Cholamandalam Complaints & Reviews

Hello Cholamandlam team, My loan agreement no is XVFPSAJ[protected].
This is last time I am drawing your attention for my problem.
I have taken a vehicle loan from your company via your representative. He has taken all documents for auto debit facility from my bank account. But auto debit was not started. At present I am depositing all EMIs via Gaadi Bazaar application.
This app shows
Additional Financial Charges
Field Visit Charges
Other Charges

I had not requested you to visit on field, and if someone visited filed or my adress to collect EMI, then you have to prove this in court also. The other charge that you are showing like Additional financial charges and other charges sums about 2000 Rs. is also not justifiable.
If you think that you will levy these illegal charges and block my documents or NOC in future then I request you, please forget about it. I am tired by your fake promises and blank calls. I just need removal of all illegal charges from your side.
It is your will to remove these illegal charges from your side.
I have banking ombudsman and RBI also to intervene in this matter.
Thanks

Sir
with respect to the above, due to no business i want to close my nortigage loan, i paid 19 lakh as interest, now i want some concession to close my account no X0HEBAN[protected]

I have been trying for loan in cholamandalam finance, Badlapur for last two months, finally last 10 days loan was approved, but I have not received loan amount yet. Executive Rahul's service is very cheap. He doesn't even pick up my call right now. If they have the same service then I have to cancel the loan.

RTO. Pune send notice to cholamandalam finance company .answer not given or no solution provide to customer last 2 years. .. company's employee always busy to new loan and new cuatomer serching but no time for old customer discusing ..👎👎👎

My name is M H RAYUDU...IAM A TEACHER

Iam chola finance customer from Andhra Pradesh, Anantapur district, Hindupur. We purchased a two wheeler vehicle on Aug 2020.from last 2years we paying 17 EMI continuously.unfortunately last two EMI amount we didn't pay because of banking problem.due to this reason executive o[censored]r company came on the roadside and seasing my bike.this is not correct for the customers.and there is noway to talk from executive level to manager level is worst we went to the branch office almost waited from morng 10 am to afternoon 2Pm.simply we r standing there.and there is no water. To drink and no chairs to sit to the customer.the way people behaves very bad.we requested to pay the EMi amount just with in 3 days but not given permission.again unnecesserly charges framed 3000 for REPO charges on my two-wheeler bike.today we r somuch tired because of chola finance people and please take action immediately on them.iam going to file a case on all staff here branch..iam requesting you to get call from u back as soon as possible.and what ever the amount 3000 paid this amount refund process from u people..

My name:Hanumantharayudu.moda
Agmt no:XVFPHIP[protected]
Vehicle No:AP-39-FM-4842
CONTACT NO:+91 [protected]

OUR OFFICE Address :1st floor, Door No. 4-1-224/1, Lakshmi Plaza Rahamatpur Circle, Dist, Hindupuram, Andhra Pradesh 515201

I have a two wheeler loan with cholamandalam finance in kayamkulam branch of kerala state... due to covid situation and some of my financial cris i missed to pay my installments... now the manager has asked to pay the dues with 20 th of march otherwise the will take vehicle back... i need a time of 20 days... to arrange the fund plz help...

Agar koi auction me boli jyada lagata hai to vehicle use diya jaega ya fir company jisne kam boli lagae usko degi..jitne bhi company ke employe hai aise fraud karenge to company ka nuksan he hoga our aise employe apne personal customer ko gadiya denge to ap app hata do na ye gaadi bazaaar wala jab apke employs ko apni manmani karni h

My vehicle went under accident now I am unable to claim the insurance due to driver license issue I requested chola finance to increase duration but they didn't help me instead they harassed me by saying that they will not give me NOC and also pick my other vehicles and take in their custody now if they are not giving me any kind of solution how will I pay off the dues just help me out, they are not even responding me politely and misbehaving with me.

I am inform to you that, it was very sad moment when a Agent misbehavior into my office ground. I told him for late reasons and follow the official rules.. but the the person Insult me into my Office Inside.
This is the pray for you. Don't excuse him for this misbehavior.

My loan last no ××××4080

Hi team, I have not requested for any loan from Chola Invest Fin. Even then a cibil entry was made on my account with 6Lakhs loan and with pending amount. I want to know if 6 lakhs rupees is sent to my account please share the details of my proofs I submitted and confirmation from your end how you transferred amount to my account. Overall I neither applied for any loan from your bank not got any funds from you. Please remove the data

Attaching the screenshot of cibil entry which will have the details mentioned.

I got two wheeler loan at sathyamangalam branch. My due date is on 28th of every month.For last three month I was not able to pay on time I got bounce charge debited from my account of Rs.590. I have paid the due amount to collection person on 30th of these three month that I paid the amount 2 days later. After collecting the due they have again passed the check on 4th on these month again I got bounce charge. After the payment also they are passing the check. I don't know the reason. For this three months totally Rs.3540 has been debited without proper reason and response.

Apart from this my due date that is repayment schedule date was on 28 th of every month but they have passed check on 22.02.2022 in this month and I got bounce charge of Rs.590 debited from my account.

This is the most improper way of charging.They have pass the check only on the repayment schedule date but have passed before itself and after the payment also they are passing the check.

For the loan amount of Rs.73, 700 now I'm paying about one and half lakh for a two wheeler. There is no proper response too. As a middle class family this is too disappointment.

My name is Anand raj anand my vehicle no- BR03GB1130. It got into an accident 20 day ago and I also claim it.

my policy no - 3379/02929460/000/0
claim number - [protected].
vehicle owner - vijay kumar ram
Mahindra bolero pickup 1.3t.

please update on claim because no on updating anything

Mera pitaji ka naam pe ek car loan tha--unka death ho chuka 17sep 21. Uska bad humne payment mode change korne keliye 4 bar branch me ja chuka hu lekin abtak mera payment mode change nahi kya.
Please help

Dear sir,

Our loan number- HE01TCO[protected]

Has been closed on 29.11.2021 by paying the closing amount 16, 95, 080.82. Its been 20 working days and still we do not received our orginal documents. Answer from cholamandalam of is that it will come soon but we don’t know when. Please update us clearly in what status it is in and when do we receive our documents.

Dear Sir/Mam,
Myself Vijay Sharma From Beawar Dist. Ajmer State Rajasthan and i am working in Gr Infra Project vill. Islamnagar jaora distt Ratlam State Madhya Pradesh Sir i took finance from cholamandalam his representative Mr Akash Messy told me the interest rate is below 12 % i am in hurry so i am not checking papers they gave me approx 70 to 80 papers to sign and i signed them now i check that they were charge more than 25 % interest its my fault i am not checking papers and i am ready to pay Emi but i purchase Activa 125 on 7/10/2021 and i am expecting Emi date should be 07 or 8/11/2021 but they don't submit till date after that i am worrying about my civil score so i call Mr Akash Messy so many time to confirm Emi date to proper on time and i ask him so many time in calls that is their any problem with my signatures just because i am in beawar at that time and he said dont worry all okay which i recorded not my bank msz me that
Dear Customer, Mandate registration- UMRN SBIN[protected] for Rs 3, 314.00 issued to CHOLAMANDALAM INVEST REJECTED-Drawer Sign Differs.Please present again-SBI now i am suffered so much now its not possible to take leave again and again from my company why i am suffering due to laziness of Mr. Akash Messy representative for cholamandalam please help me as soon as possible please If possible terminate the loan so i apply from other banks if possible

Hmare account se baar baar ach deduct kia jarha h lockdown k time approx 35 baar kia gya h aur abhi bhi kata karha h mujhe ye band krwana hai . 3 baar hit kia hai 17 m msg krke 17 m hi kat dia bank jane ka time bhi ni mila

: Request pending last 4-5 month of Change /Replace a Co-Applicant Omprakash Tamrakar to Shant Sharan Shrivastava for Loan Account No of given Bellow
1- XVFPBEM[protected]
2- XVFPBEM[protected]
3- XVFPBEM[protected]
4- XSHUBEM[protected]
Dear Sir/ Mam
I want to Replace Co-Applicant of All mention Loan Account because i am resign this Institute of january 2019 and Many times i met in Cholamandalam Office but my issue not Resolve yet but Cholamandalam Finance Bemetara not proper Response to Me regarding this issue
As per RBI Rule A substitute Co-Applicant for the loan You may also approach the bank with an application for a release if there is a substitute Co-Applicant for the loan. If the bank is really convinced about your reason why you are opting out and is convinced about the credentials of the substitute borrower, it may set you free.
I will resign from this Institute in January 2019 .
I am not a Member of this Institute and do not hold any share of this Society .
At a time of restructuring Between December 2020 to March 2021 this time I am Not Sign any Document . Regarding this loan at a time of restructuring
In My CIBIL 2018 to 2020 Not Reflecting any Loan Account on Given Below but may 2021 in this all Loan Account Reflect Suddenly that means restructuring this loan . In my CIBIL – Document Enclosed
Borrower Anand Manorama Education Society and Manorama International School requested to Change Co-Applicant at a time of restructuring but cholamandalam Not Change in Co-Applicant in january 2021 .
Above loan Amount Overdue (Outstanding) not my working tenure .
We have already given a new co-Applicant name with Board Resolution and other required documents to the Bemetara Branch Office in Mr Rajesh Kumar Hand on 02August 2021 .
Anand Manorama and Manorama International School total Assets (Building/ Vehicle ) Above 2.5 Crore

Dear Sir My Self Omprakash Tamrakar and we are requesting to change Co-Applicant Mr Omprakash Tamrakar name as a co-Applicant of all 4 Loan Account i am a not a part of this loan this loan is restructuring on 2020 and Mr Omprakash Tamrakar left this institution on january 2019 and we provide another Co -Applicant for this loan Kindly Remove Omprakash Tamrakar Name in CIBIL. and Add Shant Saran Shrivastava as a Co-Applicant Adhar no[protected] PAN No-AUAPS6377A
1. I am an Administrator of in 2019 Borrower Anand Manorama Education Society and Manorama International School.
2. I resign this Institute January 2019.
3. I am not a Member of this Institute and not hold any share of this Society .
4. At a time of restructuring Between December 2020 to March 2021 this time I am Not Sign any Document . Regarding this loan
5. In My CIBIL 2018 to 2020 Not Reflect any Loan Account on Given Bellow but may 2021 in this all Loan Account Reflect Suddenly . in my CIBIL – Document Enclosed
6. Borrower Anand Manorama Education Society and Manorama International School requested to Change Co-Applicant at a time of restructuring but cholamandalam Not Change in Co-Applicant in january 2021 .
7. We again request 3rd june 2021 and Chola Mandalam Bemetara Credit Manager Rajesh Kumar reply on 27 July 2021 He want another document for this process and i give all the required Document to Rajesh Kumar on 2nd August 2021 - Supporting Document Enclosed
8. As per RBI Rule A substitute Co-Applicant for the loan You may also approach the bank with an application for a release if there is a substitute Co-Applicant for the loan. If the bank is really convinced about your reason why you are opting out and is convinced about the credentials of the substitute borrower, it may set you free.
9. Dear sir Still my Problem not resolve since 3 to 4 Month and i irritated this problem and every day i Call Mr. Rajesh Kumar Cholamandalam Credit Manager Bemetara but issue not resolved yet .
10. I try to Update KYC to Now Co-Applicant on CHOLA –APP and Gaadibazar APP portal but Still Not Update New Co-Applicant – Document Enclosed
11. I try daily 4-6 Times to Call Nodal Principal Officer of Cholamandalam phone no -[protected] but no one pic the phone .
12. In Past 4-5 Month My CIBIL Getting down and this issue any bank not given me my Project Loan my project is stuck this reason only .
13. CIBIL Department Current Reply on my mail Document .

Running loan in cholamandalam as loan against property. I have applied for forclosure letter and List of documents letter. But no response from your any of their offices from last 15 days

With due respect I would like to state that I'm getting massive delay for my noc against my loan although it has been completed in April 20 without any fault or missed emi.l have visited the branch many time in these period of approximately 7months. I'm very disappointed by this kind of work policy. It is harrassing for me. And who is going take the responsibility for this delay. What is my mistake and what would be compensation of my time. Totally irresponsible employees.
7months for an noc.