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[Resolved]  CITIfinancial — Cheating

Dear sir/madam,

I am working as a System administrator in a private concern, chennai, tamil nadu,india. I have got personal loan Rs.30000 on[protected] from the citifinancial (Anna Nagar branch ), chennai, Tamil nadu, India. My monthly installment is Rs.1675. I paid three months installments. When i get this loan the following details they have given to me.

Details.

Prcessing fee : Rs. 1000.00+ 124.00

Insurance premium : Rs.434.00 + 54.00

Total installments : Rs.1675 * 30

My cheque amount is : Rs.28,388 ( after the deduction of processing fee + Insurance)

cheque no: 624999 dated[protected]

When i repay the loan amount after the two or three or six installments, the insurance amount(as above details) is refundable at the time of closing. Balance amount you have to pay, There is no any other fees, this is what they told me when i get the loan.

Then i planned to repay the loan after the three installments & i went to the branch office. At the time of closing they are telling

you have to pay 5% percent of loan amount you have to pay for closing penalty and also your insurance amount is not refundable.
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Complaint marked as Resolved Aug 13, 2020
Complaint comments  1 CommentShareTweet

Comments

Citifinancial — cheating

without sending the cheque for the collecting the loan EMI, claimed that the cheque has dishonourded eventhough the huge amount had in the bank as balance and fined and collected payment. all things have happened from the fault made by city bank official or from thier bank only.

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    Citibank N.A., P.O. Box No. 4830, Anna Salai Post Office, Chennai, Tamil Nadu, India - 600002
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