[Resolved]  CITI Financial Services — NON RELEASE OF NOC AND ALSO SEEMS TO HAVE PUT MY NAME IN THE DEFAULTERS LIST

Address:South 24 Parganas, West Bengal

SINCE IAM A WORKING EMPLOYEE IN A PRIVATE ORGANISATION, I HAD PURCHASED A MOTOR BIKE UNDER HRE PURCHASE SCHEME FROM CITI FINANCIAL COMPANY.I HAD ALWAYS BEEN A PROMPT PAY MASTER, WHENEVER THEIR CHEQUE WAS PRESENTED IN MY SAVINGS ACCOUNT , IT ALWAYS GOT CLEARED. BUT, SINCE, DUE TO IN THE CREDIT OF MY SALARY, AT TIMES, THE CHEQUES, GOT BOUNCED AND IMMEDIATELY UPON RECEIPT OF THE SALARY, I HAD SETTLED THEIR DUES WITHIN THE NEXT 3/4 DAYS TIME. WHEN THERE WAS AN OUTSTANDING DUES, AS PER MY RECORDS, WAS 3000 RS, APPROX, I OPTED AND OFFERED THEM TO CLOSE THE ACCOUNT BY FULL PAYMENT OF THE BALANCE AMOUNT. THEN THEY KEPT ON INCREASING THE DUE AMOUNT FROM RS. 2700/ - TO 3700/- THEN WHEN I EVEN PAID 3700/-, THEIR COLLECTING PERSON ASSURED OF DESPATCH OF THE NOC WITHIN 15/20 DAYS AS THEY CONFIRMED THAT THE FULL AMOUNT IS CLEARED, THEY AGAIN CAME BACK AFTER 2 MONTHS STATING THE NEW DUE AMOUNT AS RS. 7700/- FRESH AND WHEN I CONFRONTED, AND DEMANDED THE EXPLAINATION, THEN, THEY HAVE STOPPED COMMUNICATING TO ME SINCE THEN(ALMOST 5 YEARS HAVE PASSED.
NOW IT SEEMS, THAT THEY HAVE PUT MY NAME IN THE DEFAULTERS LIST , AND DUE TO WHICH I AM NOT GETTING ANY OF MY APPLICATION FOR CREDIT CARDS HONOURED. NOW, I AM PLANNING TO OWN A HOUSE, AND IT IS MY FEELINGS, THIS WILL BECOME AN OBSTACLE AGAIN. THIS IS TOTALLY UNJUSTIFIED.
PLEASE HELP ME SIR.
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Aug 13, 2020
Complaint marked as Resolved 
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Citi Financial Services — MORAL VALUES

TO WHOMSOEVER IT MAY CONCERN

I am G.Lakshmipathy from chennai writting this complaint to CITI FINANCIAL SERVICES .

I am residing in chennai Kottivakkam.

Please every body ... It is not a story .... It is a real thing happend to me.

We have our own house in chennai and we have offered for rent.

A person working in a private bank came and asked for the house for his sister who is a widow.

We have given them for rent immediately after one week a person from CITIFINANCIAL SERVICES came to our street and asked about me with an application with a photo( Tenent lady photo) pasted over the application and the person from citifinancial bank asked that the lady in the application form is the wife of me or ????

They went and asked to my wife also the same question and my wife replied that i am his wife and the lady in the [photo is a tenent who came for rent to our house.

Even after this clarification also the verification persons from the bank not left and they have enquired the same with more than 20 families residing in that street.

My family is residing more than 15 years in that area and we were treated by the people of that area with great respect and due to the above we were laughed by the near by neighbours and we were in angry with the tenent and told them to immeditely vocate the house.

We have lodged a complaint in nearby citifinanacial services ( Besant Nagar-chennai)

I was thinking to scan a copy of the complaint with this but i do not know how to attach.

We have shouted the tenent how dare they do like this.

They replied that they will be proving us that they had not applied for any loan.

I request CITIFINANCIAL to take care about the verification persons coming for anything should take care about the Morals and they should be trained in such a way that how to approach persons otherwise defenitely problems will lead to collapse of a good family. It is not a good thing.

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    KOLKATA
    West Bengal
    India
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