Bajaj Finance — interest rate is huge and illegals

Address:	Pune, Maharashtra
Website:	www.bajajafinserve.in

I purchased small tkt loan and it's interest rate is 31.1 percent, it is flat interest rate. And it is huge. They have to charged intrest as per amended act.
I purchased 1.25 lakh and going to do repayment after 11 months almost 1.4 lakhs repayment after paying rs 5376 per month emi.
If i will do repayment within a year, i already paid almost 68 thousands for loan amount of 1.25 lakh.
Ultimate this service is fake, their loan representative takes huge salaries for their target oriented work.
Fake service.