[Resolved]  Bajaj Finserv — wrong rate of interest charged

Address:

560088

Wrt loan number 404PMT24754915
Amount of 3lakhs was sanctioned to me at the interest rate of 16.3% for the tenure of 36 months.
Based on 16.3%rate of interest my emi is supposed to be Rs.10592/month.
Total interest payable is Rs. 81297

But the emi calculation is done for 28%.
And i am paying 12409/month.
Toatal interest payable Rs. 1, 46, 727

There is a huge gap of Rs.65, 430/-

Pls find the loan repayment schedule for your reference.

On what basis am i being charged the extra interest rate?