Bank Of India — torturing me to repay my education loan

Address:

608702

Am Tinku raj from kumarakudi, cuddalore, tamilnadu.i got education loan in year of 2013 to 2017, each year I got 60000 rs to my bachelor's studies.after that I didt get any job, but bank torturing me to repay my loan amount.in 2013 bank told to create join account with my dad in kumarakudi BOI branch, now in my dad salary the intrest will debited in bank cost of 25000.how my family will run without money.please respond as soon as possible sir/mam.
Dad account number: [protected]
Education loan account number: [protected]