Central Bank Of India — Disallowing an A/c Payee cheque & deduction of fine from my A/c

Address:

North 24 Parganas, West Bengal

I am sri lakshman chandra mallick, a s/b a/c holder with central bank of india, titagarh branch (Br. Code-01349). I deposited an a/c payee cheque bearing no.152498, dt.06/04/2017 for rs. 20, 062/- issued by ranaghat head post office in my name to my bank. Surprisingly, the cheque has been returned citing reason-05 via a computer generated slip & rs.200/- has been deducted from my account. I have taken this matter to the branch manager repeatedly but with no effect. Even i took this matter to the post master of ranaghat head post office who advised me to ask bank to give details reason behind disallowing my cheque so that he can act accordingly. However, the bank has denied to give any such details citing that the reason has already been given by the computer generated slip previously mentioned. I work for a security agency & for me it is very difficult to visit the branches of bank & post office regularly as i may lose my job. Plz. Do the needful for me as i am unaware of that reason-05. I just want the cheque amount is to be credit in my account.