar 20, 2019
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                    I have bought whirlpool ac on emi from bajaj finance on 10 march 2019 now i want to cancel asset care i dont need it. My asset care policy no is 403bewec249902. I was tried to call your toll free coustomer care number but they refused to take the call. My emi will start from 02april2019 so do it before 02 april. Do it fast please cancel asset care policy. Please understand and once you cancelled please let me know.
                    Mar 29, 2019
                    Updated by Suripup
                    My membership no. is AC2307582.
                    I Want to change My registered Mobile number .old number was lost
                    Dear Customer,

                    Request you to please share your CPP membership number and contact details. This will help us in resolving your query.

                    Request you to please contact us on our helpline numbers – [protected] (toll-free) or [protected], between 11 AM – 9 PM, for any further assistance.

                    Regards,
                    CPP Team
                    Suripup's [Complaint's author] reply, Mar 27, 2019
                    Loan application no is. SF93218382
                    My coustomer id is 20415733.
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                      G
                      Guddu23000
                      from Mumbai, Maharashtra
                      Mar 20, 2019
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                      Address: Mumbai, Mumbai City, Maharashtra

                      Dear Sir,

                      I never took any Loan from Bajaj Finserv, I am getting frequent abusive calls from the below number:

                      +91 [protected]

                      They are telling my friend has taken some loan and didn't paid any installments from past 6 Months. They are calling me saying my number is given as as reference so they are asking me to convince my friend and get the money.
                      They called in my office also and spoiling my reputation.

                      Please take action on this

                      Regards:
                      Vineet.
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                        R
                        Ravi kant arora
                        from Jalandhar, Punjab
                        Mar 20, 2019
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                        I, vaibhav arora have loan account no. 438spf22355416. Since inception, no emi was dishonored. Due to certain unforeseen circumstances, my last emi was dishonored and a panelty of rs.1200/- was imposed. I talked to the bajaj representative who called me and explained the reasons. He informed me to pay 70% of dishonored charges and he committed that 30% shall be waived by him as per his authority. I do not remember his name as number of calls were coming on that day. After emi, i deposited rs.850/- as promised, but msgs for non deposit of rs.350/- started pouring in. This is totally unprofessional by the co. As their representative promised something which was agreed to and paid by me and still these msgs. I request you to waive rs.350/- in order to maintain confidence in calling to your or by your representative to the customer. Thanks.
                        Mar 20, 2019
                        Updated by Ravi kant arora
                        I am writing this email from my another email ID. Hence I need your immediate attention and refund of my hard earned money. My mobile number is [protected]
                        I am requested to cancel my mobile insurance because customer service privider talking to unfartunatly am said to yes.kindly cancel my insurance mobile no [protected].customer id[protected]
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                          M
                          Mageshwari J
                          from Chennai, Tamil Nadu
                          Mar 19, 2019
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                          Address: 82B, Bharathi Nagar, PIllaiyar Koil street, Pudhur,Chennai - 600053, 600053

                          I got a call from bajaj finance that i availed for a personal loan for the amount of 54000inr. As per their confirmation over phone i have to pay the emi for 36 months as 2413 inr, but i said i do not need this loan because the total amount will be 86868 inr. So they said that you pay monthly emi as 2755 inr for 24 months, then only i accepted to process the loan. Then i got the loan on 07.03.2019, after deduction some amount i got 47928 inr.

                          On 16.03.2019, as per the app it is showing that the monthly emi amount is 3132inr, so the total amount will be 75168 inr, but as per their confirmation for 2755 inr as a monthly emi then it will be 66120 inr only. So i called to the particular person who got the signatures from me in the application form, he said that i am outside now, i will call back. But he didn't called me again, on 18.03.2019 & 19.03.2019, i called him but he is not answering to my call for these 2 days.
                          I am requested to cancel my mobile insurance because customer service privider talking to unfartunatly am said to yes.kindly cancel my insurance mobile no [protected].customer id[protected]
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                            G
                            gauravvaishnaw1987
                            from Visakhapatnam, Andhra Pradesh
                            Mar 18, 2019
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                            Address: #27-3-19/3, dykes tank road, near jain temple, Visakhapatnam, Andhra Pradesh, 530002

                            Hello sir its lakshminarayana vaishnaw small business owner took business loan for machines i paid my emi in time but by last few months i am facing tough time and getting amount by 20-25th of every month so i am paying late emis along with 3k fine my emi was 7989/- even though i am requesting to pay the emi by 20 the collection executive are harassing me by making calls using abusive language after office hours and also visiting my home at anytime they are mentally torturing me please help me out i have no intention of taking anybody's money or cheating anyone but its too much pressure they are giving me
                            I want to change my phone number and I need my loan track I'd. My previous number [protected].
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                              T
                              Thirugnanam_udt
                              Mar 17, 2019
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                              Address: 22/30 Sri Ranga Strret, J.J Nagar Edyarpalayam, Coimbatore, Tamil Nadu, 641025

                              Hello,
                              My name is thirugnanam m, existing customer of bajaj finance ltd.
                              Mobile no:[protected]

                              I got the below sms from bajaj finserv ltd and stated that to pay amount rs.1089. Fyi

                              Pfb message which i got from bajaj:"dear thirugnanam m, your hdfc insurance policy is issued. Your policy number is hc000101_02k3x. First payment of rs.1089 is due on 5-apr-19. Keep your account funded to avoid bounce penal and overdue charges. If you have any queries regarding your policy please give us a miss call on [protected].
                              Bajaj finance ltd"

                              I have not requested any insurance policy as of now.. It's not relevant to me. Still now i am not received any policy-hc000101_02k3x (Hard copy & soft copy).

                              Also i didn't get any prior update about this policy., then how to surrender the policy.

                              Why i need to pay emi for this policy?

                              When i asked the details to their customer care to sent email they said to surrender policy letter like that, they are refused me and cheat
                              Ing their customers.
                              We regret to inform you that we are unable to cancel your policy

                              Your full refund period is over.

                              Hence we can not process your request for the insurance cancellation, however you can surrender the policy

                              Please help us with below documents for surrender process

                              1) surrender request letter

                              Please check this and revert this as soon as possible.
                              Mar 17, 2019
                              Updated by Thirugnanam_udt
                              Also, When i tried to contact the customer care no, they are always not connected. then why are provoiding this nos to customers? I need resolution for this as soon as possible.
                              Mar 20, 2019
                              Updated by Thirugnanam_udt
                              Here is my policy details about the loan

                              Hello,

                              As per the Policy, I have paid the full amount of Rs.10000 on May'2017 when Personal Loan disbursed.

                              Also it's single premium only.

                              Attached policy Information details and Loan deduction detail breakup:

                              my question is why do I need pay EMI for this policy again?

                              if you are not cancelled this EMI, I will file RTI complaint and case for this.

                              there is no proper response from Bajaj Finance still now. even not able to contact any customer care executive.

                              Thanks,
                              THIRUGNANAM N

                              I want to see my account details because i have paid all EMI but my link bank account was debited that's please send me my charges details,
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                                R
                                Raghu Babu Bandi
                                Mar 16, 2019
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                                Address: 560037

                                Dear sir,

                                I receive calls from bajaj finance people asking for personal loans.

                                They call from their private numbers through the day. It irritates me a lot.

                                I told them several times to stop calling me.

                                At least i received calls from 50 different
                                Sales people for the sane again and again.

                                But they have not stopped.

                                Request you to delete my number from the database.

                                Thanks
                                Raghu
                                Please stop calls from bajaj finance, I don't need any loan, overdraft or other services. I am currently receive these calls since over 2 years, and very upset from them. I have asked theme several times to remove my number from database and don't want to receive these calls.

                                Please stop calls from immediately.
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                                  S
                                  Shivaprasad B K Lingayat
                                  Mar 16, 2019
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                                  Address: Ujire, 574240

                                  Dear responsibly person,
                                  My bajaj emi card is blocked due to bounce but i already payed everything but why i m not able to unblock now? Why you did not informed me that card will be blocked i did not get even a message about blocking why? Im not happy with your service which providing me! Pls help me to unblock my card.
                                  Regards
                                  Shivaprasad b lingayat
                                  Dear sir/maam
                                  Name : ashish bundele
                                  A/c no. 54094858
                                  Branch : thane

                                  I pay the insurance payment but its got deducted again by your service pls see in attachments and help me on that i also go to bajaj office but they just give me mail id to mail my complaint.

                                  Mob no. [protected]/[protected]
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                                    M
                                    mitrasumit
                                    from Kolkata, West Bengal
                                    Mar 16, 2019
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                                    Address: 1`/101 Dr M N Saha Road, Dumdum, Kolkata 700074, Kolkata, West Bengal, 700074

                                    The chief manager,
                                    Bank of baroda,
                                    Ghugudanga branch,
                                    Dumdum, kolkata 700074

                                    Dear sir,

                                    Re : dishonour of standing debit instruction favouring bajaj finance ltd @rs 1834/ for six months from staff od a/c 11873, sumit kumar mitra and others

                                    I refer to above mentioned matter and understand from bajaj finance ltd. That emi for the month of march 2019 of rs 1834/ have been dishonoured by the bank without assigning any reason though there is enough available balance in the account.

                                    Yesterday i received a phone call from one of the representatives of bajaj finance ltd that emi for the month have been dishonoured by the bank. When i asked for the return memo from the representative of bajaj finance ltd, he verbally informed that bank has not given to them any return memo or assigned any reason for such dishonour of emi so they are unable to produce with me any documentary evidence of such negligent action of the bank.

                                    Kindly advise me the reason for bank's such negligent action which has damaged my reputation and rating for no fault of mine. It may be mentioned this is not the first occasion that the bank has acted negligently causing damage to my reputation.

                                    Incidentally the bank has debited my said a/c with rs 118/ as emi charges twice once on 15.01.2019 and the other in this month. How the bank could debit such charges twice for one single emi instruction? Kindly arrange to refund rs 118 for debiting twice as mentioned above.

                                    Sumit kumar mitra
                                    [protected]

                                    Cc to : bajaj finance ltd.,
                                    Kolkata/mumbai/pune

                                    Ref a/c no with you 4100cd94301334
                                    I want to see my account details because i have paid all EMI but my link bank account was debited that's please send me my charges details,
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                                      Lakshmi Roopa
                                      from Chennai, Tamil Nadu
                                      Mar 15, 2019
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                                      I've been receiving calls from bajaj finance group in the name of mr. Anil kumar chilamcherla, who's number i'm now using. I took the number more than 3 years back. Though i've been asking them to update their database, i'm receiving calls more than 5 times a day. Which is very annoying. I've been mentally disturbed because of this. Again and again, even after explaining the bajaj finance people over the phone that there's no anil kumar here, they keep saying that my number is stored as mr. Anil's number. After requesting them for the past 3 and a half years, i am still receiving such calls, not one or two but more than 5 calls per day.
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                                        J
                                        Jiss Moolasseril
                                        from Delhi, Delhi
                                        Mar 15, 2019
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                                        Hi,

                                        Please don't send mails to my mail id. If i want any services, i will only contact. Don't irritate like this.
                                        I don't want your promo calls also. Daily i am getting calls from you peoples. Please do necessary. So many times i requested.

                                        * getting mails to my office mail id too.
                                        * i made so many request to disable this and still getting the same

                                        Regards
                                        Jiss jose
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