Bajaj Finserv — Insurance & card protection plan

As i had got call from Bajaj Finserv Agent related to pre approved loan (Rs1, 66, 885/-), they did deposited the same amount after post confirmation of documentation. surprisingly myloan loan amount had increased to Rs 1, 85, 594/- with charges (processing fees - Rs 6880/-, Card protection plan -Rs 5699/-, Health insurance- Rs 4015/-).
Now the point is that during my conversation with Bajaj finserv agent, i had query related to loan amount repayment & he confirmed that Rs 1, 66, 885/- should be paid on monthly EMI of Rs 6900/- on monthly basis & no processing fees and other charges.
For card protection plan & health insurance there was no communication & also related documents(health insurance copy) have not been provided.
since i have not requested for CPP & health Insurance why are this added in Loan. kindly wave off the charges which has been debited,
Hoping that will hear you from soon
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