[Resolved]  Citi Bank & Citi Financial — Name Appearing in CBIL incase of Loan foreclosure & is Updated as settlement instead of foreclosure

Dear Sir,

My name is Gagandeep Mohindra and my Date of birth is 23/11/1982. Address :- GH-8, Flat no. 308, Meera Bagh, Paschim Vihar, ND-110063

Even though I have cleared all my dues with the Citi Bank (Loan A/c no LCBC[protected] & Citi Financial after taking the Loan, It was foreclosed due to the ECS is not getting cleared (Bcz of ECS mandate form was not sent to my bank and the service issue from banker side) written letter of foreclosure & apology letter is also sent by both the banks. In this regard Both the Bank has sent me a letter pertaining to the foreclose of my loan A/cs, they have also informed me through an email & the hard copy of the same is also with me pertaining to foreclosure of both A/c's, Now I am mailing the same to banks but no any positive response is received

Now, Recently I have applied the Credit card from Standard & Charted Bank, the Application was got rejected due to my name is appearing in the CBIL due to the reason that I have settled the loan instead of foreclosure.

Sir, Please look into the matter urgently and please remove my name from the default list and please also confirm with Standard & charted Bank pertaining to my credit card Application, As I am already a credit card holder of more than 4-5 banks with a credit limit of Rs 1 lac above is assigned on most of the cards & not even a single due is there on any card as of date. In addition to this a Citibank has also provided the credit card having a limit more than Rs 1 lac, & Even a Loan offer is still there on the same card of Rs 108000.

I hope you will oblige my request and do the needful at the earliest.

I will appreciate a line from you.

Regards,

Gagandeep Mohindra
[protected]