[Resolved]  Bajaj Finserv — disapproval of loan by the executive on grounds of errant telephonic cibil score verification.

Address:Bardhaman, West Bengal, 713322
Website:www.bajajfinserv.in

Hello,

Greetings ahead.

On 27th july, i went on to buy a mobile phone in cash worth rs. 17, 900.
The samsung dealer insisted me to go for interest free bajaj finance emi facility and asked for certain documents.
On providing the documents, an executive from bajaj office durgapur, west bengal named mr. Azhar ([protected]) called and welcomed me with his most abusive language like "tera naam kya hai, kinta paisa kamat hai", loan kyu lega "and that errant executive went on to ask how many people we have in our family, how much they earn, where i will go now, what i will do now etc.
One questioning him that why he is asking these type of errant questions, these were the answer i received :
1. He informed me that this is the way bajaj verifies their customer background.
2. These were the words used," tujhe agar loan chaiye to jo puch raha hu bata "
3." tere paas paisa hai phone lene k liye "
4." mai tera cibil score check kar raha hu " - really can cibil scored be checked by telephonic discussion???
5. Your address is not verified.
This whole process went on for two hours with repeated calls in the most unprofessional way, and when i started charging him back for this, he immediately intimated me that my application has been rejected because he is not satisfied with the telephonic conversation.
I really feel pity for the company as my whole family comes under the emi network of bajaj finserv, and i know how good their services are but the welcome greetings from the executive left me disturbed.
I hope some action will be taken on behalf of bajaj customer care.

With regards,
Suman das,
[protected]
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Aug 29, 2017
Complaint marked as Resolved 
Bajaj Finserv customer support has been notified about the posted complaint.
Verified Support
Jul 28, 2017
Bajaj Finserv Customer Care's response
Hi, we have noted your details and will get back to you within 24 working hrs.
Verified Support
Jul 29, 2017
Bajaj Finserv Customer Care's response
Hi, as discussed we will share your valuable feedback with concerned department to improve our services.Please feel free to write to us for any query or clarification.
Complaint comments 

Comments

It was a great positive gesture that i have received a call from the team of bajaj finserv so quickly .
I really appreciate the efforts and hope my query will be resolved asap .

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