Canara Bank — Re credit excess interest

Address:

Madurai, Tamil Nadu

Sir
I have availed home in nov, 2004 of rs.4.00 lacs @ 8.75% for 240 emi's under special package.
Agreement dt:[protected]. Construction completed on[protected].As per sanction ticket 8.75% fixed for 240 emis. With 6 month holiday period. I have not intimated for higher rate of interest up to[protected]. When i approach for home plus the loan given statement my a/c was over due. I have requested product statement for interest applied the bank has issued interest applied and accrued statement from[protected] and not from original agreement date. Verfication pass sheet its seems 12.5 to 14.5 was charged from 2005 to 2009. As per orginal agreement they have bound apply 8.75% fixed. If any changes the bank has inform.They have them capitalised the interest and applied 12.5% and accured interest they have applied 12.5% tow time interest applied. So for i have remitted 3.76 lacs. But balance is the same. All the possible efforts has taken. The branch drag on the matter by maximum ways. Even circle office of madurai inablity reply.