| Address: | Dakshina Kannada, Karnataka, 575006 |
Sir,
Bank of india, kottara branch, mangalore is unwilling to provide collateral loan without guarantor for msme loan earlier bank didn't provide loan for pmegp scheme, your website clearly states security for msme loan as below. Why do u treat obc category customers with neglect? Aren't we equal indian citizen i have visited bank more than 100 times, in spite of long waits am been tuned down. When asked for housing loan, for that too i have been asked for guarantor. Is this how a bank manager of a reputed bank behave with its customer. Give us one reason why we need to continue with your bank? isn't it atrocity towards minority
Security
1. Hypothecation of assets created out of bank finance as well as existing unencumbered assets of the mse unit.
2. Equitable mortgage of land/ land & building which is part of the business activity such as business premises.
3. Guarantee cover under cgtmse guarantee scheme.
No collateral security/third party guarantee to be obtained.
Why is the bank not providing loan and making unnecessary demands top provide guarantor. B. O. I webstie the grievence page is not functinal. Was this information helpful? | 
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