Sub: Severe threat given to me by the Branch Manager Abhishek Kumar ( Mobil #[protected] of Katriguppa Branch at Bengaluru Karnataka for closure of my both Education loan 15.3 L & Home Loan 55 L since 2014.
I am a loanee as per above subject & as detailed below,
Education Loan A/c No. [protected] since 2018; Sanketh Rajendra ( Son) & Rajendra S
Home Loan a/c No. [protected] since 2014 Rajendra
I have so far not been a defaulter & also NOT listed under NP. I am a salaried professional.
My PAN # AEEPR9983D
Post sanction of Education Loan & hardships faced due to the pandemic situation, my son Sanketh R continued higher studies in Germany amid the financial crisis and other personal loans inevitably.
On my highly intensified & continuous follow ups requests for over 6 months with the said branch at Katriguppa, Bengaluru, Karnataka it was approved by your Head office for extending the commencement of EMI (moratorium). I immensely thank the Central Bank for the help extended to me.
However the penal interest charged to my account was NOT reversed. Henceforth requested through my emails & personal follow ups with the branch for reversing the charges.
Yesterday the said Branch Manager called me over the telephone & threatened me to close both my Home Loan & Education Loan accounts saying he is busy. He spoke in harsh words saying the Central Bank is not run on my loan repayment amount & never cares about my concerns. He advised me to file a legal suit against the Central Bank and complain to the RBI & Union Govt. if I could dare to do so. This happened on a few occasions & continued still.
Sir, I humbly request your kind intervention & help with a suitable action in this concern.
Else, should i forcibly close my loan accounts under the bosism of the Manager. The speculation depicts a perfect case of corruption. It appears that the Manager's intent might be to compel me to fill his pockets since the issue is blown up from his end. I am harassed for no reason.
Regards,
Rajendra S
Mobil [protected]
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