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GIC Housing Finance Complaints & Reviews

www.gichfindia.com

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Updated: Jun 28, 2023

Complaints 214

Resolved

12

Unresolved

202

Bad 😕 It seems that GIC Housing Finance has not focused enough on responding to their consumers’ feedback. Because of this, many concerns and issues remain unaddressed, making customers feel ignored and dissatisfied with their experiences.

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Regarding loan closure.

home loan file no mh0040610002605

NON PROVIDING OF DETAILS TO SHIFT LOAN ACCOUNT

NON PROVIDING OF NECESSARY DETAILS FOR SHIFTING OF LOAN

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Fraud done with me from gic housing finance

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Home loan Subsidy (PMAY)

GIC Housing Finance reviews & complaints(214)

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Address: Vashi Satra Plaza

The staff sitting at Vashi office are not responding to any of the mails, They do not send any statements for customer remaining amount of frequent reminder don't know where to complaint, we are just asking for statements of home loan whose principal amounts we deposited. we are just trapped in this finance to take loan, lots of agents are there, useless staff are there. i am the person who are more irritated while taking loan from GIC. I...

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Hi Team,

I would like to notify that have been paying EMI for GIC for more than 10+ years more than 120+ months and have always retained money on my ECS affiliate bank. Due to some miss at GIC and technical glitch they missed ECS for one on the months and since then they are in pursuit of collections to all means / extent. Ideal scenario or as a customer want to let GIC team correct there technical glitch and should debit...

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Address: Mumbai

Hello sir I have taken the loan from gic and gor 6 years I am paying the loan on time I have almost paid near to 8 lakh now after lock down I have lost mu job and ask gic to help me to grant me timebut they did not help and also ask he u pay your emi from where u get we don't care u even die we don't care of we wil call your property is this the way gic should give solution kindly some one help also I am been given dhamki and aks money get...

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Address: Barshi, Solapur

The staff sitting at Vashi office are not respond to our mail, They not send any statements for customer remaining amount of frequent reminder don't know where to complaint, we are just asking for statements of home loan whose principal amounts we deposited. we are just trapped in this finance to take loan, lots of agents are there, useless staff are there. i am the person who are more irritated while taking loan from GIC. I don't know when...

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Address: Address: 5/19, 1st Floor, Astoria Boulevard, Ashok Marg, Block 5, Sector 10, Raj Nagar, Ghaziabad, Uttar Pradesh 201002

Gichfl not having customer support. published customer care number ([protected]) not connecting or not picked up anytime as current time all world are moving in digitally but gichfl still running on papers. customer having trouble to fix their every single and small concerns to reach branch every times. i have sanctioned my home loan Jan2023 but still trouble to get my docs....

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Address: RDC Ghaziabad

I have applied a home loan in January 2023 in GICHFL RDC Ghaziabad, branch committed they will sanctioned the loan within 10-12 working days, or on or before 16 Feb 2023, in this period i have submitted total Rs. 13150 to GICHFL Ghaziabad whatever they told charge (processing fee, legal fee map fee etc.). but after due date 16 feb they didn't gave positive response of call or message and mislead to me by false promises and time i.e aaj kal...

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Address: Thane

I am Suraj Singh here brother of Dhiraj Singh having home loan from Gic housing company with customer id :[protected], there was some due which is pending in this account due to account holder was medically ill from last 1 year still myself suraj singh his brother is clearing all the emi which is coming only last 2 emi along with charges is pending, i got a call from mobile no [protected] person Name nilesh gupta for collection have informed...

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Address: MOGRA,PURATANPOTA,CHINSURAH,HOOGHLY,712148

I amSubhas Majumdar and I had alraedy paid the Loan foreclosure amount of RS. 970506 by neft on 27/02/2023. But still I donot receive any documents of my property with Noc.
Customer ID:WB[protected]
FileNo: WB[protected]
Contact: [protected]

Kindly look into this matter and try to solve it as soon as early....

+2 photos

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Without any construction bank given 90% amount without any concern to customers

Now the flat is canceled long back and also submitted the cancelation deed to bank, but bank has been shown the loan amount to customer and they are not taken any action against builders...

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Address: 3rd Floor, 3C, Centre Court Building, 5, Thapar House, Park Rd, Raj Bhavan Colony, Hazratganj, Lucknow, Uttar Pradesh 226001

My father Mr. Santosh Kumar Sharma has already paid the closing loan amount on 29/12/2022 by cheque and still on 2/2/2023 we have neither received the Noc nor our property documents.

Kindly look into this matter and help us by providing our required papers with Noc....

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To
GIC HSG Team.

Dear sir/madam.
I am GUNJARI RAGHAVENDER from Rangareddy, Telangana.

SUB: Wrong enquiry added in my Cibil Report.

I never applied a Loan enquiries from GIC HSG in this year 2022
But enquiry added in my cibil report

Details are
Member Name Date of Enquiry Enquiry Purpose Enquiry Amount
GIC HSG 05/02/2022 Housing Loan 1, 44, 000br...

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I initiated a request on Oct 7th, But i am not hearing any response. Can you please help with this?

My request was to get below Xerox copies

1. List of documents
2. Loan outstanding letter
3. Loan account statement
4. asset xerox copy’s ( front and back end )

Loan No:-AP[protected]

We went brnach many times, no response, customre servcie is very arrongant...

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Address: PLOT NO -53 , PANDAV NAGAR COLONY

Sir/Mam,
Last in one and half year before I di reduce our rate of interest 8.6. But last few months before rate increases 9.35 % increase again interest increased 10.25% WHY.
I am very surprised who decide that things ROI. Never ever my loan transaction fails since last 4.5 years.
So Kindle I request you please take serious action.

Regards
Mukesh Kumar Srivastava
[protected]...

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Address: Coimbatore

Hi, Please note that their is a huge change in the interest rate on out loan without any intimation. From past 1 month (Coimbatore branch) we have been following up with the issue and also visited the Branch. Still no one is responding to our query. As a customer, i am very disappointed with the service and the response from you company.

If you are not able to give proper guidance or response, we need to look out for other...

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Address: Gurgaon

Asked the to provide the loan closure related documents weeks ago but haven't been provided, None of the customer support is replying to the requests on LOD and Foreclosure details of the loan...

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Kindly reduce my home🏠 loan interst rate and I have no dues I asked many times but your not responded covid time also charged very high interst rate

Kindly understand my problem and send me confirmation with out confirmation how can I pay this month emi

Kindly send me total principal amount due and previous paid amount transaction history and yet how many tenure I will pay my emi
Full information kindly...

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Address: Panvel. New Mumbai.

I am facing a lot of issues related to high interest rates. EMIs presented only once, whereas all banks at least request request EMI twice before charging you. GIC Finance in Panvel Branch, New Mumbai. All the staff are pathetic., Not helpful. Also they provide you with a number to call but never pick up the call. This bank should go down and people should be provided with compensation for this behaviour from banks. We put our hard earned...

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Address: GIC, Panvel, New Mumbai

GIC has not presented the EMI request to the bank and now it has been rejected....

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Sir
I have close my loan AP[protected] at GIC and mortgage also
But still showing as not satisfied account in CRESAI

I have sent mail to branch and discussed with Mr Ananth vizag manager..but he is saying that it's not in his hands..i have sent mail customer care too..there is no response
Pl do the needful..last time also they haven't advice to remove mortgage loan removal at register office..
br...

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Address: At : Kotapalla, Po:Tangisahi, Via:Bolgarh

I have taken a Home Loan from GIC, Bhubaneswar, Odisha on dt[protected]
My CUSTOMER ID :[protected] Offer
FORM NO : 405954
Inter17th Feb 2022, talked with bank about the high interest rate, they mentioned your Loan is sanctioned with flat intrest rate at 9.65%.
They offered me to decrease the interest rate to 8.65% by paying 5000 INR.
I paid and they told your interest rate is now 8.65%. I have all the payment...

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