Citi Bank — 1.9 lakhs has been debited from my savings account

Hi team,

I am writing to you in regards to the ready credit account number "". The amount of rupees 1.9 lakhs has been debited from my savings account without any notification or authorization towards the ready credit.

This amount is my savings cum salary and now i am without a penny for my monthly committments and emi's. I am not sure as to why the amount was deducted as i am getting my salary from the new company to the same citi account.

Even if this is not a salary account i was told that in case there is no salary for continuous 3 months then the ready credit with be converted to 20 equal emi's so ideal you should have deducted not more than 20, 000. But that is completely unfair and unjustified for you to deduct the complete money from account and have not got a positive response from you guys for the last 4 days.

I need the money back in my account