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Central Bank Of India — online transaction

Address:Vill+Post- Dumari,P.S- Sarai,Dist-Vaishali, Hoshiarpur, Punjab, 844116

My name is kumari namita, account no:[protected] & ifsc code:cbin0282447. I transferred the money ₹ 20000 two days ago through the phone pay app but due to technical issue transaction failed &money is debited from my account. When the money will be credited in the account. Phone pay shows after 1 working days money will be credited but now money is credited.
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I sent money with UTR[protected] but receiver does not get it. Please check transaction and update me.on date 01/01/2020
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