I didn't even get past the registration as the app requires you to give comprehensive permission to everything in your phone. Not just the usual phone, sms, location, camera etc. They want access to each and every file in the phone memory and every contact in your list. That's probably to harass your contacts for effective recovery. They shouldn't be in this business if they feel they can't recover loans conventionally. And what do need every media or document file in our phones for? Finding potential fuel to be used as leverage? These crooked practitioners can just sod off. And the app probably needs to be reported too.
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