Bajaj Finserv — flexi loan process scam

I've applied for a flexi loan with bajaj finserv for second time on september 2019.

During loan process calls, i've requested for a loan amount of 2, 00, 000/- but despite as per my request they have credited 6, 46, 499/- upon their wish just to consume more processing fee and other additional charges.

I've asked for loan tenure of 2 years but again upon their wish they have processed it for 5 years so they could deduct more foreclosure charges and other additional maintenance charges.

Lan: 403spffb817310

I've never asked for an insurance for my account but they did it by their own without any intimation to me which costed 1500/-, also i've never been intimated about whether to opt for credit vidya which costed me 4999/-.

I may not get all these additional charges back to my account but just wanted to complain so atleast others would be aware these kind of low level scams.