Cholamandalam Complaints & Reviews

Dear Sir/Mam,
Myself Vijay Sharma From Beawar Dist. Ajmer State Rajasthan and i am working in Gr Infra Project vill. Islamnagar jaora distt Ratlam State Madhya Pradesh Sir i took finance from cholamandalam his representative Mr Akash Messy told me the interest rate is below 12 % i am in hurry so i am not checking papers they gave me approx 70 to 80 papers to sign and i signed them now i check that they were charge more than 25 % interest its my fault i am not checking papers and i am ready to pay Emi but i purchase Activa 125 on 7/10/2021 and i am expecting Emi date should be 07 or 8/11/2021 but they don't submit till date after that i am worrying about my civil score so i call Mr Akash Messy so many time to confirm Emi date to proper on time and i ask him so many time in calls that is their any problem with my signatures just because i am in beawar at that time and he said dont worry all okay which i recorded not my bank msz me that
Dear Customer, Mandate registration- UMRN SBIN[protected] for Rs 3, 314.00 issued to CHOLAMANDALAM INVEST REJECTED-Drawer Sign Differs.Please present again-SBI now i am suffered so much now its not possible to take leave again and again from my company why i am suffering due to laziness of Mr. Akash Messy representative for cholamandalam please help me as soon as possible please If possible terminate the loan so i apply from other banks if possible

Hmare account se baar baar ach deduct kia jarha h lockdown k time approx 35 baar kia gya h aur abhi bhi kata karha h mujhe ye band krwana hai . 3 baar hit kia hai 17 m msg krke 17 m hi kat dia bank jane ka time bhi ni mila

Dear Team,

I am too much disappointed, from last one month I am requesting for FC and on 08th of this month I received FC and made dd in favour of Cholamandalam Finance with 3 days extra interest as per foreclosure letter provided by Cholamandalam Finance(both attached), but not they are not accepting the same.

Request your intervention for the same.

Thanks
Prabhjot Singh Kanth
[protected]...

: Request pending last 4-5 month of Change /Replace a Co-Applicant Omprakash Tamrakar to Shant Sharan Shrivastava for Loan Account No of given Bellow
1- XVFPBEM[protected]
2- XVFPBEM[protected]
3- XVFPBEM[protected]
4- XSHUBEM[protected]
Dear Sir/ Mam
I want to Replace Co-Applicant of All mention Loan Account because i am resign this Institute of january 2019 and Many times i met in Cholamandalam Office but my issue not Resolve yet but Cholamandalam Finance Bemetara not proper Response to Me regarding this issue
As per RBI Rule A substitute Co-Applicant for the loan You may also approach the bank with an application for a release if there is a substitute Co-Applicant for the loan. If the bank is really convinced about your reason why you are opting out and is convinced about the credentials of the substitute borrower, it may set you free.
I will resign from this Institute in January 2019 .
I am not a Member of this Institute and do not hold any share of this Society .
At a time of restructuring Between December 2020 to March 2021 this time I am Not Sign any Document . Regarding this loan at a time of restructuring
In My CIBIL 2018 to 2020 Not Reflecting any Loan Account on Given Below but may 2021 in this all Loan Account Reflect Suddenly that means restructuring this loan . In my CIBIL – Document Enclosed
Borrower Anand Manorama Education Society and Manorama International School requested to Change Co-Applicant at a time of restructuring but cholamandalam Not Change in Co-Applicant in january 2021 .
Above loan Amount Overdue (Outstanding) not my working tenure .
We have already given a new co-Applicant name with Board Resolution and other required documents to the Bemetara Branch Office in Mr Rajesh Kumar Hand on 02August 2021 .
Anand Manorama and Manorama International School total Assets (Building/ Vehicle ) Above 2.5 Crore

Dear Sir My Self Omprakash Tamrakar and we are requesting to change Co-Applicant Mr Omprakash Tamrakar name as a co-Applicant of all 4 Loan Account i am a not a part of this loan this loan is restructuring on 2020 and Mr Omprakash Tamrakar left this institution on january 2019 and we provide another Co -Applicant for this loan Kindly Remove Omprakash Tamrakar Name in CIBIL. and Add Shant Saran Shrivastava as a Co-Applicant Adhar no[protected] PAN No-AUAPS6377A
1. I am an Administrator of in 2019 Borrower Anand Manorama Education Society and Manorama International School.
2. I resign this Institute January 2019.
3. I am not a Member of this Institute and not hold any share of this Society .
4. At a time of restructuring Between December 2020 to March 2021 this time I am Not Sign any Document . Regarding this loan
5. In My CIBIL 2018 to 2020 Not Reflect any Loan Account on Given Bellow but may 2021 in this all Loan Account Reflect Suddenly . in my CIBIL – Document Enclosed
6. Borrower Anand Manorama Education Society and Manorama International School requested to Change Co-Applicant at a time of restructuring but cholamandalam Not Change in Co-Applicant in january 2021 .
7. We again request 3rd june 2021 and Chola Mandalam Bemetara Credit Manager Rajesh Kumar reply on 27 July 2021 He want another document for this process and i give all the required Document to Rajesh Kumar on 2nd August 2021 - Supporting Document Enclosed
8. As per RBI Rule A substitute Co-Applicant for the loan You may also approach the bank with an application for a release if there is a substitute Co-Applicant for the loan. If the bank is really convinced about your reason why you are opting out and is convinced about the credentials of the substitute borrower, it may set you free.
9. Dear sir Still my Problem not resolve since 3 to 4 Month and i irritated this problem and every day i Call Mr. Rajesh Kumar Cholamandalam Credit Manager Bemetara but issue not resolved yet .
10. I try to Update KYC to Now Co-Applicant on CHOLA –APP and Gaadibazar APP portal but Still Not Update New Co-Applicant – Document Enclosed
11. I try daily 4-6 Times to Call Nodal Principal Officer of Cholamandalam phone no -[protected] but no one pic the phone .
12. In Past 4-5 Month My CIBIL Getting down and this issue any bank not given me my Project Loan my project is stuck this reason only .
13. CIBIL Department Current Reply on my mail Document .

Running loan in cholamandalam as loan against property. I have applied for forclosure letter and List of documents letter. But no response from your any of their offices from last 15 days

With due respect I would like to state that I'm getting massive delay for my noc against my loan although it has been completed in April 20 without any fault or missed emi.l have visited the branch many time in these period of approximately 7months. I'm very disappointed by this kind of work policy. It is harrassing for me. And who is going take the responsibility for this delay. What is my mistake and what would be compensation of my time....

Sir my father died on 24th November 2020 due to heart attack, I had also given all the papers to this company, initially the company balo had said that all my loan money left will be forgiven but now it is only Only 50 thousand are forgiven, I asked the insurance company, then those people told that we had insured that if the person who took the loan dies, then we would have to pay the damages of the loan, but all this work was done by the bank giving the loan. Will claim but the bank is saying that and our money is forgiven but here the bank branch manager took a pose, we are very poor, sir, our mother is sick, we are heart patients, we are all sisters, brothers are small, I pray to you. I do something sir, we have become very upset.

Bank name CHOLAMANDALAM INVESTMENT aAND FINANCE COMPANY LIMITED.

Incurance company HDFL LIFE INSURANCE COMPANY LIMITED

Name Asalam khan

Date Of Birth 01/01/1965

Add. word no 17 kakrala dist Budaun UP

Mobile no. [protected]

Certificate no. PP0001510T94U00

Loan Account no. XVFPBDU[protected]

Master policy no PP000151

Nominee name Mrs Noor Afaja

Nominee Date of Birth 01/01/1966

Ragistration mark of tha vehicle UP70CT8427

Contect no [protected]
alternate no [protected]

Gj27md3744

Policy not updated in mparivahan site and due to reason my H.P not cancel so request to solve early as possible

policy number
[protected]
Car policy

Respected Sir, I have a bike loan with cholamandalam. I have 4 payments due for Sep. through Dec 2021 for the amount of 8671/. I have paid 8000/ last month but see no updates on their website. I am constantly calling and sending them requests but in vain. Their website is still showing 4 emi's are due. Pls help me foreclose this loan and get rid of these pests. Thank you very much.
Name: Shelton George
Loan account # XVFPKAT[protected]...

I am mahrajo kunwar A Car My son late Rahul Kumar from your Cholandalam Finance was finance, Whose Loan No.xvfpsas[protected] is so much
Whose Loan repayment period 5 years and EMI quoted 14120 rupees
Who had been taken to Loan to his car loan My son late Rahul Kumar has been my son's death from cutting the snake, Which I have to samit all Document to your Rohtas sasaram in the cholamandalam office of Bihar
So you request you please provide me no dues(NOC) of my car, Why it will be my use in the future, I hope you consider my request soon as soon as possible, And give me no dues take the letter

Hello sir/madam
To the head of finance and investment, cholamandalam investment and finance company ltd.
I am P********* from Chirala, I have taken a loan of[protected]lakhs) from our company on sep.2020. I would like to close my loan acct by repaying all the due amount. I was speaking to Mr. ******( cholamandalam investment and finance company ltd. MANAGER CHIRALA) from the last 3months I was keep on asking him that I would like to close my loan account.
At first he said okay we can close the acct but its a month ending time. I am in a lots of pressure so leave me .for now, then I said ok for that. but it was been 3months.
when I called him i.e today morning, , he answered me that there is no update in your request, I didn't get any update regards to your file from my head office
I don't think so that it takes 3months (90days)of time to respond to a customer. if it was the exact process it was a joke. I here the same answers from your manager like you get that by today, call me after 1hour, after 1hour if I call him he askes to me to call afternoon, later on evening, after evening tomorrow he ask me to call me in the morning, the same routine has been going on from last 3months
My young son Mr. ************, he went to London for his degree due to corona he comeback now he has to go back to finish his education I don't have any secondary option rather than selling my property, I can't help my self without doing this
So please kindly understand my situation and please please speak to your local manager here, and also the one who can do this for me, and arrange the final clearance figure and also the list of documents
When I was making the agreement for my customer, I consulted to our manager Mr. ******, and I had been asked for the clearing process I also I had intimating to manager that i am taking the advance from the party and he said ok, . You can take the advance and i will take care of the documents you needed
Considering this request as a complaint and look after my work and make thus thing possibly by today or tomorrow itself
I can make the payment with in 3-4days working days here in this mail I am attaching the call log that I had done with our manager Mr. ****** that you can how long I have been following up, everyday he used to say the same thing you get these by today evening, and in the he says tomorrow morning, even in the last night itself he said the same thing of routine, but today morning he saying you get these documents by Monday, the same thing happens in daily routine, I do not get a point here that the manager here he might not been working or the head office people was mot responding for him.
Its my sons life, its my kind request please don't spoil my sons future
So thankyou so much for reaching out all through, understand the situation and look after me and help me to get out of this.!

This is to confirm last from 5 to 6 months after continues mails and speaking in chola customer care I am mentally harresed for delaying Noc by branch manager of Thane branch Mr kundan and lady ujwala inspite of knowing the fact by giving vague argument and reasons as I don't have any Direct or indirect liability with Chola after my acct is closed as this had caused great agony & mental harresment to me as I wanted to sell my cab due to finical distress so I request ur good self to look into this matter and direct Chola to grant Noc and adequate compensation without any further delay

Dear Sir,

CLAIM No : [protected]
VEHICLE No : KL 46 D 7275

It is highly regretted that there has been a mistake committed to mention the month of the claim as[protected] instead of the correct date[protected]. The actual date of the accident happened was in the month of July 2021. It is therefore requested that the date already mentioned in the claim forwarded to you may kindly be read as[protected] and process the claim accordingly

The inconvenience caused is highly regretted.

Thanking you,

Yours faithfully,

RAFEEQ V

Respected Sir last from 5 months I had repeatedly requested by email & Chola app for NOC of HP cancellation of my vehicle MH03BC9486 loan acct XVFPTEV[protected] already cleared and closed in cholamandalam in month of march but cholamandalam repeatedly rejected my request stating that I had another linked acct XVFPTEV[protected]which is shortfall, but the said acct is of my surety and I had not stood surety to the same that means I don't have any direct or indirect liability with Chola but inspite of knowing the fact cholamandalam has denied to give Noc by giving vague argument & reasons this had caused great agony & mental harress ment to me as I wanted to sell my vehicle due to finincial distress owing to covid pandamic & has to borrow finance with higher interest rate from market to fulfil my loan, family needs&medical expenses, therefore I request ur good self to look into this matter urgently & direct cholamandalam to grant Noc with adequate compensation without any further delay

I have sent my application through Balugaon/ Berhampur branch of Odisha for availing NOC for change in Contact carriage to stage carriage of my bus borrowed from you. Customer ID 5420635 . May I know the reason of delay. I have given the application from August 4, 2021. It's a much needed work for me.

I jatinder Singh last from 4 months regularly confirming by email that my loan had been closed but my Noc is hold replying me that my guranter Mr balbir Singh acct is not cleared as I had not made any commitment or any guranty for any person in chola if he had not cleared than plz confirm with his guranter not me as when I had visited Thane branch previously Mr kundan branch manager has confirmed me I will recv my Noc shortly but after some days he called me saying that my acct is linked with Mr balbir as he is my guranter but after I had cleared all my outstanding and already my acct is closed I am not directly or indirectly leible for this matter as plz stop harressing me as Ieveryone know how last from 3 yrs business of tourisem is in loss but even though I had cleared my emi on time but I think Chola mandalam company and staff don't like good customer they like fraud but now i request plz stop harressing me or I will have to take legal action against company and staff

The applicant Mohammad Aslam is a resident of Kanpur nagar.the aplicant took a vehicle loan from your company cholamandallam whose loan number was XVFPKPR[protected]
The loan was paid one year ago.it has been done but till date the No Objection certificate has not been given to the applicant due to which the applicant is very worried. Your company has made many rounds of the office of cholamandallam till the but today applicant did not have the No Objection certificate your company
so you are requested to kindly provide the No Objection certificate to the applicant
Mobile [protected]

My loan agreement no: XVFPCAL[protected]
The emi amount was paid through the account when I started this loan, But due to a malfunction in my SB account so I paid the EMI through an app Gandhi Bazaar, , Why am I getting fined with the FVC
my current FVC is ₹3871
Please help me..this Covid make me a wrost situation, , i lost my job...

I am a valuable customer of Cholamandalam since last 1.5 years
Due to Covid19 affect I am facing lost losses on my Business, Even Now a days I am income is not stable due to all restrictions.

I owned a Car that financed by Cholamandalam as monthly EMI is 19, 330/-
Current situation its quite tough to manage I told every Cholamandalam Agent, I need sometime to pay.
But they are continuously Harassing me including my family.
They came almost everyday in my home.
Even though 1 month overdue.
They are continuously torturing me even using abuse word with me

24 September 2020 ko mene covid policie lene ke liye mere Bank Of Baroda account se 600 rs debit krvaye the vo policie aaj tak nahi mili, muje ushi date se policie chahiye please reply me.