Bajaj Finserv — misuse nach facility by bajaj finserv

Address:

Mumbai City, Maharashtra

I have purchased tv through bajaj finserv in may 2018. What would have been 8 emi i have pay 9 emi (Clearly cheating). They took money for emi card, which they never delivered. Now they are sending ach debit for rs.117/- for no reason wtihout informing me about informing me., which my bank returned as no funds in the a/c with return charges of rs.354/-. I want bajaj bear the bank charges levied by bank for returning the ecs. What is shocking is bajaj finserv is misusing nach mandate facility. They have submitted mandate to my bank for rs.56, 900/- for the period 2/07/2018 to 31/12/2038. What is the basis for it. Is unless they refund the bank charges of rs.354/- charged by my bank for bajaj blunder and unless the said mandate, i report the matter to banking ombudsman, and rbi for misusing the nach facility and putting others in unnecessary tension