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Axis Bank Complaints & Reviews

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Updated: Jul 18, 2026
Complaints 13017
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Axis Bank reviews & complaints(13017)

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S
Snehasis Pan
from Kolkata, West Bengal
Jul 18, 2026
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Abrupt and Unjustified Closure of Savings Account by Axis Bank Request for Intervention

I held a joint savings account with Axis Bank for 14 years (since 2012), which was suddenly closed without any prior notice, citing KYC non-compliance of the second holder. Despite following up for the past 22 days, I have not received any satisfactory clarification on the following serious concerns:
1. 🔴 No Prior Intimation to the First Holder
The account was closed without any prior notice — no post, no email, no phone...
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V
vinita nalwaya
from Chennai, Tamil Nadu
Jun 28, 2026
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Excessive interest charged in Axis Bank Flipkart Credit card Bills

Address: Chairman, Axis Bank, Axis House, C-2, Wadia International Centre, Pandurang, Budh Kar Marg, Worli, Mumbai400025

1- My complaint to Axis Bank credit card department on 14.06.2026

1. In Apr-26 Bill amt was 3149 and I have paid fully through various modes, but unluckily 649 was not processed by Mobikwick app due to technical reason.
2. In May-26 bill, amt of interest charged 213.60 with GST 38.45 on such a small amount. I have paid full bill amount of 6262.05 on 24.05.26.
3. I am also SBI Officer having various credit cards...
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F
faizan @786
from DELHI, Delhi
May 25, 2026
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Freeze

Address: GROUND FLOOR, 25-A, KH. NO. 10/23 AND 10/24, GALI NO. 2, MAIN 20 FT ROAD, KHAJANI NAGAR, Johripur, New Delhi, North East Delhi, Delhi, 110094

I have an account with Axis Bank. I've submitted all my documents and completed my KYC. They're not unfreezing my account, even though the branch is working fine, but the cluster head isn't processing my account.

MY ACCOUNT NAME . ROYAL TRADERS
BRANCH ADDERS... PANDAV NAGAR DELHI 110092

CLUSTER HEAD NOT UNFREEZE MY ACCOUNT

ACCOUNT FREZEE DATE 19/05/2026...
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K
kunal Anand Singh
from Bengaluru, Karnataka
Apr 30, 2026
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Axis Bank Closed Active Citi-Migrated Account Without Consent While Retaining Dormant DEAF Account

I am sharing this experience for consumer awareness and fair resolution.

My actively used Citi-migrated savings account (ending 8222) was unilaterally closed by Axis Bank citing RBI BSBDA guidelines, while another account under the same CIF (ending 0490), which had remained inoperative for over 10 years and was already under DEAF status, was retained.

The core issue is not the RBI guideline itself, but the manner...
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S
Sowwwra
Apr 16, 2026
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ECS Charges

ECS getting deducted like water,

Please take poison and die....
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B
bhaskar17
from Bengaluru, Karnataka
Apr 1, 2026
Apr 1, 2026
This thread was updated on Apr 1, 2026
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Minimum balance charges fraud

Bank staff is upgrading the account without the knowledge of the customer so that they can see some income via minimum balance charges.

I got 3 times charge of 700 each including service tax. i was managed to reverse 600 * 3 successfully. service tax not refunded.

I got one more charge this month even after downgrading the account.

When service charge is reversed why not service tax.
why...
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1
12chugh12
from Jalandhar, Punjab
Mar 13, 2026
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Foreign Check Delay and Lack of Transparency Axis Bank Basti Bawa Khel, Jalandhar

I deposited a foreign check at Axis Bank Basti Bawa Khel, Kapurthala Road, Jalandhar. For 4–5 months I was repeatedly told the delay was due to the foreign bank.

After I filed an RBI complaint, the branch manager Kamaljit informed me that the check had actually been sitting at the branch and had not even been sent to the foreign bank for clearance during that entire period. Throughout those months I was never informed of...
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K
Kapilkiroula
from Noida, Uttar Pradesh
Feb 28, 2026
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Unauthorised charges

Address: Noida sector 18

They are repeatedly deducting charges from my account. I have sent many emails but there is no response....
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B
bhaskar17
from Bengaluru, Karnataka
Feb 19, 2026
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Incorrect charges without any information

Address: Madampakkam, chennai -600073

I have been charged INR 1800 ( Oct, Nov & Dec each 600) as avg bal.

I opened SB A/C during 2020 with INR 5000 as minimum balance for the purpose of home loan. and I maintain balance much higher than minimum balance

The above charges have been done recently without any information to me.
when I reached RM they told i have to maintain INR 75000/-.

Bhaskar R
[protected]
Axis Bank,...
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D
Dheeraj...
Feb 4, 2026
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Noc not provided by company

Dear Sir,
I was an employee of AXIS BANK LTD had 353641 and PAN NO IS DHRPK1672P.
I was terminated but they didn't provide my NOC and it is very crucial to me in my life...
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M
Minuverma
from KOLKATA, West Bengal
Feb 3, 2026
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Not able to close salary account of my deceased son Nihal Verma

Kindly assist in closing the salary account of my son Nihal Verma who passed away after a tragic accident on 27-Nov-2025...
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S
Sangappa Desai
Dec 27, 2025
Jan 12, 2026
This thread was updated on Jan 12, 2026
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Cybercriminal used Axis back Gpay UP and took 5040 rupees for room booking

Dear Sir/Madam
User created Fake Website https://vijayeendravasatigruhaguesthouse.com

Took room booking through phone no +91 [protected], Asked to pay 2520 rupees to below axis bank QR code ID
UPI ID : gpay-[protected]@okbizaxis

After 10 min again he called and told me that i need to do two transactions, one with 2500 rupees and another with 20 rupees, then he said 1st payment will be refunded....
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V
vanrah
Dec 8, 2025
Dec 8, 2025
This thread was updated on Dec 8, 2025
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inflation of home loan principal post migration from citibank

Address: Gurgaon

My Citibank Home Credit loan of Rs.84, 00, 000 was migrated to Axis Bank in July 2024. Citibank’s certified loan statements clearly confirm:

Total principal repaid before migration: Rs.43, 48, 603.88

Correct principal outstanding at migration: Rs.40, 51, 396.12

However, Axis Bank recorded the migrated principal as Rs.62, 16, 597.88, which is Rs.21, 65, 501.76 higher than the principal certified...
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T
Tanish19
Dec 5, 2025
Dec 22, 2025
This thread was updated on Dec 22, 2025
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Average Monthly Balance Charges

Account holder name: Tanish Khandelwal
Account no: [protected]
Account open year: 2022

With the recent changes as i had maintained average account balance from the opening year till now but in 21 November 2025 axis bank charged me september 2025 charges without prior information in email or any other form and no specific request mentioned in statement on how much balance to be maintained....
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Website: www.axisbank.com

Respected Sir/Madam,
I, Mr. Asha Kanta Sharma, am in receipt of a so-called “Legal Notice” sent to me via email on 6th May 2025 from the following email address: 📧 [protected]@ks-legal.in

This email purports to represent KS Legal & Associates, claiming to act on behalf of Axis Bank Ltd. by Axis Bank Employee Bipasha Hazarika at ‭[protected]‬ in relation to certain alleged dues on my credit card. Upon careful examination,...
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Website: www.axisbank.com

Respected Sir/Madam,
I, Mr. Asha Kanta Sharma, am in receipt of a so-called “Legal Notice” sent to me via email on 29th September 2025from the following email address: 📧 [protected]@ks-legal.in

This email purports to represent KS Legal & Associates, claiming to act on behalf of Axis Bank Ltd. by Axis Bank Employee Saptarshi Das at [protected] and saptarshi1.[protected]@axisbank.com in relation to certain alleged dues on my credit...
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Website: www.axisbank.com

Respected Sir/Madam,
I, Mr. Asha Kanta Sharma, am in receipt of a so-called “Legal Notice” sent to me via email on 10th September 2025 from the following email address: 📧 [protected]@ks-legal.in

This email purports to represent KS Legal & Associates, claiming to act on behalf of Axis Bank Ltd. by Axis Bank Employee Bibek Saha, Mobile No [protected]‬ in relation to certain alleged dues on my credit card. Upon careful examination,...
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A
Ajastha
from Jaipur, Rajasthan
Oct 6, 2025
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Fake commitments over mail and mental harassment

Dear team i have opened a account with your bank approx 3 months before for having beo corporate and your account opening rm said to provide same within 2 weeks

But account opening has not provided me corporate neo and i am unable to access same via application .

From last three i am begging employee and branch as well but rm is not even picking my phone and not reverting for same .

This is mental...
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V
vanrah
Oct 6, 2025
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home loan migrated from citibank

Address: Mumbai

In 2019, I took a home loan of ₹84, 00, 000 from Citibank. In July 2024, Axis Bank acquired Citibank’s retail portfolio and migrated my loan. During this process, Axis Bank unjustifiably inflated the outstanding principal by ₹21, 65, 502. When I closed the loan in July 2025 through a balance transfer, they recovered ₹1, 05, 65, 502 — an amount far exceeding the actual principal.

This is cheating people and they may...
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P
praveen5015
from Bengaluru, Karnataka
Sep 28, 2025
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Axis Credit Card - Payment dispute and Executives response (CaseId : 250913322918

Despite multiple attempts to resolve this with your team over the past several months, the situation remains unresolved. I have paid minimum payments as requested by your executives, yet the promised settlement and closure of my account have not occurred. Instead, the balance continues to grow, causing me and my family significant distress, and also badly affecting my CIBIL score as well as disappointing my mental stress.

As...
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