Bank Of Baroda — Deducted my money without informing

Respected sir /ma'am,

I am an account holder of bob bank for the last 10 years approx and my account number is [protected], IFSC no: BARBVJBAJP

Now, they have charged me236.00 rs under the category DCARDFEE/4200/AP dated:17/04/2023.

I don't know what type of charges are these.

They never informed me regarding these charges through email voice call or text message.

Who was given the right to bob bank to deduct this kind of charge without informing us?

Because we kept money in the bank that gives the authority or rights to the bank that they can do whatever they want to do with our money.

There should be a formal process for doing all these things. I want my money to be credited to my account which they have deducted from my account without informing me.

Regards and thanks
Shanal haleema