Citibank — Unfair Levies on my credit card ending 5242

Address:

New Delhi, Delhi

I am having City Bank Credit card. The month wise bill details are as: 1. That Feb.-2014 (23/01/2014 to 23/02/2014) : Bill Amount Rs. 3472, No Problem and bill payment in time. 2. That March-2014(24/2/2014 to 23/3/2014): Bill Amount Rs. 9556.26/-. In the month, Rs. 6000/- were withdrawn under the cash limit provided but Interest Rs. 195.07 and Service Tax Rs. 61.19 was levied. Why? However the total bill was paid on dated 7/4/2014 before the last date. 3. April-2014(24/3/2014 to 22/4/2014) : Bill Amount Rs. 3219.16. Earlier bill for the month of March-2014 was paid in time but Interest Charge Rs. 97.15 Service Tax Rs. 12.01 was levied. Why? Bill was not paid. 4. May-2014(23/4/2014 to 22/5/2014): Bill Amount Rs. 5954.67. Late fee rs, 300/- was levied, Interest Charge Rs. 148.13, Over Due Charge Rs. 160.96, Service Tax Rs. 55.08 also been levied in addition to late free Rs 300/- Why? However the bill amount Rs. 5954.67 has been paid. They have levied so many charges without any logic. It is an unfair trade of practice. However I have also paid the latest bill of Rs. 5954.67 and no further transaction has been made hence as on date no pending amount is due on me. However City bank is to refund the excess amount Rs. 932.44, charged from me through unfair levies.