[Resolved]  Bank Of Baroda — BOB saving account debited my account 5049

Address:

Maharashtra

Hello BOB

We use BOB banking so that our amount remains safe in account .And when i m in need i could take it out.
this time when i required the amount from my own account i see that BOB has deducted a amouont of 5049Rs in the name of Ledger folio charges.

My concerns:
I have not byhearted RBI rules. atleast intimate us about such rules.
people promote online transaction you deduct an amount for it alteast do a favour deduct it immediately so that i would not do it again what a stupidity it is to deduct after 6 month.
Atleast give a warning or pop up message that you would be charged after 100 transactions.
or atleast give a sms call that you would be charged .
No warning no intimation, no awareness are we fools to deposist money in BOB.
None of the above things were done it totally a failure of BOB and show poor process followed by BOB.

Hence Please provide a refund of amount 5049 Rs as i require it unless you improve your process .

And please proceed with closure of this account number details are as below:

Transaction Details Cyber Reciept Date:24/10/12 7:54 AM
Account Number [protected]
Transaction Date 08/10/12
Transaction Amount INR 5,049.00
Transaction Type DR
Transaction Description LEDGER FOLIO CHARGES - SB:[protected]
Name : sudama chaudhary


regards
Arvind Chaudhary