Citibank — December Citicard Statement shown the refunded EMI for payment Card ***********8883

Address:28, Ground Floor, Sivaram Homes, Chettiar Agaram Road, Vanagaram

During Deepavali Amazon offer, I placed order on New 5G Mobile Phone
with exchange offer using, NO COST OF EMI FROM CITIBANK ORDER NO[protected] Dated 19/10/2022 and subsequently cancelled the order. The merchant refunded money back to Citibank card on 24/10/2022.

December statement showing the EMI of Rs 8366.46 plus int and CGST and SGST

I called the Citi Credit card section, but there is answer is EMI is reflecting the statement means I have to pay even though money is refunded by marchant

Please help me to sort it out the issue
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Are they quoting that the credits recieved other than customer payments are not settled against the min amount due9
Are the telling you that the credits recieved are not settled against the min due amount?

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