ABN AMRO Credit Card — Claim o[censored]ndisclosed and surplus amount on card

With deep regret I wish to inform you that when I first got my ABN AMRO Credit Card, I was really overwhelmed to be a part of the prestigious ABN AMRO family. But my joy didn’t last long. I had just started using my card for a couple of weeks when I started experiencing the problem of getting my statements late….late enough to subject me to penalties and interests! Not that it is the only card I own and I have an excellent credit history with all the other hosts. So usage of this card went down quite spontaneously. However, I never thought of finally dropping it. But today I have really been cornered…so precipitously that I have no option to surrender my card. May be it means nothing to them, but I feel I must purge the story so that I have a clear conscience and may be the forum may take steps that others are not subjected to this humiliation!


Being disturbed and chased by thier telecallers had always been a regular feature and about 7 – 8 months back, one of them offered me an upgradation to a gold card. He was dead-nagging and was phone-stalking me day and night. Finally, to get rid of him I accepted the offer. However, I specifically told him that I was not willing to take a Rs.6000/- pre-approved draft which he said was bundled with the offer. Not paying heed, he assured me that no interest would be charged for the same if I paid back the amount in a month’s time. It happened exactly the way….I repaid the amount, something in excess of Rs.6000/- precisely within days of encashing the draft. The monthly statements kept rolling in showing ‘0’ amount due. Everything went on smoothly unless with my last statement that reflected the 6th EMI showed an additional due of Rs.790.14/- was claimed. Surprised, I called the helpline and came to know that it is “some charge” that has been incurred because I never officially informed in writing that I wanted to get rid of the loan process…. I understood how badly I have been cheated. I can well understand how easily they can make money only if they can dupe about 100 people in much the same way as they did to me! I know this grievance would never be redressed. Nor do I hope that this outstanding would be revoked. But I can certainly get rid of this menace once I get rid of the card. I pledge to pay off whatever outstanding is reflected in the coming statement, after which I shall surrender my card.

Is there anything you can do about it???


Dr. Subhadip Pal
10/1B, Satchasi Para Lane, Kolkata – 700036
Phone: [protected]
Card No. [protected]