Bajaj Finance — Cheating the customers | |||
I had taken person loan from Bajaj Finance despite little higher rate of interest only because Bajaj Finance was offering 3 main benefits as below. 1. Nil Foreclosure Charges 2. Part Payment Facility 3. Prompt Repayment Benefit But when I foreclosed the loan Bajaj Finance did not offer any of the above benefits. I was told that the company policy has changed. I was charged a number of charges as below. 1) It charged 4 % foreclosure charges, 2) I re-paid the amount it cheque, Bajaj collected advance interest of 6 days when any cheque gets cleared in 3 days. 3) It did not close the loan in one request. The customer is first required to visit branch to raise a foreclosre request and then and 2nd visit to actually close the loan. What is more unacceptable and fraud is that after I closed the laon, I again started getting calls from Bajaj sales team for loans with "Nil fore closure charges" and all. Bajaj Finance is a fraud company and cheating it's customer. Please do not go for loans with Bajaj looking at their attractive benefits, all the benefits are withdrawn after some time, Bajaj Finance has even changed it's customer helpline numbers from toll free numbers to chargable numbers. Go for stable banks like HDFC, AXIS, SBI etc. Was this information helpful? | |||
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+91 20 3040 5261
+91 20 3040 5060
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4th Floor, Bajaj Finserv Corporate Office, Viman Nagar, Pune, Maharashtra, India - 411014
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