CashBean, Cashe, Kisht, Moneywow, Crazyrupee, Rupeemax — small amount of loan taken

I m Chennammal Senthilkumar
I have taken small amount loans from cashbean, gotocash, erupee, icredit, rapidrupee. Now i am unable to do repayment on time due to financial issue. So they are calling me again & again & harassing. They are also calling my friends & relatives and harassing them because they have contacts details access of my mobile phone which is illegal as per your rules. I told them that i will pay it with penalties & overdue charges whenever possible. But they are harassing me & my dear ones. These all loans companies are illegal. These are not rbi approved so how they can access my contacts details. Please help me from these issue. I apologize to encroach your precious time. Your earlier deeds will highly be appreciated.