Bank Of Baroda — Abnormal delay in approval of housing loan

My name os vishal gogna, i am sr. Auditor in indian audit and accounts department. My residential address is 746 grover colony dilbagh nagar ext. Jalandhar. A housing loan application for rs. 19, 50000/- was filed by my wife ms. Lipika. Approximately one month ago, i was supposed to be guaranter. Submission of all the required documents was completed on 30 th of march 2017. First there was abnormal delay in sanction of the loan. We were called by the maqsudan branch jalandhar on 18.04.2017 to complete the process, making the things from bad to worse, we were told that the loan was sanctioned in our names as joint, whereas only lipika was the applicant. When talked to the concerned authorities, they agreed to re issue the papers within two days. Now on 20.04.17, when i called the concerned officer, i was told that the dealing officer is on leave for app. 1 month and our case will be settled only after he will join the duty.
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