Bajaj Finserv Complaints & Reviews

I got a call from [protected] [protected] [protected] [protected] this no saying they are calling from bajaj finance for personal loan against policy with 6% interest calling from gurgoan delhi. the person name is ashish sharma. They called me so many times saying the same thing to me. unfortunatly i trust them i submited all the document and amount of rs 20000 by cheque after 15 days i got policy from bajaj finance than they said we will modgage the policy than will give you the loan amount. After waiting 2 months they started giving me excuse that they have to show some investment for my policy for the same i have to pay 20000 rs as a security amount i paid that also on Respective account which they have provided me which was DHFL premerica life insurance after some days i got policy from dhfl which i was not applied for.
After that i requested them to close my account give my money back.

They said it will take 45 days to close the policy i have given 2 months time.

Even thought i have not received my amount.

Kindly help me with the same.

All no which i have given you is working no.

Other wise i will file complaint againts bajaj finance aswell as DHFL premerica life insurance.

Regards
Arati Kharade
[protected]

Dear Team,

I paid my all loan time to time, but for last Personal Loan Payment was not paid correctly due to some hospitality emergency... but in the month of Aug 2016 I settled the personal loan I receive the letter from Bajaj Finance, your executive commit me if you paid the amount before month end I will stat your EMI card, but still I didn't receive any reply OR my card is still blocked,

I requeting you to please unblock my card and promising you to not to happen again in future which is happen in last loan... kindly check my others loan track' I took the loan from Bajaj Finance frequently and I dint bounce my single EMI in this, but some emergency in last loan the such instance happen,
for the reference on my earlier loan track I requeting you to please unblock my EMi card so I can able to taje consumer goods on this...

Hi Team

My EMI card -[protected] was blocked for no reason, All my Loans are on track and no bounces of EMI happened till now but why it has been blocked even without prior intimation.

Also I wrote on this to [protected]@bajajfinserve.in 1 week ago but no reply yet.Let me know the reason at the earliest.

My EMI card -[protected] was blocked for no reason, All my Loans are on track and no bounces of EMI happened till now but why it has been blocked even without prior intimation.

Also I wrote on this to [protected]@bajajfinserve.in 1 week ago but no reply yet.Let me know the reason at the earliest.

DEAR SIR

I have taken personal loan of Rs83, 000 on 31 July 2015 in that I have received 77152.00 only, I have received a call from Bajaj finance executives they clearly told me that there will no processing fee and no other charges will be deducted from the loan 83, 000 Rs full amount will be sanctioned after getting loan I have received on 77152 Rs only, and your executives have told me that the interest rate will be 25.49% Rs but after View repayment schedule was shocked I saw you are charging 43.18% many times. Now sir plese chack this matter. and 25.49% kai hisab sai maina apke ab 6880 rupees dena hai.

Loan account number-5110PL13666788
Regards
SURESH
[protected]
[protected]@gmail.com

INTEREST RATE-43.18%
LOAN INSTAL INTEREST PR BAL
1 83000 5222 2987 2235 80765
2 80765 5222 2906 2316 78449
3 78449 5222 2823 2399 76050
4 76050 5222 2737 2485 73564
5 73564 5222 2647 2575 70989
6 70989 5222 2554 2668 68322
7 68322 5222 2458 2764 65558
8 65558 5222 2359 2863 62695
9 62695 5222 2256 2966 59729
10 59729 5222 2149 3073 56656
11 56656 5222 [protected] 33473
12 33473 5222 1276 3946 29527
13 29527 5222 1062 4160 25368
14 25368 5222 913 4309 21058
15 21058 5222 758 4464 16594
16 16594 5222 597 4625 11969
17 11969 5222 431 4791 7178
18 7178 5222 258 4964 2214
19 2214 2292 80 2212 2
and

25.49
1 83000 5222 1763 3459 79541
2 79541 5222 1690 3532 76009
3 76009 5222 1615 3607 72401
4 72401 5222 1538 3684 68717
5 68717 5222 1460 3762 64955
6 64955 5222 1380 3842 61113
7 61113 5222 1298 3924 57189
8 57189 5222 1215 4007 53181
9 53181 5222 1130 4092 49089
10 49089 5222 1043 4179 44910
11 44910 5222 [protected] 20642
12 20642 5222 438 4784 15858
13 15858 5222 337 4885 10973
14 10973 5222 233 4989 5984
15 5984 5222 127 5095 889
16 889 908 19 889 0

Hi,

My loan amount was suppose to be debited yesterday but i see it been reverted bank with below error. I tried pay it now online but it's not showing anything to pay.

Inr 2980 deposited in a/c 40xxxxxxx78xx19 on 05/oct 14:14 for ecsrej:tpcf bajaj fina:08:mandate not receivedchar. Clear balance: inr 90xx.85. Pls contact [protected] for queries.

I have tried to reach guys on [protected]/152 but it's just a automated system. Also i have contacted my bank they said that they have not received any mandate form from bajaj finance and they have rejected the amount for the same reason.

I have maintained amount as mentioned by you and i will not accept any kind of check bounce penalty or extra amount for this scenario. Please send that mandate form to my bank i. E, deutsch bank bangalore branch and move forward.

Regards,
Sandeep n

Dear sir,

I have taken loan from bajaj fin. of 2, 20, 000/-(emi is 9100) on jully2016.
On telephonic communication and commitment given from your executive to me, loan interest will be 16% and loan tenor will be 30 month. i got statement from bajaj fin. on oct. 1first week, then i have shock. why you are increase ROI 28% and tenor loan 36 month. I have all recording of telephonic communication.
please give me clarification or correction in loan ROI and Tenor.
I waiting for your positive response

Dear Bajaj people, I was out of station so couldn't make my payment against my laptop which i financed from you.,
i am very regular when it comes to paying emi's just a one mistake and u guys eimply blocked my card?? without any information? why?

today i paid my emi online transection no is HSMP[protected]
THIS IS MY LOAN NO-456DPF22989855
THE GOOD PART IS THIS YOUR CUSTOMER CARE NEVER PICKS A CALL.

I JUST WANT TO KNOW WHEN MY EMI CARD WILL BE ACTIVATED??

I have purchased a LED TV from WhiteMart through Bajaj Finance. After a few month got EMI card with the following details: Card Number: [protected]. Later, when I tried to purchase an item using this EMI card from another store, the salesman said that this card is only valid at WhiteMart. I want to purchase products from different dealers and through online as well.

I wrote a mail to Bajaj finserv ([protected]@bajajfinserv.in) regarding this issue as mentioned above. But they reply me like "With reference to your e-mail, we wish to inform you that you can not purchase products from online and another store." I sent mails again and again for a solution, but they reply the same. I also call the customer care ([protected]) several times. But they didn't respond, even I wait for more than 20 minutes.

Please take an action against this otherwise help me to get a solution.

Bajaj Finserv deducted funds from my bank account without my authorization. After looking at my bank statement, I wrote an email to their support asking for the refund and showing proof of my authorization for fund withdraw.

At first, support asked for my bank statement for verification and in next email asked for bank details for refund.

After few days, looking at no response I added Bajaj Finserv Grievances email address based on this article on their website (https://www.bajajfinserv.in/finance/grievances.aspx). Grievances replied that they need 2 business days to process my request.

After not hearing from Grievances for two weeks, I added next escalation step (Customer Experience Head) and hasn't got any reply or refund as of today.

Case Details

Initial case number: SRN06646972
Date: Sept 3, 2016
Email Addresses: [protected]@bajajfinserv.in,
[protected]@bajajfinserv.in, [protected]@bajajfinserv.in

I expect Bajaj to refund my money before I engage Legal and drag them to Consumer Court.

As per my sanction letter, we are not suppose to charge foreclosure charges, after 6 instalments, but even after regular repayment of 31 instalments, when we asked for foreclosure, they forward the letter with 2% foreclosure on lap and 4 % foreclosure charges of 4% on additiona loan. Ridiculous way of torchuring clients. After its clearly mentioned in sanction letter and even rbi guidelines says after may, 7, 2014, no bank can charge pre payment charges to individual term loan borrowers.

Bajaj finserv send some illegal person who react very violent in my house create many problems in my building and after some days they call me and abuse so i have a call record and i am compliant in police station .
then bajaj finserv says person has been removed from compnay but he is calling to me from some number and compnay dont take any action against him . i am tried from bajaj finserv so i never pay any amount .

Dear sir/madam,
I have taken bajaj finance home before 3 years.
Since then i am getting calls to offer some kind of loan every now and then.
I have denied many times to them not to call me again.
But they are different persons calling me every time from different number.
As the calls are extremely annoying and disturbing me a lot, i wish bajaj company to stop in any case.
My mobile number is +91 [protected]
If such calls are coming next time, i will take serious steps against company.

Hi, this is prasanth madhav seelam i had applied for emi card on 5/10/2016 and my ref no. is[protected] it is already about 8 days and still i did not get my emi card i have paid 399 on purchasing emi card i am unable to track that also so let me know how many days it will take or please refund my money back

Regards,
prasanth madhav seelam
[protected]

I have provided all documnets but its not generating one time password...

Asking to submit fresh NACH mandate..

What I have to do to activate my card [protected]...

Help me through this as I want to purchase things via Bajaj EMI so I bought this card at 400 rs and stilll card is not activated and no such information is provided to me regarding NACH mandate unless and until i asked for OTP for purchase..

I had applied for Bajaj Finance EMI Card . I had filed the online application form where it is said that i am eligible for the loan of Rs. 70, 000/-. In order to avail this pre approved loan i have to buy an EMI Card for which i had to Pay Rs. 399. I had made a payment of Rs.399 via SBI Credit Card on 11/10/2016 to purchase EMI Card from Bajaj Finance. But i have not received any reference No.(application No.) from Bajaj Finance side
I want to know the status of my EMI Card and my Loan Number because i am unable to check the status.
Looking forward to your affirmative response,

Kindly do the needful.

Regards
Jitendra Singh
[protected]
[protected]@gmail.com

My name is jagdish Singh and I have applied for bajaj emi card and paid 399 on 8/10/16 but I didn't receive any msg or call from company .when they are coming to receive my documents.they tell me that they collect papers within 2 days but they are not come yet.their customer care also is not responding .I want my money back or they send emi card asap.

Hello,

I'm Sheikh from Bangalore, I need your help in understanding the reason for blocking my Bajaj EMI card with out any reason.? I have been using te card from quite sometime and I have availed 2-loans as well. One the loans is for consumer durables which will be closed in next 2-months and the other loan is for digital product, he EMI has just started. I have been paying my EMI regularly without a delay of even one single day. I wanted to check my card status to avail further loan after closing / completing the exisitng one, and I was shocked to hear when I get to know my EMI card was permanently suspended Bajajfinserv. When I tried to reach the Customer care on their toll free number for knowing the reason for such block and unblocking the same, I didn't get proper reply as it was IVR, neither did I get proper reply nor an chance to speak to customer care executive. I wrote an email to the customer care asking the reason for such permamnent suspension but there reply was "With reference to your email, we regret to inform you that your EMI card is permanently suspended in line with our credit policy. Also we would like to inform you that, we are unable to disclose the reason of card blocking as per our policy"- This reply is not satisfactory and I feel this is just an standard template reply for name sake, I like to ask the below questions to Bajaj Finserv customer care..
1) Like to know why is my EMI card is permanently suspended...???
2) What was the reason for suspending my EMI CARD??
3) Why this was not communicated to me earlier when the EMI card was blocked...?????
4) AS CUSTOMER OF BAJAJ FINSERV IT IS MY RIGHT TO KNOW THE REASON FOR SUCH SUSPENSION. When BAJAJ FINSERV IS NOT ABLE TO DISCLOSE THE REASON FOR SUCH SUSPENSION THEN PLEASE ADVICE WITH WHOM I SHOULD ASK FOR THE REASON...???

I hope the concern person will look in to this and reply back with sensible response at the earliest.

Regards,
Sheikh

Team,

Please be informed that I have registered for Bajaj Finserv EMI card on 10th Oct 2016 and required amount paid Rs. 399/- from my Kotak Bank, Debot Card and payment got successful on payment gateway. As I have received one time password message from Bajaj Finserv also while doing regarding payment.

Screen shot attached for the same for both cases.

However didn't received any EMI card details from Bajaj Finserv after doing successful payment and not even a single message from your team of any welcome message after complete payment.

Almost 12-15 hours passed, still no response from your team on same

Also raised a complaint on same day and received Service Request no. is : SRN07105461 and tried your IVR as well but no response.

Payment Details:-

Kotak Bank, Debit Card

Date & Time - 10th Oct 2016, 10-11 PM

PCD/[protected]/Bajaj Auto Finance_BD/SBIPG

Chq/Ref No.[protected]

Now I don't want this EMI card any more because my first experience is worst with your services so I don't want to continue with your services.

SO REFUND MY PAID Rs. 399/- AMOUNT ASAP

So please look into this and do the needful at earliest.

Dear sir,
I am supratim roy, my customer id is 36180247. I have got the card 2 weeks back and already purchased dslr with it on 06th october. But still i haven't got my experia id and password. Even after trying to login with wrong password my experia account has been blocked. Even suddenly today when i am calling to [protected], in response i m hearing that my customer id is wrong/ my mobile no. Is not registered. I want know what is happening. Please resolve this matter.

Supratim roy
[protected] (Registered)
[protected]

Dear Sir / Madam,

With Reference to my Loan account No. 5770CD[protected] Bajaj Finance

please find attached herewith the statement of account, my loan was already closed 2nd September 2016

and they have charged Rs - 99.00 from my BOI Account on dated 26.09.2016 I don’t know for what

Help me by sending me a statement with regards Please do the needful for the same.

Thanking You,
Yours Faithfully,
Collin Pereira
+91 [protected]