Bajaj Finserv — disbursed loan without my consent

Address:

Kolkata, West Bengal, 700071

I have found that rs. 79211/- has been credited to my bank account on 17.11.2018 without my concern. I severely mail to bajaj finserve ltd. And tell them please give your bank account number so can i refund the loan amount as i don’t need any loan. But there response to refund the loan to the bajaj finserve office which is not near to me. They send me a loan application no. Rncjzs3o1qq3vnrqrv27vq through mail and request to click the link for accept the terms and condition on 10th nov 2018. But i never click on the link nor accept their terms and condition.
They also deducted emi for the above loan from my bank account on 02-jan-2019 for rs. 3931/-.
Please resolve the issue.