Bajaj Finserv Complaints & Reviews

I had applied for a emi card online and already paid fees worth rs. 500/- approx.in sep/oct 2018. I received message about its acceptance and was congrats. My purchase limit was informed about rs. 75, 000/- but unfortunately, in fact my purpose was to buy an ac on emi for my home during this summer. But now when i visited to a bajajfinserv store for buying an ac, my status is shown as 'block'. Please inform me about its reason. I have not yet made any purchase on the said card.

I had purchased a ac in from flipkart on 6th jan 2019 using bajaj fianace.

Now when i am checking my bajaj finance statement, it is also collecting cpp telebinding of rs 958/- additionally every month for next 5 months.

I wasn't notified during the time of buying ac of cpp tele binding charges.

Loan no.404ecf99859575

Kindly remove the cpp tele binding charges.

I was approached by a bajaj finserv executive ms. Jyothika saha for shifting my home loan from DHFL to bajaj finserv. I was asked to deposit required documents for the same. I submitted my payslip, bank statement, NOC of bank with previous records. In fact i was also ask to submit the same docs of my parents too for been the co applicant in the home loan. All the docs were submitted, i was assured by ms jyothika saha that the loan will be approved. But today i received a mail that the loan is rejected and no reasons were mentioned for rejection. I called ms jyothika saha but she isn't answering. I called her multiple times but she disconnected. In return she blocked my no. I msged her that i want reasons for rejection as i have provided u with my confidential financial docs. But no reply. I dont understand why such criminal techniques are practiced in bajaj finserv. The jyothika saha used to call me multiple times a day while asking for docs and for applying for loan. But today she blocked my no for asking reasons for rejection of loan. Why not pick up the call and answer. They have my essential docs.

LAN : 400PHT66055407

As per your agreement the rate of interest is 12.47% applicable to your loan.

We would like to inform you that the interest calculation of your Loan Account Number 400PHT66055407 for month of March is Rs.9, 471.00/-
1st EMI Due Date[protected]
Next EMI Due Date on[protected]
Last EMI Date[protected]
total 5 years tendure

if the interest rate is 12.47 than my every month emi should be 7869,
but every month they are deducting the amount of 9471,
and processing fee also to high they have charged for that 21, 000

already paid 1 year every one is saying they are charging to high but i dont know anything about it now what should i do where can i go to stop this kind of fraud i have to pay mare 4 years can anyone help me fot this.

Bajaj finserv is selling fake products & offers online on www.bajajfinservmarkets.in.

I ordered 2 lg inverter acs on 23-march-2019 on www.bajajfinservmarkets.in. and to my surprise, i found after four days the orders were canceled automatically by the seller with my emi deducted.
When i contacted the customer care, i got a response that bajaj finserv is not responsible for online orders and thus customer has to bear the loss.

I request to other customers to stay away from bajaj finserv as this website is not authentic and your orders will never get delivered and in return, you will be charged automatic emis with lots of harassments.

Order id:
1. [protected]
2. [protected]

I had purchased a lg washing machine with credit sale of rs.15500.00 in 5/11/2015. The outstanding amount have been paid in 8 instalment. But there is a deduction of rs.117.00 each in 26.03.2018&27.03.2019
I request you to stop further any deductions from my account. I am not able to share details as per your advise. I extend the invoice details of my purchase with invoice number 28/15/6399.
With regards.
Sanjay mohanty

I, Sudeep Kumar Bose, would like to cancel my Group Health Insurance policy within the Free Look up Period with immediate effect.
My health insurance membership number is 6706575
I had recently purchased a house hold good from Bajaj Finance and despite me not wishing to open a Health Insurance, I found that a Health Insurance has been created against my Loan Account Number - 410LSMEA554086.
I have received the loan document on 9\March 2019 . Request you to kindly cancel this insurance immediately and let me know the needful.

In this month of march 2019 & april 2019 bajaj finanace debited 295 rupees Eight time its shocking. With out my permission every time in my account debited 295 rupees for the investiment remidi.
So, please refund my money.
As soon as solve my problem my acount in sbi
Kindly help me to recover my money back from investment intermedi
Its totally fraud. We earn money in the month and unecessarily the amount is debited which we dont know.

My name is kuntal khan i am applyed a lone regarding my helth .. form doctor s bathra s clinick ...but after applyed the ... I m decied to cancle it because ...its too high amount for me...i inform them i want to cancle before apruvale the lone amount ... Till they are not help me. So plz help me want can i do emi card no last 106
And my contact or [protected]

As I am thankful to bajaj to provide me with the personal loan when it was required to fulfill my financial needs, now since 2 years I am jobless and there is no other source of income despite all this I was regularly paying the EMI but since 3 months I am in big financial problems and it is not possible for me to pay the installment till my job is confirmed, now I am getting calls from bajaj recovery agent that (समझ नही आता क्या पैसे कब देगा जब हम घर आएंगे तेरे तोह अपने आप आएगा भागा भागा)now I am feeling pressure and my mother is also suffering from brain problem so, so now it's a request that if this continues then in next 48 hours I'll complain it to police, ombudsman, and cm helpline as I have pressure from other banks also and in this case if in pressure I suicide then the bank would be responsible for this.
Loan acc.no.425pst31148799
Rocky anthony
[protected]
Please take the necessary action as soon as possible.

Claim :
Under a regular personal loan of rs 10 lacs for 3 years at 15% p. A., you will have to pay an emi of rs 34, 665. Under bajaj finserv flexi loan product, you need to pay interest-only emi of only rs 12, 500 per month. Clearly, a much lower amount. However, you must understand, under the first method (A regular personal loan), your outstanding principal amount is going down every month. Nothing of such sort in bajaj finserv loan. You will end up paying higher absolute interest amount in case of bajaj finserv flexi loan.

Actual : interest portion is collected through ecs. Principal portion is taken from unused portion of funds. If you use all the eligible amount, interest portion and principal portion is collected through ecs.

If you intend to use this loan to overcome a temporary difficult period, dont. This loan can break you financially completely.

I trusted the bajaj name blindly and am paying for it.

My name is phaneendra kumar (Phone: [protected]). I've purchased lg air cooler on may 2018 via bijaj finserv, and this month (March 2019) i've paid my last emi. But today i've seen my account has been deducted three times for rs.295/- (A total of rs.885/-). It says "bajajfinserv_rtnchrg_" what is this, what is the reason? How can i have my money back? Please help me.

I had purchased clothes from a retail outlet using my bajaj emi card stating its on 0% interest. Later prior to my first installment, i went to the main branch to update my new bank details as the previous bank details which were linked to my bajaj card were no more valid as the account had to be closed. The associate at the main branch asked to submit a cheque of the new bank details from where i would like to get my emi deducted. I did the same and he confirmed next emi will be decucted from my new account. My first emi got deducted from my new account, however the second emi was again deducted from my previous account which was closed. After this they have been calling daily multiple times asking us to submit the cheque again and have also charged us 450 rupees as emi bounce charges. They asked us to send emails which we did a number of times, the customer care looks fraud as they call u daily from different numbers and will not even update the conversation u had the previous day. Its a serious frustration for any customer to the core... There is no higher level manager with whom we can talk or raise our concern... Their ivr option is pathetic... Now when we visited the branch to raise this issue and actually close the account by paying all the outstanding amount, i was told you cannot pay this amount now as they accept payment only between 10th to 23rd of every month. The cashier guy also informed that your next emi will also get bounced as this is linked to my previous account. I mean what kind to pathetic customer service is this. The cashier guy also told that there must have been mistake by the person who accepted my check to change the bank account he had updated the new account details only for 1 emi and not for the profile account. How on earth would a customer know without the employer telling you this #... Please help me come out of this #.. I am ready to pay the outstanding amount however though it would be best to raise a concern as i think they are just fooling people by giving emi on 0% interest. Please help

Hi
I have fonesafe insurance with bajaj finserv. Here is the lan 509dfs97295191;
And policy no. Im 2242225.
I have critical finance situation at the moment and not able to pay anymore at all. I want to get cancal my insurance according to my policy immediately.
And i request to the bajaj finserv fonesafe insurance that send me my cancelled insurance receipt on my registered mobile or email asap.
Thanks
Regards

Dear Team,

I had taken a personal loan from your company and continue to paid the emi regular from starting.But due to job change i was suffer from financial problem but it does'nt means that i will not paid the interest or principal amount.I had already mail to bajaj mail id from my registered mail that i already joined the new company and my salary will release from april.I had also applied my PF withdrawal and this amount will also comes within week or 10days.Than i will paid the total balance emi with interest at your branch office.

But your recovery agent is not able to understand my problem and now a days she and he is using abusing word with me like-chutiya/haramzada and many words which i cant even to write on mail.I am very much harrased with the talk with your recovery agent specially name "ASHA"(Cell No:-[protected]) and some man(Cell no.:-[protected]).They are now talking with my father cell also and talking the same abusing word with him.

Is there is your process to harrased the customer.I am saying that i will paid the balance amount as soon as possible than they can't understand.This is my written communication that if these things happens again to my any relative i will make FIR against them and send to you.

That doesn't means that i will not pay...i will pay but kindly ask the recovery agent to talk like a gentle man otherwise i have no option to lodge an FIR.

Every day i get 2 emails and about 3-5 calls from bajaj finance for loans. I've already taken a loan from you guys and don't need one now. This has been going on for last 50 or so days.
I've already complained a couple of times and you don't seem to respond to that. You have forced me to submit an open complaint.
Is it so difficult to understand i don't need a loan now. Will my decision change overnight. You are wasting your time and my time as well. Do you want me to defame bajaj finance and talk ill about it in my circle and social media? I'll do that for i'm pissed off as hell.
Stop harassing me bajaj finance!!

Dear sir my name is manisha bhagwat i leave in villege dhanora tehsil sendhwa district barwani mp my husband late rajendra bhagwat had insured the bajaj finserv to get his death claim amount l have sent a file to your dhamnod branch since 6 month.
My policy no gtln_[protected]
Please help me
Mr ankit arjhare was casher of your dhamnod branch behaved me indecently.
My contact no [protected]

Dear bajaj,

Myself Sandip N. Airunkar. I don't want this ecom cpp telebinding.I already tried many times to reach you or raise a request but your site is not permitted to do so.I dont know you people why not cancel my policy. I also contact for this to your customer support but they also not picking up my call for cancel the above mentioned loan. Please I request you to cancel my cpp asset care policy. My loan insurance application no. 418ETBEA248833 please cancel. Policy name: ECOM CPP TELEBINDING(ETB).Because your executive calling me for verification and they activate the insurance policy which i dont want.Please cancel the insurance policy pls.Please help please cancel policy i don't want please understand.

Yesterday, i have noticed that rs.117/ has been debited without any authorization from my dena bank saving account.

I am shocked to see this, please reverse and credit it back to my bank account.

Please let me know why and by whose authorization have you debited this amount.

I have nothing pending with bajaj finserv. I don't have any loans with you.

I expect the amount to be credited to my dena bank account immediately with proper explanation from your end.

I have taken0% consumer loan from BAJAJ finance and emi has been paid. I have given permission for auto debit my emi . However, I have been issued Bajaj EMI card without my consent and charges are applied. Now they have used auto debit facility to debit charges which is wihtout my connsent. Please cancel the card immediately and reverse the amount.
Narahari Yarlapati
[protected]