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Credit Information Bureau India [CIBIL]

[Resolved]  CIBIL — Wrong Feedback to Axis Bank

I have apllied for a credit card with Axis Bank after much persuation by their sales staff. Axis Bank rejected issuance of the card citing the reason being negative feedback by CIBIL and asked to enquire with CIBIL with control number as reference.

I have contacted CIBIL on why they have issued negative feedback. A chain of letters followed first asking the details, residence address and account numbers etc. Finally, they said that nothing is against me in their databank followed with vague replies.

The copies have been marked to Axis Bank & Banking Ombudsman also. I have apprehension that they have spoiled my image in financial circle and the same may follow in future. I shall be in trouble in case of genuine needs. I continue to maintain exceptional relationship with some of the PSU & private banks without any default or dispute.

Please advice on how to fix them for such irresponsible & uncontrolled process?
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Aug 14, 2020
Complaint marked as Resolved 
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Comments

i agree with such kind of practice. its a long and pathetic system of working. CIBIL doesnt bother to verify and credentials / details of the person and simple accept bank loan/ card account and put the name in defaulter list. I have faced the same situation and note that despite having good banking account with AXIS BANK my loan has been rejected by AXIS BANK as my name was in CIBIL and note that ACCOUNT WAS SETTLED with concerned bank long time but name is still in defaulter list.

ITS REALLY pathetic system of working. no one is their to control the right method and right system for fair trade and practice. SEEMS THAT FRAUDSTER ARE SMARTER THAN LAW MAKERS and showing them their back and making fun of them. and common/ serious/ law abiding citizen are suffering
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i want to know whether my name is in CIBIL defaulters list.
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