[Resolved]  Bajaj Finserv — spoiling my credit score

Dear sir,

I have taken consumer products through bajaj finance, with that product i also taken 2 ceiling fans, totally i had 8 emi for that consumer loan, and i have paid that total emi,

After 2year i like to take personal loan and applied personal loan in axis bank, but it was rejected due to the cibil issue, the cibil issue is that i am having overdue in bajajfinserve, over due amount is rs.180 and rs.190, totally rs. 370.

I don't know or i don't have even single idea about this, without any intimation or knowledge have i will clear this,

Without any intimation i have lost my cibil score, and instead of that rs.370 now they asking me to pay 16000/.

Upto now i have not received any mail or msg about this emi amount.

And some times i maintained balance upto 8, 00, 000/.in my account, on that time also they have not taken any emi amount,

What is the reason, can any one clarify this?