Bajaj Finserv — ECS Bounce Charges!

Dear Consumer Complaints,

This is Vikash Sharma I have an ongoing personal loan from Bajaj Finserv my loan account number ( 407PHT[protected],

I have taken moratorium on my personal loan and it has been approved by the lender Bjaja Sinserve for 5 months from April 2020 to Sept 2020, due to covid 19 pandemic and as per the RBI guidelines.

The ECS return charges applied because of Bajaj Finseerv has presented EMI's multiple times in a month to my bank account during the moratorium period and the bank charged me around Rs.7500/-

Now, the bank and the loan lender both are helpless to reverse these charges what should I do?

Consumer court team, Please help I have some medical emergency all my money deducted by the bank now I don't have money to survive in this pandemic.

Note:- Please refer the attachment for more details,

Regards,
Vikash Sharma