[Resolved] Deutsche Bank Add On Credit Card — Add On Card reported to CIBIL | |||
I have mailed CIBIL and also Duetsche Bank Credit Support Team with the Below Details with regard to Add-On Cards issued to me without my Knowledge and also reported to CIBIL as Defaulter. I still haven't got any reply from CIBIL nor Duetsche Bank Verified My Credit Report by Paying Rs.142 to CIBIL and my Investigation below regarding my AddOn Cards Consumer:SURESH SELVARAJ MEMBER CIBIL ID:BF99981005 DATE:[protected] TIME:16:21:48 MEMBER REFERENCE NUMBER:9288234 CONTROLNUMBER:43,91,36,054 Upon verifying the Credit Report, I find some of Information/Data to be contradicting. Hence,I kindly request you to research on the issue and help me providing a good response. ACCOUNT-DEUTSCHE BANK XXXX6502 AUTHORISED USER with OVERDUE:11,901 The Credit Card -XXXX6502 is an Add-On Card where the Primary Card Owner is my father Mr.Selvaraj. It is to be noted that I have not signed or requested for the Credit card from Bank and the Primary Card Holder is solely responsible for the Payment. Neither the Bank have not contacted me for any Payment request till date. Hence I request CIBIL to please research if the information is a Duplicate with that of Mr. Selvaraj, the Primary Card Owner and that provide me answer if Fields like Overdue is necessary for Add-On User in the CIBIL report. ACCOUNT-HSBC XXXX9264 AUTHORISED USER with High Credit:76,672 The Credit Card -XXXX9264 is an Add-On Card where the Primary Card Owner is my father Mr.Selvaraj. Again, I have not signed or requested the card and upon discussing with Mr. Selvaraj, he has provided the information that Bank have called with offer and requested to provide family member names for Add-On Cards. Hence the Credit card came in Mail. I have no idea of the card which was issued to me and I came to know only after seeing CIBIL Report. Hence I request CIBIL to provide me if the Information provided from its members(Banks) are being validated that if the consumer have signed or what support documents were provided by the consumer for getting the credit card in order to accept the information. Note: It is to be noted that the I have never touched/Benefitted the Add-On card and that Sum of Amount displayed in the Credit Report for the Add On Card XXXX9264 of Rs.76,672 is never a valid information my statement. It is Only Valid if CIBIL takes care to mention the amount used by Add On Card separately and not the Total Amount used by the Primary Card to avoid Duplication of Information. Please let me know if CIBIL needs further information from me for the research and Hope to get a good explanation from CIBIL soon. Thanks Suresh S Was this information helpful? | |||
Aug 13, 2020 Complaint marked as Resolved | |||
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Deutsche Bank AG, PO Box 9095, Mumbai, Maharashtra, India - 400063
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