Cigna TTK Health Insurance — Reimbursement rejected due to invalid reason

Address:

Mumbai City, Maharashtra, 410209

Dear Sir / Madam,

This is with reference to my policy no LTTR CC[protected] in name of Shambhu Sharma. We confirmed with one of your employee about the claim of the insurance amount and we were told that it can be done.

Now after so much delay and personal verifications we are denied of our insurance amount. The patient was treated under the critical care -heart surgery which is allotted in the policy.

It is not mentioned anywhere that if the patient is smoker or diabetic then we cannot claim for the amount.

Your representative should have medically examined the patient before taking the premium of 1 Lakh Rupees., at the time of buying the insurance policy.

Now we are feeling cheated and will have to take necessary action and take our case to Consumer Court .