Ref No.: 9018/JDO/02-09/316
Date: July 8, 2009
To
The Concerned Officer
INDIA
Re: Harassment and threatened by CHOLAMANDALAM DBS Finance LTD.
Dear Sir,
I had availed a Personal Loan from Cholamandalam DBS Finance Ltd., on 30/05/2008. My first installment was presented in the month of July 5, 2008. Since then, on every 05th of each month, the monthly installments were being debited. But from Feb 5th, 2009, I am unable to pay the installments, due to the economic meltdown prevailing, which has affected my business. I am running a Computer Education Institute and Coaching Education Institute. Due to the economic meltdown, prevailing, the students are unable to pay the fees on time, and that has had a cascading effect on my income, too. I have availed Personal Loans previously, too. Never in the past I have faced such problems where in my Installments are not paid on time. You can verify this from the CIBIL, which shall substantiate my version. I had bought this to the notice of the Managing Director in my earlier mail and fax in the month of February, 2009, at the Corporate Office at Chennai. Ever since then, RECOVERY AGENTS claiming to be from Cholamandalam DBS Finance Ltd., deliberately keep on visiting my premises and keep on harassing me and my husband, for the outstanding amount. I and my family are being threatened by unsolicited calls made at my office landline number. The caller does not introduce himself and uses abusive language which can be termed as below the belt language. I have asked these recovery agents / Anti social and anti national elements (visitors) of the Cholamandalam DBS Finance Ltd. visiting my premises to send me a communication in writing rather then keep on visiting my premises at unwanted times and events. I am being coerced and threatened by informing me that the company has several buckets in row to solve such cases and that in the last bucket, a well known Anti social, anti national element will be visiting my premises to collect my due, failing which my family will be physically assaulted, and publicly humiliated. I feel threatened and mentally disturbed by the turn of events taken place since last 15 days, wherein I am subjected to humiliation. The company’s so called recovery Goondas are deliberately informing my loan / financial status to my neighbours and to my remote relatives and to persons known to me, who in turn called me to find out the real problem.
Dear Sir, we are in a democratic setup, where in there exists a law of the land. When I asked these so called recovery persons to let me speak to the company higher ups officials, I was refused. When I asked them to act as per the law of the land, I was shocked to hear when the so called visitor informed me that it was he who had given me the money and not the courts, and that he shall keep on troubling me till I don’t cough up with the outstanding dues. I was informed that my case has been referred to the last bucket wherein I must be ready to face retaliation from well known Anti national and anti social elements. I hereby, wish to state that - In case I or any of my members in the family are hurt or are physically assaulted resulting in also loss of lives, the complete blame and responsibility should be completely attributed to the recovery Goondas of, the CHOLAMANDALAM DBS FINANCE LTD. I conclude my letter with immense grief and pain,
Thanking you
Aug 14, 2020
Complaint marked as Resolved 
I want to take loan upto 1 Lac for business purpose
now iam working in ca- farm as account manager
please, sent your detail for appling loan
or contact [protected] or