[Resolved] Bajaj Finance Ltd — Deliberately marked as defaulter in CIBIL post settlement of loan | |||
I have taken a consumer loan from Bajaj Finance for purchasing LCD in 2008. Loan Account no:[protected]. The total amount was Rs. 65,000/- and the tenure was for 24 months. I have paid 8 months EMI as advance. I have agreed to pay the remaing EMI's through ECS mode. Bajaj Finance messed up with the ECS mandate and the EMI's were getting debited 2 times every month. I have tried to complain several times through their customer care but no one answers the phones. They did not respond to emails or register posts. I had no other option but to close the bank account after giving intimation to Bajaj Finance as they were not taking any action. Finally on September 6, 2010 Bajaj Finance has aggreed to settle the outstanding dues. I have paid in full and received the confirmation letter for full and final settlement by their recovery department. They promised to remove my name from CIBIL as defaulter. Till date i am maked as defaulter and i am denied loans from the finance companies due to this. I dont understand why should i be marked as defaulter for no fault of mine. This is a black mail technique used by these finance companies. CIBIL system is being misused by the finance companies like Bajaj Finance. I suggest that even finance companies should be given CIBIL scorings and penalized for their wrong doings. I need help. Please suggest. Regards Nitin [protected]@yahoo.com [protected] Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
1 Comment | |||
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Please contact [protected]@icredizen.com to resolve all the errors in reporting/CIBIL related problems
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