Bank Of India — deducting money out of no cause

While withdrawing 1000 you are deducting 300.
While swiping 100 you are deducting 800.
What the hell are you doing? # you.
Return my 1100 as soon as possible you #.
If you continue to do like this then no body will open an account in boi.
Earlier you are not doing this why now?
Am savings for a purpose damned.
What is trf? Always i get message that trf has been done.
In this way how can i trust on u?