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Bank Of India Complaints & Reviews

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Updated: Nov 20, 2025
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Bank Of India reviews & complaints page 62

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R
Roger55
from Bengaluru, Karnataka
Dec 10, 2018
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Address: 560032
Website: bankofindia.co.in

On 5th Nov 2018, a customer made transaction of INR 2200/- in POS machine (handled by Worldline e-payments) using her Bank of India debit card. Confirmation receipt didnt come out of the POS machine, I didn't get SMS either. But customer got SMS saying Rs.2200 is debited.

Her passbook entry reflects that amount has been debited. My bank statements reflects that amount has not been credited. Her account has been debited of the amount, but it has not been credited to my merchant cash credit account.

Bewildering case is both myself and the customer has account in same bank and also the same branch (R.T Nagar branch)!

Bank not taking action and asking to call card helpline.
Card helpline says to contact bank. It has been more than a month and issue not resolved. I am paying 600 rupees every month as POS machine rental and this is the service we get.

Posting on consumercomplaints.in as a last resort.
Bank Of India customer support has been notified about the posted complaint.
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    Madhup Kumar Tiwari
    from Delhi, Delhi
    Dec 10, 2018
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    Sir,
    My name is ashish kumar tiwari, i swap my debit card at singur petrol pump, bengal, on 18th august 2018, and my account was debited by 14400 twice, due to fail transaction and later it deduct the amount then i visited for branch office filed the concerned form but no action where taken then i visited again an again then manager told that we have mail to the head office but no response come from there even he dial the headoffice number but no one respond i feel very help less plz take cognizance of my issue other detail are as follow
    My account no.-[protected]
    My name - ashish kumar tiwari
    Branch name - shibpur
    Add.-188, gt road, po. Shibpur west bengal
    Bank Of India customer support has been notified about the posted complaint.
    Sir mere account se kai baar 2020, 3020, 10000 rs kat liye gaye he .paas book pr entry cwdr show ho rahi he .jabki maine ye paisa nikala hi nahi .kya mera paisa wapis ho sakta he ?
    Iske liye mujhe kya krna hoga?
    I have one product purches it. So I have delivery receive same day. But this product same time I'm return. But this amount of money I have never been refunded for my account. So I requested BOI all members please refund my money .
    My money is deducted by my ATM card while paying to PVR cinema of amount 900. PVR Cinema saying we had not received any amount from you and they mention you will get money within 7 days. But after 7 days still not refunded by bank. My account no. [protected]. Name - AKHILESH KUMAR
    I am vedant deshpande i have used boi debet card for transaction on paytm even though the transaction has failed money has been debited from my account . My acc no is [protected]

    Transaction date 5/11/2018
    Particulars MEDR/ONE97COMMUN/628143
    Amount 3000
    Its been over a month please refund my money
    Hi this is madhu I order head set from flipkart and i retuned that but i didnt get my refund. . Flipkart is saying that problem is not from our side its from bank of india
    Plz check that
    ARN:-PUR[protected]
    My account no is [protected]
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      N
      Nisha Annamalai
      Dec 10, 2018
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      Team

      I am a CITI Bank customer .. I had used my Citi ATM card at your AECS LAYOUT KUNDALAHALLI BANGALORE BRANCH ATM for cash withdrawal..!
      It says Transaction cancelled but my account was devoted with 1000rs..! When asked the security, he said it will get refunded in 2 days time..! And I’m yet to get any confirmation..! I had opted for paper less hence no transaction receipt ..!
      PFA of my Citi statement for reference I’d..!
      Pls arrange for my refund of 1000 ..
      It was a mistake that I opted your Service..!
      Highly dissatisfied.. Kindly refund it ASAP..!
      Bank Of India customer support has been notified about the posted complaint.
      I booked tatkal two tickets from Asansol to Surat date 07/12/2018, but the amount got debited from my account,
      I had paid from razorpay, I didn't receive confirmation for the tickets please Resolve my issu, Transactions ID[protected], bank of India

      My upi ID [protected]@upi
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        PradeepKumarAm5
        from Roorkee, Uttarakhand
        Dec 10, 2018
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        Address: Haridwar, Uttarakhand, 247667
        Website: starconnectcbs.bankofindia.com/BankAwayRetail/(S(xa5zhefitw4qi445j1svmbix))/web/L001/retail/jsp/user

        I have applied for online banking. I have got two passwords through pin mailer but i did not get the login id. I tried to generate it online through the given website under new user tab, after inserting the necessary details the form asks for when i click on the submit button it gives me this error "1 onuc: system error. Please try again after sometim". I have been trying this from few days and everytime the same error comes up.!

        Then i tried to call them up on the number mentioned on their site "[protected]", they did not pick up the call.! I was put on hold for 15 minutes, i was charged by my sim service provider..! And they cut the phone after putting me on hold for 15 minutes..! What kind of customer care is this?

        I have been a loyal account holder in BOI from more than 2.5 years. I would really wish that things get better in this area of online and mobile banking.
        Bank Of India customer support has been notified about the posted complaint.
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          S
          sujata Patil-Pawar
          from Delhi, Delhi
          Dec 10, 2018
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          Address: Mumbai City, Maharashtra, 400093
          Website: www.bankofindia.co.in

          This is to inform you that i made two transactions by kotat debot card at boi atm at chakala on 5th dec 2018 and raised the complaint in kotak bank too.
          Transaction details-
          1) cash withdrawal of 1500/- on 5th dec 2018 time-13.39 at cmn9003-the transaction reference no is[protected]/ service request number-sr#1-[protected]
          2) cash withdrawal of 1000/- on 5th dec 2018 time-13.42 at cmn9003 - the transaction reference no is[protected]/service request number-sr#1-[protected]
          However the cash was not dispatched from the atm but deducted from my account.& still its not refunded to my account.
          Kindly do the needful & refund my 3500/- to the respective account asap.
          Bank Of India customer support has been notified about the posted complaint.
          I made a transaction through my rupay card at this bank at Amazon 21 October. But, i cancelled order 25 October, Amazon refund my money at 26 October with reference id[protected]. But, money doesn't credited to my account. Please solve my problem.
          Actually I'm going to bank of India for a home loan branch manager says to me you you want loan give me 75000 and my loan value 2500000 branch manager name is rakesh Chandra shamli branch kindly action this application
          Thanks and regards
          Ghanshyam kankarwal

          Kindly resolve the issue
          04/12/2018..i m mukesh nara from ujjain..
          Withdra 10000 in boi atm..
          CUJ8019 MACHINE HO..
          AMT.. LESS IN MY bob ac..
          [protected]..
          But not give me cash or not. Give..
          Tran.. Fail complaint
          My name is nillesh jadhav and I am withdrawing 3000rs from boi atm at near mankhurad railway station but silp coming from atm shown that unable to dispance money but from my bom account is shown that 3000rs was withdrawn so please guide me i am economically weak I am leaving at mankhurad please help me
          Dear
          There was an unknown transaction in my account on 06/08/2018 at 3:52 pm my A/C- [protected]. It has been more then 90 days there is not even single update on this transaction infact as per RBI RULES I have informed bank and local police station within 24hr but there is no result, whenever I go bank they say they have mail concern Finish
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            S
            Sivadeepa
            from Dharmapuri, Tamil Nadu
            Dec 10, 2018
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            Address: 636701

            I have send money rs3000 to my friend, account holder o[censored]nion bank on friday[07/12/2018] evening 5:40pm from my account through phone pe app but money is debited from my account but not credited to my friend's account.. So refund my money as soon as possible..
            My account no:[protected]..[bank of india dharmapuri branch].
            P. Siva s/o pushparaj.
            Dharmapuri.
            Bank Of India customer support has been notified about the posted complaint.
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              Saurabh Wardhani
              from Pune, Maharashtra
              Dec 10, 2018
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              Address: Nashik, Maharashtra, 422009

              I had tried to withdraw rs. 10, 000/- from vijay bank on friday, money did not came out but got deducted from bank of india account. Still the money has not been refunded, my name is saurabh wardhani and i live in nashik, kindly resolve the same. Resolve as early as possible account no not posting due to security reasons. Ifsc code is bkid0000806. Please look into the matter.
              Bank Of India customer support has been notified about the posted complaint.
              I am unable to login to my star token account. Every time i login it says your account is suspended on this computer you can activate it from other active computers. My contact no. is [protected]. My User id is[protected]. my email is apurv.[protected]@gmail.com. Please help me as i am unable to use my net banking.
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                S
                Suruchì Vaidya
                from Burla, Odisha
                Dec 10, 2018
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                Website: www.bankofindia.co.in

                Name-suruchi kumari, account no-[protected], ifsc-bkid0004856, date-3rd /12/ 2018, transaction id-[protected], i am suruchi and 1835.49 rs was deducted by my account on 3rd of december through irctc and i need my all money refund back... The all details are mentioned above... I need my refund money immediately... It has been already too late...
                Bank Of India customer support has been notified about the posted complaint.
                Refund
                My name dayanand jirole During online transaction through BHIM app 5000/- debited from account but not transfered.Re[censored]pi no[protected]
                Please sir/madam,
                Help me, anyone withdraw my money Rs. 25000/- through ATM without use my debit card. It was with me. How can it possible ? Please help me to return back my hard cash money. Please
                This is my current a/c .My account number is [protected] (VARIETY DRESSES)
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                  Pyare malik
                  from Gurgaon, Haryana
                  Dec 8, 2018
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                  Address: Muzaffarpur, Bihar
                  Website: [email protected]

                  Mai md jamil ansari mera acc boi bhagwanpur muzaffarpur bihar me hai mai 28 date ko 3pm ko syndicate bank se 10000 nikalte time atm ka line cut gya line ane k bad paisa nhi nikla to maine complain kiya to bola 1 week me ajayga to 1week se jyada hogya aur av tk rupees nhi aya sir mera paisa jald se jald lautane ka kast kijiye taki hm jaise student ko padhne me koi presani nahi ho.
                  Bank Of India customer support has been notified about the posted complaint.
                  Dec 08, 2018
                  Updated by Pyare malik
                  Sir apse request hai Mera paisa jald se jald lautaya jay
                  Received SMS at 10.38 am from BTR-INDIAB informing, "Loan Sanction in 3 mins. Check Ur Loan Sanction upto 7 lacs, click here http://bit.ly/201FT3K
                  March 12/2018
                  Bajaj Finserv main advance payment kar raha tha data slow ho jane Karan c transaction Fail Ho Gaya amount Itna 2000
                  I have deposited an out station cheque on dated 20 11 2018 bank of inida branch chandan kiyari IFSC BKID0004762 ON ACCOUNT OF [protected] cheque no[protected] 101046 29 but not paid yet as well cleared so kindly take action and pay the concen cheque on concern account .
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                    A
                    anil kumar rathor
                    from Raipur, Chhattisgarh
                    Dec 8, 2018
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                    Address: Rajgarh, Madhya Pradesh, 465685
                    Website: boi online

                    Sir ji mere acc se payemnt deduct ho gaya he or online jo mene trasaction kya h wo fail ho gaya he pleas refund my money in my accont
                    Date - 07/12/2018 rs - 13999 acc - [protected] ifsc - bkid0009959 sir ji meri complaint ki fast process karne ki kosis kare or muje payment mere acc me jald se jald refund kare

                    Thanks sir

                    Please sir my solution
                    Bank Of India customer support has been notified about the posted complaint.
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                      Nikikharel26
                      from Gobardanga, West Bengal
                      Dec 7, 2018
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                      Address: Darjeeling, West Bengal, 734010
                      Website: www.sbi.com

                      I have been getting the msg that 295 rs from my ac has been deducted as investment intermidate.. Where i have not linked my ac with anything and this is the 3 rs time i got this msg. And due to this i have stopped depositing money to my ac as it is deducted without a reason and the customer care executives are too dumb to answer.. And the only solution they have is to be kept on hold, sbi is a harassing bank. Please refund my money back.
                      Nikita kharel
                      Ac num:[protected] sbi
                      Ifsc: sbin0014549
                      Bank Of India customer support has been notified about the posted complaint.
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                        A
                        ak kohli
                        from Delhi, Delhi
                        Dec 7, 2018
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                        On 25th sept, 2018 i tried to purchase some medicines for rs. 2, 788.00 (Rs. Two thousands seven hundred eighty eight) and gave
                        My visa debit card no. [protected] attached to my staff pension ac no. [protected] to the chemist for said payment.

                        However the chemist upon swiping the said card and insertion of pin by me, informed that my payment of chemist bill is not received upon swipping the card. He showed his pos machine also which displayed a message "declined".

                        Thinking that perhaps i didn't put correct pin i again gave the same card towards payment of rs.2788/- however this second time also the payment was told by chemist as "declined".

                        As i was urgently in need for medicine for my wife who was in nearby hospital i then gave to the chemist my debit card no.[protected] issued against my sb a/c no. [protected] for making payment of same rs. 2788/-. To my surprise this 3rd attemp also got failed.

                        After 3 failed pos transactions, and in view o[censored]rgent need for medicines i deposited cash rs. 2788/- to the chemist and got the
                        Medicines against cash payment.

                        I may add that during this period of about 15-20 minutes my mobile was not working.

                        However, when the mobile internet connectivity restored i saw 3 sms from boi showing that :

                        1. My account no, [protected] was debited for rs. 2788/-.

                        2. Another 2 sms also showed debit of rs.2788/- twice to my staff pension account [protected] with against debit card.

                        I showed the 3 smss for debiting my aforesaid acccounts 3 times for rs.2788/- to the chemist "the pharmacy" i was informed that they will be receiving the statement for the day next morning, asked me'
                        To come next day. However when i visited the said chemist next
                        Day i was shown their banker's statement and informed that they
                        Had not received the amount of cards swiped by them on 25-09-18.

                        I lodged online complaints (3 nos.), thru bank of india website on[protected] requesting reversal of rs. 2788/-plus rs. 2788/- plus rs. 2788/- (Total rs. 8, 364/- for 3 transactions). I was given 3 acknowledgement ref nos. By email dtd.[protected]same day) as:
                        1. Pos[protected]
                        2. Pos[protected]
                        3. Pos[protected]

                        On[protected]
                        1. My a/c no. [protected] was (Finally) credited with rs. 2788/- 2. My account no.[protected] was also credited with
                        Rs. 2788/- (Which was debited twice in 2 attempts) once only.
                        I am also surprised by the manner in which these 2 pos transactions were reversed; crediting the relative accounts first then again debeting the same and again crediting the related accounts on 01.11.2018. At the end only 2 out of 3 failed pos transactions were reversed leaving 1 pod transaction (Detailed below) which is yet to be reversed.

                        As such, the 3rd failed pod trasaction for rs. 2788/- in account no. [protected] as per following detrails, is still to be reversed:

                        Sr. Transaction details. Amt. Boi finacle tranxn no.

                        1, medr/the pharmacy/212443 rs. 2788/-. S 693175

                        It is over 70 days now after filing of online complaint, my online request for reversal of failed pos transactioh is still not reversed,
                        I request you to reverse the said amount of rs. 2788/- debited to said account at the earliest with appropriate interest for the delayed period.

                        From
                        Ashok kumar kohli,
                        Ex staff officer (Boi)
                        Bank Of India customer support has been notified about the posted complaint.
                        Dec 07, 2018
                        Updated by ak kohli
                        I am still to receive amount of RS.2788/- being reversal of remaining 1 POS TRANSACTION ( out of 3) which I have requested so many times through bank online website and consumer Complaint website. For details please refer to my online request DTD[protected] on BOI portal and DTD.[protected]&[protected] sent ONLINE thru your portal.

                        Ashok Kumar Kohli
                        Ex BOI staff officer
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                          Naeemullah khan
                          from Mohali, Punjab
                          Dec 7, 2018
                          Resolved
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                          Resolved

                          Address: Rampur, Uttar Pradesh, 244901
                          Website: No

                          Hi dear
                          My name is mr. Naeem khan
                          My firm name quick enterprises
                          Add.. Shaukat ali road civil lines rampur
                          Mob.[protected]
                          My account is 40 year old
                          Account number -[protected]
                          Balance is cut from our account for the last one year
                          We request you to come back to our cut off balance.
                          If the balance does not come back then we will complain in the consumer center
                          6880 rupees have been deducted in our last 2 months
                          Dec 7, 2018
                          Complaint marked as Resolved 
                          My emai [email protected] Mob. 9897177466 9759737860
                          Bank Of India customer support has been notified about the posted complaint.
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                            Sridhar Kadambi
                            from Bengaluru, Karnataka
                            Dec 7, 2018
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                            Address: 560076

                            I had attempted to transfer ₹21000 to corp bank account by neft twice the amount we as deducted but only once the amount is received (₹21000)

                            P1811252117038456148233
                            P1811252115344466148632

                            Utr code[protected]
                            Phone pe customer care confirmed nthat you must provide the utr code to bank for refund.
                            Please do the needful on priority.

                            Regards
                            K s sridhar
                            [protected]
                            Sb account #[protected]
                            Bank Of India customer support has been notified about the posted complaint.
                            i send money on this A/c-[protected] to [protected] this account but transection is fail and blance not refund in my account

                            my account detels
                            A/c-[protected]
                            ifcs code-bkid0006996
                            holder name-rajat
                            UTR No[protected]

                            please refund my account shortly
                            thanks ...
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                              Pallava murali B
                              from Arakkonam, Tamil Nadu
                              Dec 7, 2018
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                              Address: Kanchipuram, Tamil Nadu

                              (Dec6 2018 thursday) i paid a rs1000 mony for gold loan in online transaction. Mony is debited from my account. But transaction status was unsuccessful. So please refund my money as soon as possible. And another issue in my same account (Nov5 2018 monday) after my dinner. I paid a mony worth of rs950 to the hotel by using of my debit card. My is debited from my account but hotel owner not get the bill. This my another issue please refund my money.
                              Bank Of India customer support has been notified about the posted complaint.
                              Dec 07, 2018
                              Updated by Pallava murali B
                              Regarding online transaction failed issue

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                                Sunil selkare
                                from Murwara, Madhya Pradesh
                                Dec 7, 2018
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                                Address: 460447

                                Staff of boi bagdona branch is so careless.
                                Boi staff is forcing me to pay approximately 11000 as panelty.
                                But still bank is not clearing for what i should pay panelty. Boi manager is not giving print statement of account or any legal proof for over draw of money from my account. As my account is saving plus account ffd plus, not any jandhan account.
                                Then kindly convey me if i had over drawn money. I am ready to pay it. But only after legal proof.
                                Bank Of India customer support has been notified about the posted complaint.
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                                  nanta.babu
                                  from Ranaghat, West Bengal
                                  Dec 6, 2018
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                                  Address: Bardhaman, West Bengal

                                  Interest for broken period from 19.5.18 to 30.6.18 is under paid. On report to
                                  Br. Manager, burdwan br. He said it would be 42 days, but it should be 43 days.
                                  On ref to grievance cell, they consider from 19.5.18 to 29.6.18 being 42 days to
                                  Justify the calculation of br. Manager. Then where goes the 30th june?. By this way the bank deprives the large number of common customers who relies on
                                  Banks
                                  Bank Of India customer support has been notified about the posted complaint.
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                                    Jadhavnilesh214
                                    from Mumbai, Maharashtra
                                    Dec 6, 2018
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                                    Address: Mumbai City, Maharashtra, 400088

                                    At today about 1.00pm i am withdrawn money from boi atm about 3000rs but money is not withdrawn from atm machine but at same time was shown that from my bom account the 3000rs was withdrawn but slip was coming from atm is shown that unable to dispense money please guide me i am economically weak please help me my account is of bank of maharashtra i am leaving in mankhurad east
                                    Bank Of India customer support has been notified about the posted complaint.
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                                      Ravi90179017
                                      from Hoshiarpur, Punjab
                                      Dec 6, 2018
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                                      Address: Panchkula, Haryana, 134113

                                      Dear sir,
                                      My name is ravi and i lived in sector 17 indira colony panchkula haryana.
                                      My brother daily going to bank of boi but banker is saying to coming next day 4 day going regular bank but banker are not changed name and address. I have all documents. And bankers says close your in my bank. My account is sector 16 panchkula branch
                                      . So kindly request ed to you punished these banker.
                                      Thank you
                                      Bank Of India customer support has been notified about the posted complaint.
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                                        niteshk91
                                        from Bengaluru, Karnataka
                                        Dec 6, 2018
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                                        Address: Jaipur, Rajasthan, 302019

                                        Dear sir,

                                        It is stated that i am writing to request you for transfer of my bank account having number: [protected] & ifsc code - bkid0006639, and account name - nitesh kumar tiwari. I am avid customer of your bank and holding my bank account in jaipur branch.

                                        I want you to kindly shift my bank account to aurangabad bihar branch so that it may not cause problem to me due to travel distance

                                        My present address is nitesh kumar tiwari, shree cement limited
                                        (Bihar cement plant) biada industrial growth centre, near jasoia mor, aurangabad, (Bihar) india, 824101

                                        But the bank account is not transferring. And the jaipur branch speaks of the application in the aurangabad branch. And the aurangabad branch speaks of the application in the jaipur branch. Bank has not taken any action for 7 days.

                                        Please solve problem as soon as possible.

                                        Sincerely,
                                        Nitesh kumar tiwari
                                        Mob. [protected], [protected]
                                        Bank Of India customer support has been notified about the posted complaint.
                                        Dec 06, 2018
                                        Updated by niteshk91
                                        Dear Sir,

                                        It is stated that I am writing to request you for transfer of my bank account having number: [protected] & IFSC code - BKID0006629, and account name- Nitesh Kumar Tiwari. I am avid customer of your bank and holding my bank account in Jaipur Branch.

                                        I want you to kindly shift my bank account to Aurangabad Bihar Branch so that it may not cause problem to me due to travel distance

                                        My present address is Nitesh Kumar Tiwari, Shree Cement Limited
                                        ( BIHAR CEMENT PLANT ) Biada Industrial Growth Centre, Near Jasoia Mor, Aurangabad, (Bihar) India, 824101

                                        But the bank account is not transferring. And the Jaipur branch speaks of the application in the Aurangabad branch.And the Aurangabad branch speaks of the application in the Jaipur branch. Bank has not taken any action for 7 days.

                                        Please solve problem as soon as possible.

                                        Sincerely,
                                        Nitesh Kumar Tiwari
                                        mob. [protected], [protected]
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