[Resolved]  CIBIL — CIBIL IS ILLEGAL

Dear All

CIBIL IS ILLEGAL.

I would like to bring to your notice that CIBIL is awaiting final guidelines and the certificate of Registration as a credit information company from the Reserve Bank of India.

As per the The Credit Information Companies (Regulation) Act, 2005

CHAPTER II

REGISTRATION OF CREDIT INFORMATION COMPANIES

3. Prohibition to commence or carry on business of credit information.—Save as otherwise provided in this Act, no company shall commence or carry on the business of credit information without obtaining a certificate of registration from the Reserve Bank under this Act.

Regards

Altaf Batliwala
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Aug 13, 2020
Complaint marked as Resolved 
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As this CIBIL still working illegaly and giving false report about the borrowers as its not geting updated data and updating data time to time, its creating lot of troubles to people who are having good credit track record.
Dear Sir/ Madam

My name is Jagdish from chennai. Due to some financial problems i have not able to pay my card dues but after that i have paid the amount & received settlement letter from ICICI bank but still my name is showing in defaulter list why...?


Regards
Jagdish
What CIBIL is doing that is totally against the constitution of India and by this way
they are directly insulting Baba Saheb Ambedkar .
It is also direct insult to whole Dalit community of India .
All Dalits of India shout against this anti-people organizations .

As per Indian constitution and as per Banking law no bank can share informations of their customers to any third party.

I earnestly appeal to Miss Mayaboti and other dalit leaders to take drastic action against
CIBIL as insulting constititution of India CIBIL is directly insulting Babasaheb Ambedkar.

It is one type of war of CIBIL against Dalit community of India .
Whole Dalit community of India should start a massive protest and CIBIL and should create
pressure on Government to ban this abnti-people organization .
RBI should take strong action against CIBIL as CIBIL is violating banking law .

CBIL has no respect to Indian constitution . It is equally dangerous like any terroist organization.

Whole Indian should shout against this anti-people organization
CIBIL is a same type of organization like Laskar-e-Toiba .

CIBIL is challenging law of India and creating it's own law.

Let us go together in Parliament ( same way as Farmers shown their recent unity outside parliament ) and force GOI to take drastic steps against all foreign banks and CIBIL .

CIBIL is trying to defaming India and for this reason they are appointed by imperialist forces.

CIBIL shouldn't forgotten that Indira Gandhi had taken drastic action against such type of criminal banks.
Hi Sir/Madam

Two years back i am having nearly 5 banks credit cards, in the year 2009, my spouse is having some meternity issue because of that my baby is premeture and styed in incubator for 48 days after 48 days my baby was died, the hosptial charge me nearly 6 lacs, i have swipe my all cards, because of this reason i have not properly pay my installments regularly,
i have settled all my credit cards, but still my name is appearing in CIBIL and my credit rating is very poor

recently i have applied for new job, the new organization is rejected me due to my poor rating, i have conifrm with the organization regarding this, they have conifrm that all private organization are verifying CIBIL rating before providing offer letter to the new employees.

request you to advice how to remove my name in cibil and improve my rating

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